Housing and Welfare Reforms: Issues for ALMOs Steve Wilcox University of York.

Slides:

Advertisements

Similar presentations

Universal Credit 1 Replaces all existing means tested benefits for working age claimants (Except Council Tax Benefit)

Advertisements

Universal Credit & Welfare Reform Implications for The Princes Trust and the young people we work with.

Universal Credit The Shape of Things to Come Angela Toal Welfare rights worker CPAG in Scotland.

Housing Benefit Update

Landlords Association for Northern Ireland Universal Credit 15 May 2013.

1 Landlords Forum 15 th September 2011 LHA changes and Universal Credit Mick Bullock.

Wincred Welfare Reforms & Financial Inclusion. Background Welfare Reform Act 2012 gained Royal Assent 8 th March 2012 Government purpose is to –Reduce.

City of Edinburgh Council Welfare Rights Service1 Local Housing Allowance NAWRA 14 th September 2007 EDINBURGH Nancy Fowler Welfare Rights Officer.

Welfare Reform Jude Bevan Revenues & Benefit Service Manager.

Setting the context: understanding the changes under the new welfare system Joanna Kennedy Chief Executive, Zacchaeus 2000 Trust.

Welfare Reform Changes Karen Wenlock Revenues & Benefits Manager.

13 March 2013 What is happening to welfare? national policy - local impacts.

Welfare Benefit Reform Veronica Dewsbury. Content Policy Intention Benefit Cap Size Criteria Social sector Social Fund Council Tax Support Government.

Proposed Welfare Reform Changes The effect on Service Users of the June 2010 Budget proposals 1.

Welfare Reforms An overview of the benefits affected and potential impact.

Housing Benefit Reform  2010/11 Budget changes  Universal Credit.

Welfare Reform for Children and families Sam Royston, Poverty and Early Years Policy Adviser, The Children’s Society, December 2011.

Over £100 million distributed to people in need Benefits Overview Welfare State Benefits 2013.

The Coalition Government and Welfare reform Dave Simmonds Centre for Economic & Social Inclusion.

Housing Benefit Reform Ged Millar, Housing Benefit Reform & Affordable Rents.

Welfare Reforms Ursula Barrington. Welfare reforms On 16 February 2011 the Welfare Reform Bill was introduced to Parliament. The Bill legislates for the.

Universal Credit and Other Welfare Reforms – a Local Authority Perspective John Wright 21 November

Salford Welfare Rights and Debt Advice Service Welfare Benefit and Tax Credit Changes Incapacity Benefit  Employment and Support Allowance Re-assessment.

Welfare Reform Clive Buckman, LBTH Benefits. Contents (1) ► An overview of the welfare reform programme, as it affects people currently claiming HB/CTB,

Welfare Reform Update. Welfare cuts – who hurts most? New tenants Lone parents Young single people Women Disabled people Large families Social tenants.

Learn with us. Improve with us. Influence with us | Welfare Reform Impacts Sam Lister, Policy & Practice Officer, CIH.

An overview of the Welfare Reforms The Welfare Benefits Unit Heather Theobold October 2012.

Michael Fothergill UNDERSTAND WELFARE REFORM Welfare Network.

The future of welfare reform Stephen McKay University of Birmingham twitter.com/socialpolicy

16 January 2013 Welfare reform: national policy ~ local impact.

East Sussex Area Welfare Reform Project Ian Fitzpatrick Snr Head of Community Eastbourne Borough Council.

Financial Inclusion Forum September 2013 Welfare Reform Update.

1 The system no longer achieving its aims “Want is one only of five giants on the road of reconstruction; the others are Disease, Ignorance, Squalor, and.

1 Welfare Reform… Alan Franco. Tameside Numbers How many claimants of DWP working age benefits are there in Tameside? Unemployed + sick+ lone parents+

Welfare Reform and Tenant Management Organisations Karen Williams and Ursula Barrington August 2012.

Universal credit: what it means for parents moving into work and their children Mark Willis, September 2012.

Changes to Housing Benefit Alanna Sokolski Housing Options Service.

Housing Benefit & Universal Credit – Impact on Households Changes to Housing Benefit Universal Credit Local tax support Benefit Cap Challenges/Responses.

Welfare Benefit Changes 2011 to 2017 Anne Jordan Housing Benefits Service.

A new government: where now for welfare reform? Scottish IRRV Conference 1 st September 2010 Paul Howarth, Housing Benefit Strategy Division.

An LG Group perspective on welfare reform Mike Heiser 4 July 2011.

Making work pay in London under Universal Credit.

Jan11/HS002 Benefit legislative changes effective from April 2011 LHA and JSA decreases and non dependant deductions increases The potential impact upon.

Housing Benefit Changes April 2011 onwards Mick Lear Benefit Service.

How will tenants respond to the Local Housing Allowance reforms? Reflections on the existing evidence Yvette Hartfree and Grahame Whitfield Centre for.

Slide 1 Neighbourhoods Directorate Service Improvement Team Budget Update February 2011 Service Improvement Team Benefits Service.

Meeting the Housing Challenge: The Role of the Private Rented Sector Economic and Social Context 17 th August 2011.

Welfare reform: Responding to welfare changes Paul Spicker Employability and Skills Scotland 18 th September 2013.

Martin Baillie Islington Council Child poverty and the new world of welfare: a view from a London borough.

Making sense of the CSR Presented by Gerri Scott, Executive Director of Housing & Customer Services at Moat.

Changes to Housing Benefit Chris Baker – Housing Benefit Manager.

Maybe it’s because I’m a Londoner The impact of LHA changes and the benefit cap on London.

Welfare Reform By Samantha Creary. Welfare Reform Objectives Improve work incentives Simplify benefits system Reduce administration costs.

Universal Credit and predicted impacts for recipients Mark Willis CPAG in Scotland.

Housing Benefit & Welfare Reform 11 October 2011 Sam Lister Policy and Practice Officer.

Welfare Reform Presenter Rob Thompson Benefits Manager.

Impact of recent benefit changes.. Turn2us is a national charity helping people in financial hardship to gain access to welfare benefits, charitable grants.

Impacts of welfare changes in Camden October 2015 (HB ref date 1 Oct-15)

Welfare reform and the impact on children ADES/ADSW Joint seminar on children 7 th May 2013.

Lizzie Clifford, Policy Officer, National Housing Federation Welfare Reform.

Benefits Update Mark Griffiths Benefits Manager Amber Valley Borough Council.

‘Skivers and strivers’ How new benefit rules hit them both Alastair Cameron Chief Executive, Scottish Churches Housing Action.

Impact of Welfare Reform Developing an effective local response HaringeyStat - June 2016.

The threat behind the incentive

Richard Exell and Nicola Smith TUC

Cardiff Partnership Board June 2012

Business Planning 2011 Benefit changes.

Welfare Reform December 2012 Jane Thomas – Operational Manager

Social Security Update

The system no longer achieving its aims

Presentation transcript:

Housing and Welfare Reforms: Issues for ALMOs Steve Wilcox University of York

Housing and welfare reforms: Issues for ALMOs Housing Benefit Reforms The Maximum Benefit Cap Universal Credits

The Housing benefit reforms Private sector reforms Caps & lower LHA rates CPI Indexation (& definition) Increased non dependent deductions Social sector size limits Additional bedroom for carers Discretionary Housing Payments increase

Caps and Lower LHA Rates Maximum National Caps Maximum 4 Bed Rate 30 th Percentile Rates (5/8% below median) Removing £15 excess provisions Increased pressure on social sector

The Maximum Benefit Cap Based on national average earnings Applies to all tenures Only applies to out of work households Doesn’t apply to disabled or retired Impact on large families in high rent areas Likely to be some modifications?

Impact of Maximum Benefit Cap

Universal Credits I Major Structural Simplification Based on Dynamic Benefits Single Integrated Taper Aims to promote work incentives Higher initial costs Long term savings from work impacts ?

Universal Credits II Transitional protection Future ‘gainers’ and ‘losers’ Integrated ‘real time’ weekly adjustments Challenging IT and Admin Reforms Limited lone parent allowances Help with housing costs reconfigured

Universal Credits: Help with housing costs High earnings disregard But reduced if help with housing costs Mortgage costs included (?) Council tax benefit excluded (?) Many in work claimants better off But complexity will dilute message

Marginal deductions from gross earnings: Current system and universal credit

The Earnings Disregard Formula Earnings disregard for tenants = Higher earnings disregard - Rent times Subject to lower earnings disregard floor But no disregard for a single person

Higher and lower earnings disregards HouseholdHigherLowerHousing Cost Trigger Couple£57.70£10£31.80 Couple + 1£109.60£20£59.80 Couple + 2£109.60£25£56.40 Lone parent + 1£148.10£40£72.10 Lone parent + 2£148.10£45£68.70

The current benefit poverty trap Couple with two children. £80 pw rent. 2010/11 Rates Under £180 pw less than 30 hours

The structure of universal credits Couple with two children. £80 pw rent.

Net impact of systems compared Couple + 2 children. Rent £ 80. Council Tax £ 15. £ 5.93 per hour earnings.

Universal Credit Issues Risks & intermediate rents The national cap & work Complexity of earnings disregards The direct payment issue(s) The monthly payment norm Provisions for mortgage costs? Council tax benefit?