Case Study & FAQ’s. Damn budget constraints….my IT users desperately need new notebooks, printers and screens…..how do I get them the equipment they need.

Slides:



Advertisements
Similar presentations
Financial Records & Statements Ch PoB 2011.
Advertisements

Home Buying Process Financial Options. Objectives Define the Four “Cs” of the Loan Process Determine How Much You Can Afford for a House Calculate Front-End/Back-End.
Financial Management F OR A S MALL B USINESS. FINANCIAL MANAGEMENT 2 Welcome 1. Agenda 2. Ground Rules 3. Introductions.
 Take a few minutes to look over your notes if you need to take/retake yesterday’s Quiz › Use the resources on Moodle to help you study › We will do a.
Cindy Grimes Area Manager December 8, 2005 FUNDING SOLUTIONS CAN ASSIST YOU IN ACQUIRING EQUIPMENT TODAY.
STATEMENT OF CASH FLOWS
Teens 2 lesson seven understanding credit presentation slides 04/09.
Teens 2 lesson seven understanding credit presentation slides 04/09.
HOW CREDIT CARDS WORK What you need to know about credit cards- including what credit cards companies can and can’t do, and what information they have.
2006 Cash Flow Statement Sources of cash: Beginning cash balance Cash receipts from product sales Other sources of cash Total sources of cash Uses of cash:
Contemporary Engineering Economics, 4 th edition, © 2007 When Projects Require Financing Activities Lecture No. 41 Chapter 10 Contemporary Engineering.
Key Concepts and Skills
Chapter McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 26 Leasing.
Statement of Cash Flows COPYRIGHT ©2007 Thomson South-Western, a part of the Thomson Corporation. Thomson, the Star logo, and South-Western are trademarks.
Lesson 5 Cash Flow Statement Li, Jialong
BAT4m Unit 1: Chapter 1 September Quiz on Friday September 12, 2014.
Key Financial Indicators AGEC Spring 2010.
AGEC 489/689 Spring 2009 Detailed View of Financial Statement Linkages Slide Show #3.
4.01 Understand financial planning..  Assets: what the company owns  Liabilities: what the company owes  Owner’s Equity: value of owner’s investment.
Copyright © 2003 Center for Farm Financial Management, University of Minnesota Financial Plan Your lender wants to know if your business will be financially.
16 Statement of Cash Flows Accounting 26e C H A P T E R Warren Reeve
Principles of Business, Marketing, and Finance Financial Planning Copyright © Texas Education, All rights reserved.
Section 36.2 Financial Aspects of a Business Plan
THE FINANCIAL BASICS OF GRANT REVIEW Joe McCarthy and Tina Kasmarzik September 26, 2005.
Finance and Accounts Analysing Accounts Pr. Zoubida SAMLAL.
26-0 Lease Terminology Lease – contractual agreement for use of an asset in return for a series of payments Lessee – user of an asset; makes payments Lessor.
Analyzing Year End Financial Reports to Evaluate the Business Objectives:  The student will describe five key factors of year end financial analysis 
Chapter 6 Consumer Credit
Click to begin Click to begin Mr. Thomas Chapter 12.
© 2012 Cengage Learning. All Rights Reserved. Principles of Business, 8e C H A P T E R 12 SLIDE Financial Planning Financial Records.
Accounting 11 Financial Statements COPY YELLOW TEXT.
Copyright ©2004 Pearson Education, Inc. All rights reserved.8-1 What Is Consumer Borrowing? Obtaining funds from a lender under specific loan provisions.
Essential Standard 4.00 Understanding the role of finance in business. 1.
The Statement of Cash Flows Chapter 4 The Statement of Cash Flows Answers u u How Much Cash Was Provided by Operations u u What Amount of Property and.
T HE F INANCIAL S TATEMENTS OF THE LIMITED C OMPANIES AND C ASH F LOW S TATEMENT Profit&Loss Statement, Balance Sheet, Cash Flow Statements.
Stock Market Analysis and Personal Finance Mr. Bernstein The Three Primary Financial Statements September 2015.
Apply procedures for preparing corporate financial statements.
CASH FLOW ANALYSIS Accrual or Cash basis Accounting? Purchase of goods on credit in year X0100 Selling expenses paid in cash (year X0)50 Sales revenue500.
HFT 3431 Chapter 4 Statement of Cash Flows The Statement of Cash Flows Answers u u How Much Cash Was Provided by Operations u u What Amount of Property.
Essential Standard 4.00 Understanding the role of finance in business. 1.
Budgeting: The Basis for Planning and Control – Planning Developing objectives for acquisition and use of resources. – Control Steps taken by management.
AGEC 407 Cash Flow Budgeting What is a cash flow budget? –Summary of cash inflows and outflows for a business over a given period of time –Most important.
Using Credit SSEPF4.a, SSEPF4.b, SSEPF4.c. Loans and Credit Cards: Buy Now, Pay Later The U.S. economy runs on credit. Credit – The ability to obtain.
* WHAT’S FINANCE? The Role of Finance and Financial Managers * LG1
 Credit  Equity  Credit: the ability to borrow money in return for a promise of future repayment. Future repayment usually includes interest.
money you have in a bank either in checking (where you can use the money with an ATM card or by writing a check) or savings (where you earn interest)
Agribusiness. What is agribusiness? Sector of the industry that combines agricultural production and business decisions. Important to farmers because.
CENTURY 21 ACCOUNTING © 2009 South-Western, Cengage Learning LESSON 18-1 Understanding Cash Flow Analysis.
Financial Statements for a Corporation Chapter 19.
Your Financial Future Credit. Payroll deductions  Federal taxes – pays for roads, bridges, government, military, space program, disaster relief, schools.
©2013 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publically accessible website, in whole or in part.
Primary Objective of Financial Reporting Invest?? Borrow $$?? Sell stocks or bonds?? Start new business?? Loan $$?? Extend credit $$?? LO1 Provide information.
Your Financial Solution. A Customer orientated financial solution Finance tailored for the medical profession An off balance sheet finance solution At.
Financial Projections as part of Business Plan by Ketoki Basu,
Income Statement (“P&L”) Cash Flow Statement Balance Sheet An Introduction to Financial Statements.
“When I was young, people lived from paycheck to paycheck. Today, it seems like they live from credit card payment to credit card payment.” - Robert Kiyosaki.
Financing Equipment – Pitfalls to Avoid Jennifer Conner VP, Division Controller USPI.
FINANCIAL RESOURCES MANAGEMENT
4.04 Statement of Cash Flows
Principles of Business, Marketing, and Finance
Do’s, Don’ts & Best Practices Preparing for a Loan
Statement of Cash Flows
Critical Thinking Case CP3-7
Financial Statements 101.
Financials Revenue Estimates Revenue Assumptions for Month 1
Analyzing Financial Statements
Chapter 4 Statement of Cash Flows
Financial Statements.
Accounting for Assets Cash Flows.
Financial Statements: Basic Concepts and Comprehensive Analysis
Presentation transcript:

Case Study & FAQ’s

Damn budget constraints….my IT users desperately need new notebooks, printers and screens…..how do I get them the equipment they need without having the budget???? The equipment I need is R450,000 and I only have R100,000 cash right now! ….Frustration……Damn IT budgets!!! At this rate I’ll have to split the rollout...I'll do what I can now and HOPE to have the budgets approved for next year…..hope my users don’t get frustrated, become despondent and drop critical productivity….

Along comes….. Mr Client…..OK…so you don’t have the R450,000 needed for your rollout….What can you afford to pay on a monthly basis? ….about R20,000 per month!!! Mr Client……Channel Capital has the ability to provide you with a financial product and structure to meet your existing requirements!

Along comes….. Mr Client…..your benefits will be: No upfront cash required Affordable monthly repayments Monthly repayments are TAX deductible Upgrade options available during the term of the contract No deposits required Improves your companies equity & values ratios Will be off-balance sheet Will be OPEX & NOT CAPEX Sounds GREAT, where do I sign? GREAT NEWS……with a R20,000 monthly payment, not only will you be able provide your users with new equipment, you’ll be able to upgrade your outdated and ailing servers as well …..

FAQ’s Can I have escalations? Escalations up to a maximum of 15% p/a & up to 60 months can be provided, making the monthly repayments more affordable Do I still pay VAT? Yes, but unlike a normal cash purchase, your VAT payments are now done over the period of the finance contract and NOT all upfront Can I add additional equipment onto my existing finance contract? YES, subject to credit availability, at any time you require additional products to be supplied, a new schedule can be created referencing the new equipment being installed How is monthly repayments TAX deductible? Your monthly repayment premium is listed as a monthly expense onto your income statement meaning it lowers the net profit before tax annually