 Banco Popular  is a bank holding company which is Puerto Rico's largest bank. This bank operates branches in the U.S. and British Virgin Islands, and in New York City. It also operates Puerto Rico's largest vehicle-leasing and daily-rental company, and makes mortgage and other loans. It’s a parent holding company which operates bank branches in six U.S. states, offers services such as check cashing and money transfers, makes loans, provides small ticket- equipment leasing, and engages in ATM switching and driving services in Costa Rica. While most of Popular's assets remain in Puerto Rico, it greatly expanded its mainland U.S. operations in the 1990s to serve the Hispanic population there.

 Banco Popular is located in the U.S., British Virgin Islands, New York City, New Jersey, Illinois, Puerto Rico and Costa Rica.  This is a local, regional, online, and national bank.

 Banco Popular uses advertisement to attract customers of what type of bank it is and what it offers. This also is a bank from Puerto Rico, so it catches hispanic peoples attention.

 Checkings has the totally free checking account which includes:  FREE access to Allpoint® ATM network of over 35,000 ATMs nationwide.  Free unlimited check writing  No minimum balance required  No monthly service charge  No direct deposit requirement  Online and telephone banking  Images of paid checks  MasterCard® debit card  Automatic funds transfers  Combined statement  Savings  Relationship Savings. This account allows you to save money and earn more interest the higher your balance. There are no monthly service charges if you maintain a minimum balance of $250 and set up an automatic deposit into the account. Relationship Savings  CD – Certificate of Deposit CD – Certificate of Deposit Value. Convenience. You can have it all. With a CD you can lock in a high rate and be assured of your return. Interest is compounded daily, and can be credited to your account monthly, quarterly, semi-annually, annually, or at maturity.  Educational Planning Educational Planning  You want to send your child to college, but will you have enough saved when it comes the time? I f balance falls below the $250 minimum balance requirement or a regularly scheduled deposit does not occur, a monthly service charge of only $4.00 will apply.  A fee will apply for every preauthorized debit in excess of 6 per month

 Basic Interest Checking Basic Interest Checking  More Information More Information  For those who maintain an average monthly balance of $250 or more  FREE access to Allpoint® ATM network of over 35,000 ATMs nationwide.  Competitive interest.  Only a $250 minimum average monthly balance to avoid a monthly service charge.  Only a $5 monthly service charge if average monthly balance drops below $250.

 What makes the accounts different is in a checking's account you automatically take out money, it’s the money you use with your credit or debit card, how ever you program it. The point of a savings account is to save money for any type of reason for example college, or something you want for yourself etc.  Some rewards Banco Popular offers are the Our Total Rewards  Our Total Rewards – Popular’s comprehensive benefit programs, career development plans, rewards and recognition programs and work/life resources are designed to enable our People to make their dreams happen! Our Total Rewards* :  Medical Insurance Program with prescription drug coverage  Dental Insurance Program  Vision Insurance Program  Domestic Partner Benefits – Medical & Dental  Short and Long Term Disability Insurance  No-cost group term Life Insurance and supplemental life options  401(k) Program  Flexible Spending Accounts  Various Recognition and Reward Programs  Paid time away from Work – Your Time Off  Paid Community Time Off  Bank Holidays  Employee Assistance Program  Continued Educational Assistance Program  Free and Discounted Banking Services  And many more...