Commercial Banking Presented by: Vidya Nallasivan, Rebecca Hunter, John Wooley, Nicholas Jones.

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Presentation transcript:

Commercial Banking Presented by: Vidya Nallasivan, Rebecca Hunter, John Wooley, Nicholas Jones

Commercial Banking: Chase ●History ●What is commercial banking ●Profit Drivers ●Industry Trends VidyaJohnRebecca Nicholas

History VidyaJohnRebecca Nicholas 1996: Chemical Bank of New York acquires Chase Manhattan Bank 2000: Chase acquires J.P. Morgan & Co., becoming JPMorgan Chase 2004: JPMorgan Chase acquires Bank One, moves to New York

Chase Commercial Bank VidyaJohnRebecca Nicholas Client and community focus Middle market banking ($20M-50M) Corporate client banking $500M-2B)

What is Commercial Banking Investment Banking Asset Management Commercial BankComme rcial 2014

Commercial Banking Activities Your Money Loans Relationships VidyaJohnRebecca Nicholas

Value Drivers Commercial Banking Real Estate Loans Securities Deposits VidyaJohnRebecca Nicholas

Assets and Liabilities Assets Cash and Balances Securities Net Loans & Leases VidyaJohnRebecca Nicholas

Assets and Liabilities VidyaJohnRebecca Nicholas

Assets VidyaJohnRebecca Nicholas

Liabilities Deposits Borrowings Fed Funds Purchased VidyaJohnRebecca Nicholas

Liabilities VidyaJohnRebecca Nicholas

Liabilities VidyaJohnRebecca Nicholas

Liabilities VidyaJohnRebecca Nicholas

Net Income Net interest income Non-interest income Charge Offs and Allowance for loan lease losses (ALLL) VidyaJohnRebecca Nicholas

Net Income VidyaJohnRebecca Nicholas

Net Income VidyaJohnRebecca Nicholas

Snapshot Analysis: Tear Sheets VidyaJohnRebecca Nicholas

Current Industry Trends VidyaJohnRebecca Nicholas

Commercial Banking VidyaJohnRebecca Nicholas