Man’s best friend? Dog bite liability. Insurances Civil liability insurance Homeowner insurance Renters insurance Other Special insurance: dog bite liability.

Slides:



Advertisements
Similar presentations
Test this Thurs 9/27 Competition Competition Money (all aspects) Money (all aspects) Banking Banking Insurance Insurance.
Advertisements

Chapter Nineteen The American Economy Personal Finances ~~~~~ Insurance Against Hardship.
Separation of Powers & Rules of Law Prof. Carol Swanson ORIENTATION Fall 2008.
Insurance Policies. Insurance policies There are many forms of insurance that you may choose to purchase in the future: Homeowners Renters Automobile.
G5 © Family Economics & Financial Education - Revised May Life in...United States Simulation - Bancroft-Notebook Cover and Profile Page 1.
Insurance & Risk Management. Can You Believe?  The number of insurance claims for auto accidents involving teens is ____% higher than those for adults.
Insurance. Business Insurance Running a small business involves a significant investment. Business insurance protects your investment by minimizing financial.
Pit Bull Persuasion Ann Saari Jon Sims Allison Smith THE PIT BULL.
Safety with Dogs Janet Blair Perry County Health Department.
Understanding Types of Insurance
Insurance Basics Sharing the Risk.
Is Your Mortgage & Lifestyle Totally Protected?. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and.
© Oklahoma State Department of Education. All rights reserved.1 Identifying Risk Standard Risk Management and Insurance.
Insurance and risk management Standard 11. What is risk? O the likelihood of loss or profit O from an investment O from some threat to your well-being.
© 2007 Prentice Hall, Business Law, sixth edition, Henry R. Cheeseman Insurance.
Insurance: Risk Transferring Financial Literacy VTVLC – Fall 2013.
Chapter 19 Principles of Real Property Insurance.
© Take Charge Today – August 2013 – Types of Insurance – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer.
Health Care By Itself Does Not Afford The Protection Needed To Properly Insure Your Family Every 2 Seconds Someone Has A Accidental Injury Every 23 Seconds.
Insurance. Insurance The planned protection provided by sharing economic losses.
EVERYBODY LOVES RAYMOND… Insurance.
An Introduction to Insurance. What is Insurance?  Insurance is a means of guaranteeing you financial protection against various risks.  In exchange.
Are You Totally Protected?. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals.
Insurance Terms Business Essentials. Term Insurance An insurance policy that provides coverage for a limited period, the value payable only if a loss.
TYPES OF INSURANCE. 1. Homeowner's Insurance - provides coverage for losses due to damage or destruction of a home. 2. Life Insurance - provides coverage.
© Family Economics & Financial Education – Updated May 2012 – Types of Insurance – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton.
Earlier this millenium, it became law that every car is required to have at least liability insurance. Liability in legal terms means being responsible.
Risk Management and Insurance. What is risk? The chance of loss from some type of disaster.
TYPES OF INSURANCE. WHY IS IT IMPORTANT TO HAVE INSURANCE? Risk - chance of loss from an event that cannot be entirely controlled Emergency savings -
Disability Income Protection from MassMutual. At the Center of Your Financial Security. SM Do you have a comprehensive health insurance plan? An unbalanced.
Pit Bulls are great Dogs By: Kevin Grice Pit bulls often are very aggressive towards other animals. This is something that can be socialized out of.
Business Risk Management What is “business risk management” and How does it differ from personal risk management?
Lesson 18 Insurance. Today’s Learning Objective What are the main types of insurance? Insurance Basics Auto Insurance Renter’s Insurance Homeowner’s Insurance.
Introduction to Insurance Source of Lesson Resources: Next Gen Personal Finance.
How Insurance Works Life is full of risks Life is full of risks The purpose of Insurance is to provide financial protection against different kinds of.
Insurance. Health Insurance Basic Physician for non-surgical care Surgical for surgeon’s fees Cosmetic not covered Specific procedures are a set price.
INSURANCE CALM 20. What is Insurance? Insurance is defined as a contract (called an insurance policy) where one party (insurer) agrees to pay another.
 RISK  Variety of meanings for risk in business and our day today life.  Risk is used to describe any situation where there is uncertainty about what.
© Take Charge Today – August 2013 – Types of Insurance – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School of Family and Consumer.
D EFENSE A GAINST D OGS By: Rachael Hickman, Hannah Hakenjos, and Anna Torres.
Insurance 101 Personal Finance. Learning Goal To be able to define terms relating to insurance.
6.4. Property Owners Insurance Premiums Terms to know: Homeowner Insurance Dwelling Other Structures Personal Property Additional Living Expense Personal.
Insurance: Your Protection Financial Literacy Mrs. Dayley.
What is Insurance? Insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined.
Insurance Risk & Protection. Can you believe? Insurance claims involving teens 100% higher than adults Insurance claims involving teens 100% higher than.
DOG BREEDS 7.01: Discuss the major breeds of dogs.
026. Australian Shepherd Border Collie 028. Cardigan Welsh Corgi.
Dog Breeds Small Animal Care I. German Shepherd St. Bernard.
Dog Breeds ID Vet tech. bloodhound Chihuahua Chow.
Insurance 101 “Risk Management” Insurance Risk Management Protection against Financial Loss.
Insurance Shops Disability Income Insurance. Most People Insure Automobile $60K $60KHome $300K $300K.
Insurance. Purpose of Insurance To mitigate risk, reduce the $$$ damage from an accident, illness – Savings not usually enough when major problems strike.
INSURANCE TYPES AND CHARACTERISTICS. WHAT IS INSURANCE? We have insurance because life is full of different risks. Insurance – an agreement between an.
Insuring Your Future Objective: Discuss the common types of insurance Identify when an insurable interest is present Bellwork: What kinds of insurance.
Are You Totally Protected?. Who is USA Benefits Group? About the Company  USA Benefits Group is a nationwide network of health and life insurance professionals.
Risk Management and fraud in retail practice
How Insurance Works Life is full of risks
Pamela Carlisle-Frank Ph.D., Joshua Frank Ph.D.,
Dog Breeds ID Vet tech.
Are Your Loans & Lifestyle Totally Protected?
Insurance Econ 10/23.
Introduction Life is full of risks and accidents. People are at risk for getting injured when playing sports, riding in a car, or living in a house. Risk.
Introduction to Insurance
Insurance.
Working Group Quiz All images are used with permission from Purina.
Personal Liability Insurance
Jeopardy! Begin.
Personal Finance Part 2.
Unit 5: Personal Finance
How Insurance Works Life is full of risks
Presentation transcript:

Man’s best friend? Dog bite liability

Insurances Civil liability insurance Homeowner insurance Renters insurance Other Special insurance: dog bite liability Average premium: $ /year

When are you liable? Because of ownership Exceptions: Trespassing Veterinarians Felons Provocation Police/military “one bite rule” Prevention

Most vicious dogs (responsible for the greatest number of dog bite-related fatalities from 1979 to 1998) 1.Pitbull 2.Rottweiler 3.German Shepherd 4.Husky 5.Malamute 6.Doberman 7.Chow 8.Great Dane 9.Saint Bernard 10.Wolf hybrids

What is covered? (future) medical treatment Medications Psychological counseling Loss of earnings Torn clothing

Statistics (USA) 65 million dogs Annual bites: 4.7 million (2%) (1/6) need medical attention Deaths: /year Dogs of family/friends: 77% Losses: > $ 1 billion /year $ 345 million paid by insurance

Emergency room incindents (2005) Cause of injuryIncidents Baseball/softball Dog bites Playground accidents All-terain vehicles, mopeds,… Volleyball Inline skating Horseback riding71.162

Number of dogs (+ 2%)

Number of bites (+ 33%)

Homeowner claims

Consequences For the owner: Loss of house, income,… For the victim: Physical consequences No way to recover For society: Society pays medical bills, disability and unemployment benefits Banning of certain breeds

Feedback: Privacy Policy Feedback
Do Not Sell My Personal Information
About project: SlidePlayer Terms of Service

© 2024 SlidePlayer.com Inc. All rights reserved.