Meet Page 1 THE LAKSHMI VILAS BANK LTD UNAUDITED WORKING RESULTS FOR THE NINE MONTHS PERIOD ENDED DECEMBER-2012

Meet Page 2 FY13 - Q3 HIGHLIGHTS – (Q-O-Q BASIS) 1.OPERATING PROFIT INCREASED BY 46.83% ON Q-O-Q BASIS (FROM ` Crores for Q TO `70.64 Crores for Q3-2012). 2.NET PROFIT INCREASED BY 10.44% ON Q-O-Q BASIS (FROM ` Crores for Q TO ` Crores for Q3-2012) 3.NET INTEREST INCOME AT ` CRORES INCREASED BY 18.22% (Q ` CRORES). 4.NIM INCREASED TO 2.86% (Q %).

Meet Page 3 PERFORMANCE HIGHLIGHTS – BUSINESS GROWTH 1.TOTAL BUSINESS OF THE BANK ROSE TO ` Crores AS AT DECEMBER 2012, RECORDING A Y-O-Y GROWTH OF 14.17%. 2.TOTAL DEPOSITS GREW BY 11.28%, ADVANCES BY 18.27% ON Y-O-Y BASIS.

Meet Page 4 DEPOSITS PARTICULARS ( ` in Crores) AS ON AS ON GROWTH (%) AS ON (Y-O-Y) CORE DEPOSITS % BANK DEPOSITS % TOTAL DEPOSITS % INTEREST PAID ON DEPOSITS % COST OF DEPOSIT8.99%8.41% 8.57% CASA %14.39%15.93% 14.90%

Meet Page 5 ADVANCES PARTICULARS ( ` in Crores) AS ON AS ON GROWTH (%) AS ON (Y-O-Y) GROSS ADVANCES % NET ADVANCES % CREDIT-DEPOSIT RATIO 74.77%70.35% 73.18% INTEREST RECEIVED ON ADVANCES % YIELD ON ADVANCES13.05%13.61%

Meet Page 6 INCOME ( ` in Crores) PARTICULARS3 RD QUARTERNINE MONTHS ENDED AS ON AS ON GROWTH (%) (Y-O-Y) AS ON AS ON GROWTH (%) (Y-O-Y) AS ON TOTAL INTEREST INCOME (A+B+C) % % A) INTEREST ON ADVANCES % % B) INCOME ON INVESTMENTS % % C) OTHER INTEREST INCOME % %3.83 D) OTHERS (IT REFUND) % % NON INTEREST INCOME % % TOTAL INCOME (1+2) % %

Meet Page 7 EXPENDITURE ( ` in Crores) PARTICULARS3 RD QUARTERNINE MONTHS ENDED AS ON AS ON GROWTH (%) (Y-O-Y) AS ON AS ON GROWTH (%) (Y-O-Y) AS ON INTEREST EXPENDITURE % % OPERATING EXPENDITURE (A+B) % % A) STAFF EXPENDITURE % % B) OTHER OPERATING EXPENDITURE % % TOTAL EXPENDITURE (1+2) % %

Meet Page 8 NET PROFIT ( ` in Crores) PARTICULARS 3 RD QUARTERNINE MONTHS ENDED FY GROWTH %FY GROWTH (%) AS ON (Y-O-Y) (Y-O-Y) OPERATING PROFIT % % PROVISIONS (excl. tax) % % PROFIT BEFORE TAX (PBT) % % PROVISION FOR TAX % %19.00 NET PROFIT % %107.02

Meet Page 9 CAPITAL ADEQUECY PARTICULARS ( ` in crores) AS ON AS ON GROWTH (%) AS ON (Y-O-Y) B/S SIZE % CAPITAL ADEQUECY RATIO BASEL – I10.52% 10.22% 2.94%12.08% BASEL - II12.20% 10.82% 12.75%13.10%

Meet Page 10 ANALYTICAL RATIOS AS ON AS ON AS ON RETURN ON EQUITY (%)10.84%12.83%12.66% RETURN ON ASSETS (%)0.60%0.76%0.73% YEILD ON FUNDS (%)10.39%10.30%10.39% COST OF FUNDS (%)8.17%7.70%7.85% INTEREST SPREAD (%)2.22%2.60%2.54% NET INTEREST MARGIN (%)2.50%2.96%2.91%

Meet Page 11 NON PERFORMING ASSETS PARTICULARS ( ` in Crores) AS ON AS ON AS ON AS ON GROSS NPA NET NPA GROSS NPA (%)4.41%4.50% 2.42% 2.98% NET NPA (%)2.97%2.95% 1.23% 1.74%