Loans – The Costs, Types and Graphs. Home Loan Costs Home Loan Application and Lender Fees Depending on the lender these fees will differ, but could include:

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Presentation transcript:

Loans – The Costs, Types and Graphs

Home Loan Costs Home Loan Application and Lender Fees Depending on the lender these fees will differ, but could include: Loan application fee Loan establishment fee Service fee Valuation fee Legal fees (mortgage related) Account transactions fees Exit fees (or Deferred Establishment Fees)

More Costs Lenders Mortgage Insurance Mortgage Registration, Property and Mortgage Stamp Duty Legal Fees Building inspections Pest and Termite Inspection

Let’s buy a house ANZ Loan Fee Calculator

Types of Home Loans Standard Variable Home Loan & Basic Variable Home Loan Fixed Rate Home Loan Combination or Split Home Loan No Deposit – Low Deposit Home Loan Introductory or Honeymoon Rate Home Loans All-In-One Home Loan Line of Credit/Equity Home Loans Loc Doc Loan Bridging Home Loan Interest Only Home Loan

Loan Graphs

Reducing Balance Loans

Reducing Balance Loan Graphs Spreadsheet

Flat Rate Loan Graphs Spreadsheet 2

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