DT Auto Owner Trust 2013-1 June 2013

We Bring People and Cars Together. The Presentation is not exhaustive and does not serve as legal, accounting or tax advice. Nothing herein shall be taken as constituting the giving of investment advice and this Presentation is not intended to provide, and must not be taken as, the basis of any decision and should not be considered as a recommendation by Deutsche Bank. Recipient must make its own independent assessment and such investigations as it deems necessary. In preparing this presentation Deutsche Bank has acted as an independent contractor and nothing in this presentation is intended to create or shall be construed as creating a fiduciary relationship between the Recipient and Deutsche Bank.” We Bring People and Cars Together.

TABLE OF CONTENTS SECTION 1: DTAOT 2013-1 TRANSACTION SUMMARY SECTION 2: COMPANY OVERVIEW SECTION 3: CREDIT SCORING & LOAN SERVICING SECTION 4: FINANCIALS SECTION 5: SECURITIZATIONS SECTION 6: LEGAL & REGULATORY UPDATE 3 We Bring People and Cars Together.

SECTION 1: DTAOT 2013-1 TRANSACTION SUMMARY 4 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Transaction Timing Expected pricing for DTAOT 2013-1 will be Wednesday, June 12, 2013 Transaction Timing Date / Time Event Thursday-Friday, June 6 – 7, 2013 Premarket transaction Monday, June 10, 2013 Announce transaction Wednesday / Thursday, June 12/13, 2013 Expected launch and pricing Wednesday, June 19, 2013 Transaction closing Monday, July 15, 2013 First interest payment date 5 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Transaction Participants Issuer: DT Auto Owner Trust 2013-1 (DTAOT 2013-1) Originator: DriveTime Car Sales Company, LLC Servicer: DT Credit Company, LLC Lead Manager and Structuring Agent: Deutsche Bank Securities, Inc. Joint Bookrunners: Wells Fargo Securities; RBS Issuer’s Counsel: Snell & Wilmer LLP Underwriter’s Counsel: Sidley Austin LLP Back-Up Servicer: Wells Fargo Bank, NA Indenture Trustee: Owner Trustee: Deutsche Bank Trust Company Americas Rating Agencies: S&P DBRS Kroll 6 We Bring People and Cars Together.

DTAOT 2013-1 Capital Structure DT Auto Owner Trust 2013-1 DTAOT 2013-1 Capital Structure DTAOT 2013-1 Class A Notes Class B Notes Class C Notes Class D Notes Size $111,740,000 $35,250,000 $36,000,000 $54,000,000 Ratings (S&P/DBRS/Kroll) AAA/AAA/AAA AA/AA/AA A/A/A BBB/BBB/BBB Average Life (years)(1) 0.62 1.64 2.25 3.14 Principal Window (months) (17) 1 – 17 (7) 17 – 23 (9) 23 – 31 11 (31 – 41) Expected Final Maturity(1) November 2014 May 2015 January 2016 November 2016 Distribution Date 15th of each month Closing Date June 19, 2013 ERISA Eligible Yes First Interest Payment Date July 15, 2013 Credit Enhancement Subordination: 41.75% Reserve Fund: 1.50% of initial Pool Balance, Non- Declining Overcollateralization: Initial: 1.50%(2) Target: 25.00%(3) Floor: 3.25%(2) Approximately 13.36% of excess spread per annum(4) 30.00% Approximately 13.36% of excess spread per annum(4 18.00% N/A (1) Assumes a 1.75% ABS prepayment speed and settlement on June 19, 2013. Priced to the 10% clean-up call (2) Based on Initial Pool Balance (3) Based on Outstanding Pool Balance (4) Excess interest equals collateral weighted average coupon of 20.04% less expected weighted average bond of 2.64% less servicing fee of 4.00% less backup servicing fee of 0.04% 7 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Credit Enhancement The credit enhancement for the DTAOT 2013-1 transaction consists of overcollateralization, a reserve account and available excess spread Overcollateralization: The overcollateralization target for this transaction is 25.00% of the Current Pool Balance Non-Declining Reserve Account: At closing, an initial deposit of 1.50% of the Initial Pool Balance on the cut-off date will be made into the reserve account Expected Excess Interest: Expected excess interest of approximately 13.36% per annum (calculated as weighted average APR of 20.04% less expected weighted average bond coupon of 2.64% less servicing fee of 4.00% less backup servicing fee of 0.04% Initial Balance Target Balance Floor Balance Overcollateralization 21.00% of Initial Pool Balance 25.00% of Current Pool Balance 3.25% of Initial Pool Balance Reserve Account 1.50% of Initial Pool Balance 8 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Collateral Pool Characteristics Aggregate Current Principal Balance: $299,980,316 Aggregate Original Principal Balance: $311,974,427 Number of Total Portfolio Loans: 19,628 Average Original Auto Loan Balance: $15,894 Average Current Auto Loan Balance: $15,283 Average Monthly Equivalent Payment: $416 Weighted Average APR: 20.04% Weighted Average Original Loan Term: 62 months Weighted Average Remaining Term: 58 months Weighted Average Seasoning: 5 months Weighted Average Payment Frequency: 21 days Weighted Average FICO Score: 531 (1) As of the [May 1, 2013] Statistical Cut-off Date 9 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Collateral Pool Comparison The following table illustrates the DTAOT 2013-1 pool collateral characteristics as compared to previous securitizations from DriveTime Collateral Pool Characteristics 2013-1(1) 2012-2 2012-1 Aggregate Current Principal Balance: $299,980,316 $300,008,533 $300,009,193 Aggregate Original Principal Balance: $311,974,427 $318,095,680 $325,781,721 Number of Total Portfolio Loans: 19,628 20,922 21,902 Average Original Auto Loan Balance: $15,894 $15,204 $14,875 Average Current Auto Loan Balance: $15,283 $14,339 $13,698 Average Monthly Equivalent Payment: $416 $419 $413 Weighted Average APR: 20.04% 20.44% 20.56% Weighted Average Original Loan Term: 62 months 58 months 57 months Weighted Average Remaining Term: 53 months 51 months Weighted Average Seasoning: 5 months 7 months Weighted Average Payment Frequency: 21 days 17 days Weighted Average FICO Score: 531 528 527 (1) As of the [May 1, 2013] Statistical Cut-off Date 10 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Modeling Assumptions and Cash Flows Prepayment Speed: 1.75% ABS Servicing Fee: 4.00% Backup Servicing Fee: 0.04% Expected Settlement Date: June 19, 2013 First Payment Date: July 15, 2013 Priced to: 10% clean-up call Collateral Replines Pool Current Balance Gross Coupon Original Term Remaining Term 19 – 24 $316,728.73 21.515% 53 24 25 – 30 $2,227,150.78 20.853% 52 28 31 – 36 $3,378,182.52 20.470% 34 37 – 42 $10,075,681.39 20.276% 40 43 – 48 $28,244,319.18 20.187% 55 46 49 – 54 $52,611,789.48 20.093% 58 55 – 60 $70,356,389.73 20.380% 61 61 – 66 $83,257,080.82 20.132% 66 63 66+ $49,512,993.37 19.128% 70 68 Total: $299,980,316.00 20.040% 62 11 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Working Group List DriveTime Automotive Group 4020 E. Indian School Road Phoenix, AZ 85018 Name Business contact Ray Fidel Chief Executive Officer Ray.fidel@drivetime.com Mark Sauder (602) 667-2466 Chief Financial Officer Mark.sauder@drivetime.com Ernie Garcia Jr. (602) 667-2476 Treasurer Ernie.garcia@drivetime.com Joel Lewison (602) 852-6779 Senior Treasury Analyst Joel.lewison@drivetime.com Ryan Cassidy (602) 363-5413 Financial Analyst Ryan.cassidy@drivetime.com Joe Terracciano (602) 667-2528 Director Joe.terracciano@drivetime.com T.J. Hess (602) 852-6641 Timothy.hess@drivetime.com DEUTSCHE BANK SECURITIES, INC. 60 Wall Street, 3rd Floor New York, NY 10005 Name Business contact Jay Steiner (212) 250-8424 Head of ABS Banking & Origination jay.steiner@db.com Daniel Gerber (212) 250-5131 Director daniel.gerber@db.com Damian LoBasso (212) 250-7420 Associate damian.lobasso@db.com Ethan Sufian (212) 250-3471 Analyst Ethan.sufian@db.com Keith Allman (212) 250-9330 Director - Structuring keith.allman@db.com James Zheng (212) 250-4578 Vice President – Structuring james.zheng@db.com Shae Ferguson (904) 271-2577 shae.ferguson@db.com Randall Outlaw (212) 250-4880 Director – Head of ABS Syndicate randall.outlaw@db.com Con Accibal Vice President – Syndicate con.accibal@db.com 12 We Bring People and Cars Together.

DT Auto Owner Trust 2013-1 Working Group List (Cont.) WELLS FARGO SECURITIES 550 S. Tryon Street, MAC D1086-051 Charlotte, North Carolina 28202 Name Business contact Chris Pink (704) 410-2404 Head of Consumer Finance chris.pink@wellsfargo.com Steve Ellis (704) 410-2401 Managing Director steven.ellis2@wellsfargo.com Mary Leigh Phillips (704) 410-2482 Vice President maryleigh.phillips@wellsfargo.com Steven Ellmann (704) 410-2435 Analyst steven.j.ellmann@wellsfargo.com Kathy Wang (704) 410-2392 Director – Analytics kathy.wang@wellsfargo.com Jennifer Doyle (704) 410-3008 Managing Director – Syndicate jennifer.doyle@wellsfargo.com Frank Caruso Director - Syndicate frank.caruso@wellsfargo.com Christie Tintle Vice President – Syndicate christie.tintle@wellsfargo.com RBS SECURITIES INC. 600 Washington Blvd. Stamford, CT 06901 Name Business contact Ara Balabanian (203) 897-2435 Director ara.balabanian@rbs.com Andrew Jewett (203) 897-9085 Vice President andrew.jewett@rbs.com Jonathan Fisher (203) 897-9441 jonathan.fisher@rbs.com Daniel Stawiarski (203) 897-2479 Analyst daniel.stawiarski@rbs.com Bill O’Brien (203) 897-3856 Managing Director – Analytics william.o’brienjr@rbs.com Gordon Wong (203) 897-6935 Vice President – Analytics gordon.wong@rbs.com Bob Pucel (203) 897-6160 Managing Director – Syndicate robert.pucel@rbs.com Anusha Joly Director – Syndicate anusha.joly@rbs.com Ryan Comins (203) 321-7334 ryan.comins@rbs.com 13 We Bring People and Cars Together.

SECTION 2: COMPANY OVERVIEW 14 We Bring People and Cars Together.

Company Overview DriveTime Automotive Group, Inc. (“DriveTime”) is the leading used vehicle retailer in the United States with a primary focus on the sale and financing of quality vehicles to the subprime market. Its sister company, DT Acceptance Corp. (“DTAC”), funds and services all loans originated by DriveTime. Over the past 20 years, DriveTime has developed and operated an integrated business model that provides its customers with a comprehensive end-to-end solution for their automotive needs, including the sale, financing and maintenance of vehicles. DriveTime is privately held (Ernie C. Garcia II, Chairman, owns 98.3% and Raymond C. Fidel, CEO, owns the remaining 1.7%), but is an SEC registrant due to its $250M Sr. Secured Notes issuance DriveTime has 100 branded dealerships and 17 reconditioning facilities in 46 geographic areas. During the LTM ended March 31, 2013 DriveTime has: Sold 60,392 vehicles Generated Revenue of $1.2B Generated Adjusted EBITDA of $152M Generated S-Corp Net Income of $45M Managed a retail loan portfolio of $1.7B We Bring People and Cars Together.

Company History 2009: First unwrapped securitization Drive Care 36mo/36k mile warranty 2005: Issued $80M senior unsecured notes (later upsized to $136M) 2012: $1.7B Loan Portfolio Launched GO Financial 1996: Took company public Raised $160M in IPO and secondary 7 dealerships in Arizona, $54mm in sales 2008/2009: Closed 26 stores & decreased originations 29% 2001: Implemented 1st generation credit grading system 2013 2012 2008 2011 2010 2009 2006 2013: Issued $50M Sr. Secured notes tack-on 100 Dealerships 2005 2011: Sr Notes registered with SEC 7th generation credit grading system Wells Fargo warehouse/inventory lending facilities 2002 2001 1998 1996 1992 1998: Began monoline wrapped securitization program 2006: Revenues top $1B Loan portfolio in excess of $1B 1992: Founded as Ugly Duckling Corporation 2010: Payments removed from stores Centralized collections Issued $200M Sr. Secured Notes Four warehouse lenders totaling $575M 2002: Taken private Developed and implemented new strategic focus Changed name to DriveTime 16 16 We Bring People and Cars Together.

Expanding Coast-to-Coast Footprint Dealerships located in 46 metropolitan areas in 19 states All Company owned St. Louis Las Vegas (3) Phoenix (7) Nashville Las Vegas (2) Los Angeles (4) Tucson Phoenix (5) Albuquerque (3) Dallas (8) Austin (2) San Antonio (4) Tampa (5) Orlando (6) Jacksonville (3) Memphis(1) Nashville(2) Charlotte (5) Norfolk (3) Greenville Greensboro (2) Oklahoma City(2) Denver (2) Richmond (3) Indianapolis(2) Raleigh Birmingham (2) Mobile Chattanooga Knoxville Columbia Charleston Fayetteville Tulsa Temple Jackson Houston (2) Augusta Atlanta (5) Cincinnati (2) In recent years, the DriveTime brand has evolved from a traditional buy-here, pay-here dealership model to a comprehensive retail experience The Company’s dealerships are retail focused and facilitate the sale of vehicles through dealerships with a customer centric focus Entered seven new states since March 31, 2010 (dark green states) Columbus (1) St. Louis (1) Huntsville Myrtle Beach Little Rock (1) Savannah Montgomery Pensacola Tallahassee Fort Meyers Miami (2) McAllen Dealerships (100 Total) Reconditioning Centers (17 Total) We Bring People and Cars Together.

Nation’s Largest Subprime Vehicle Retailer New and Used Car Sales Top Used Vehicle Retailers 2012 rank Company 2012 No of used vehicles sold(1) 2012 market share(2) 1 CarMax (KMX) 408,080 1.0% 2 AutoNation (AN) 180,973 0.4% 3 Penske Automotive (PAG) 145,580 4 Sonic Automotive (SAH) 105,615 0.3% 5 Group 1 Automotive (GPI) 85,366 0.2% 6 Van Tuyl Group (private) 81,385 7 Hendrick Automotive 60,174 8 DriveTime Automotive 59,930 Get updated Top Used Vehicle Retailer info. if available Source: Automotive News. As a % of total 2012 used vehicles sold by franchised and independent dealerships and private sales (40.5 million). (Source – CNW) Source: CNW. We Bring People and Cars Together.

Sub Prime Vehicle Finance Percentage of U.S. population with a FICO score under 620 is approximately 24.5% Originations for customers within the subprime used vehicle market averaged $32.6 billion per annum over the last 6 years Subprime Population Subprime Auto Loan Originations Subprime population 24.5% Prime & Nonprime population 75.5% Source: Equifax - FICO Distribution for borrowers with FICO scores below 620 as of April 2013. Source: CNW. Subprime defined as borrowers with FICO scores below 620 for originations data. We Bring People and Cars Together.

DriveTime’s Customer Base Subprime customers generally have: - Poor or limited credit histories - Significant charge-offs - Prior bankruptcies - Modest incomes Tax refunds result in high seasonality of our subprime business - Higher downs = Higher Q1 sales - Delinquencies and charge-offs drop as customer has more disposable cash - Majority of profits made in first half of year - Inventory levels highest at year end in preparation for Q1 sales volumes - Tax returns were delayed in 2013, shifting more vehicle sales into March and April DriveTime Customers Subprime Seasonality <\\phx-corp-fs01\departmental shares\Treasury\Presentations\2013\Support\ASF Chart Seasonality and Total Sales Chart.xlsx> \\phx-corp-fs01\departmental shares\Treasury\Presentations\2013\FICO Bands through 12.31.12.xlsx Sent request to update DT customers graph on 5.28 to R. Cassidy Source: DriveTime originations last 12 months ended 3/31/2013 Source: DriveTime sales and charge-offs for 2010-2012 We Bring People and Cars Together.

Fully Integrated Business Model Vehicle Acquisition Acquired primarily from used vehicle auctions (including online auctions) Centralized vehicle selection strategy takes into account retail value, age, and costs of buying, reconditioning, and delivering the vehicle for resale, along with buyer affordability and desirability Purchased 78,190 vehicles from over 250 auctions nationwide during 2012 Vehicle Reconditioning and Distribution Subsequent to acquisition, vehicles are transported to one of DriveTime’s 17 regional reconditioning facilities DriveTime reconditions the vehicles and perform a rigorous multi-point inspection for safety and operability Reconditioned vehicles are distributed to dealerships based on real-time projected inventory turn times and levels Vehicle Sales DriveTime employs proprietary inventory management and pricing systems which are integrated with and into its credit scoring system to facilitate the optimum vehicle for its customers' needs No-haggle vehicle pricing is displayed on each vehicle's sticker and the Company’s website - prices are determined centrally for all dealerships and all regions Marketing Utilize targeted television, radio and online advertising Over $28 million in marketing spend in 2012 with over 260,000 TV commercials and 11,000+ radio spots Underwriting and Finance Centralized proprietary credit scoring system determines a customer’s credit grade and the corresponding minimum down payment and maximum installment payment Monitor the performance of our portfolio and close rates on a real-time basis Loan Servicing DriveTime performs all of its own servicing functions, from collections through the resale of repossessed vehicles All collections conducted through DriveTime’s centralized facilities in Arizona, Texas and Barbados Customers can make cash payments through an electronic payment network at over 3,900 Wal-Mart stores and more than 17,000 other locations nationwide - payments can also be made online, by check, money order, bill-pay and ACH After Sale Support DriveCare® 36 month/36,000 mile limited warranty covers major mechanical and other electronic components of the engine block, the transmission, climate control and drive axles We Bring People and Cars Together.

100 DriveTime Dealerships – All Company Owned Typical Dealership Units sold per month 55 Vehicle inventory 74 Sales financing 100% of sales Staffing 10 – 15 retail and ops employees Dealership building size 5,000 sf Leasehold improvements & equipment $595K Typical lease term 5 years, with option for 5 to 15 years Knoxville Note: Information is based on the twelve months ended March 31, 2013. Nashville 22 We Bring People and Cars Together.

17 Reconditioning Facilities Centralized Decision Making -Auction buy direction (year, make, mileage) -Distribution to recon centers and stores -Vehicle retail pricing 34 Full-Time buyers attending 250 auctions annually and purchasing over 84K vehicles -Avg. vehicle base cost is $7,500 -Avg. reconditioning $1,500 -Avg. odometer 81K miles -Avg. model year 2007 Total of +615,000 sq. feet of building space with maximum capability of reconditioning 2,150 vehicles per week -Multi-point inspection on all vehicles -Ability to recondition all makes and models Blue Mound, Dallas, TX NOTE: Information presented is for LTM ended 3/31/13. 23 We Bring People and Cars Together.

Recent Operational Enhancements Retail Experience Collections Evolution to a more client-centric focused brand, promoting DriveTime as a courteous, transparent, respectful and trustworthy business Opened 23 new retail- focused dealerships over the past two years Existing dealerships have been remodeled with a spacious contemporary design, unique signage and flooring, and modern furniture and color patterns Fully centralized collection system with call centers in Arizona, Texas and Barbados Flexibility to close underperforming dealerships without disrupting collections Customers can make cash payments through electronic payment network at over 3,900 Wal-Mart stores and more than 17,000 other locations nationwide Beginning in 2012, all vehicles are equipped with anti-theft GPS devices Product / Channel Expansion Internet Launched in December 2011, GO provides subprime auto financing to third-party auto dealerships to provide incremental profitability In Q4 2012, DriveTime began offering the DriveCare® limited warranty as a separately priced service contract in dealerships in Tennessee, Virginia and Ohio (expanded to Los Angeles in 2013) Launched in January 2013, Carvana is a new sales channel that enables customers to buy cars, from click to delivery, 100% over the internet Extensive investment in DriveTime.com and mobile applications, which provide customers comprehensive information about inventory, the credit application process, and scheduling dealership visits Over 57% of sales generated by customers who complete an online application prior to vising a dealership 10 million visits per year After purchasing a vehicle, MyDriveTime.com allows customers to set up ACH payments, make one time payments and view account balances We Bring People and Cars Together.

SECTION 3: CREDIT SCORING & LOAN SERVICING 25 We Bring People and Cars Together.

Expertise in Credit Risk Management through Origination Strategy and Analysis Our scoring system is the key component in determining origination strategies Information used by the credit scoring system is gathered from multiple sources Credit bureau Debit bureau Alternative data sources Credit scoring system is automated Dealership personnel input credit application data and initiate the credit scoring process Internal models are housed on SQL Servers at corporate office After the application data is entered, the scoring process takes a few seconds Evaluated predictiveness of many techniques, including: Segmentation Iterative variable selection Ensemble modeling Predictiveness based on out of sample testing Cross validated GINIs 26 We Bring People and Cars Together.

Our Customer Demographics We segment the sub-prime market into eight credit grades using our proprietary credit scoring models Note: Based on loans originated 5.1.2012 – 4.30.2013 27 We Bring People and Cars Together.

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Portfolio Performance Loan servicing disruptions tied to proposed sale in 2012 resulted in increased delinquencies Closed two front end collection centers, hiring freeze in other centers At peak, the front end understaffed by 100 collectors (37%) Back end collections experienced all-time best roll rates As a result, a lower percentage of delinquent loans have charged off Post termination of sale transaction we have taken steps to increase staffing to targeted levels Delinquency levels have been steadily normalizing through first 5 months of 2013 \\phx-corp-fs01\departmental shares\Treasury\Presentations\2013\Support\03 -Net CO by Quarters_0912.xls Delinquencies are presented on a Sunday-to-Sunday basis, which reflects delinquencies as of the nearest Sunday to period end. Sunday is used to eliminate any impact of the day of the week on delinquencies since delinquencies tend to be higher mid-week. 29 We Bring People and Cars Together.

Late Stage Roll and Charge-Off Rates at All-Time Lows 30 We Bring People and Cars Together.

Static Pool – Unit “If Ever” Days Past Due \\phx-corp-fs01\departmental shares\Treasury\Presentations\2013\Support\Copy of 2013-23-01_ASF_Screenshots.xlsx – Take ‘07 off of the data at the bottom Going to try and update for same Q1 w/9 mos. aging We Bring People and Cars Together.

DriveTime Payment Channels Fully removed in store payments in Q4 2010. DriveTime accepts an average volume of 220k payments across all payment channels per month. DriveTime ranks as the number one payee at Wal-Mart through the CheckFree Pay network. Currently using text to send payment reminders to customers. Adding the option make payments using text in July 2013. \\phx-corp-fs01\departmental shares\Treasury\Presentations\2013\Copy of PmtCount_ByType_Through Dec. 2012.xlsx – New payment initiatives - text to pay, largest payee at Wal-Mart, - payments removed from stores in ? *Other payment methods include Western Union Quick Collect (in person @ store), Trustee Checks, etc. 32 We Bring People and Cars Together.

Auction Vehicle Recovery Values \\phx-corp-fs01\departmental shares\Financial Reporting\Monthly Financials_DAX\Financials 2013\Financials April 2013\Reporting\Lender Presentation Data - Apr 2013.xls worksheet #17- Recovery We Bring People and Cars Together.

SECTION 4: FINANCIALS 34 We Bring People and Cars Together. 34

History of Profitability Through Credit Cycles Proven ability to manage through all credit cycles Revenue Adjusted EBITDA ($ Millions) ($ Millions) Vehicles Sold Long Term Capital $131 ($ Millions) LTM 9.30.12 *$50M add-on to Sr. Notes in May, 2013 35 We Bring People and Cars Together.

Operational Metrics Closed dealerships in 2008 & 2009 in response to reduced access to funding Dealerships (1) Originations ($ Millions) Finance Receivables Cost of Funds ($ Millions) ($ Millions) No 06 – add ltm 9/30/12 (1) Operating Expenses exclude store closure costs (2008 & 2009), legal settlements (2009), CFPB & SCUSA deal costs (2012), and non cash compensation expense (all years). We Bring People and Cars Together.

Debt & Liquidity Overview (3/31/13) \\phx-corp-fs01\departmental shares\Treasury\Presentations\2013\Support\Debt & Liquidity With Rates 3-31-13.xlsx We Bring People and Cars Together.

SECTION 5: SECURITIZATIONS 38 We Bring People and Cars Together. 38

DriveTime Securitization Program Overview Issued 45 securitizations dating back to 1996 $4.8B in bonds $7.5B in contract principal Six currently active securitizations Current debt outstanding $586M ($1.4B at issuance) Securitizations are rated by S&P and DBRS Serviced by DT Acceptance Corporation (DT Credit Company) Loan servicing centers in Mesa, Arizona & Dallas, Texas Wells Fargo is back-up servicer All contract receivables originated by DriveTime dealerships All company owned No receivables purchased from third parties 39 We Bring People and Cars Together.

Recent Securitization Information \\phx-corp-fs01\departmental shares\Treasury\Presentations\2013\2013-1\Securitization Information updated for 2013-1 Roadshow.xlsx We Bring People and Cars Together.

Recent Securitization Information (Cont’d.) We Bring People and Cars Together.

Portfolio Performance (through 4/30/13) Cumulative Net Losses by Securitization Update 42 We Bring People and Cars Together.

SECTION 6:LEGAL & REGULATORY UPDATE 43 We Bring People and Cars Together. 43

Legal and Regulatory Update On March 4, 2013, Credit Acceptance Corporation (“CACC”) filed a patent infringement complaint against DTAG, DTAC and GO in federal court in California CACC also filed a similar infringement lawsuit against WestLake simultaneously CACC alleges infringement of its U.S. Patent No. 6,950,897, entitled “System and Method for Providing Financing”  The complaint seeks injunctive relief as well as awards of damages and attorneys' fees The complaint is not specific about what DriveTime is doing that infringes their patent At this time, DriveTime does not believe it is infringing upon CACC’s patent and will vigorously defend against these claims On April 12, 2012, the Consumer Financial Protection Bureau (the “CFPB”) delivered a Civil Investigative Demand to DTAG requesting that DTAG produce certain documents and information and answer questions relating to certain components of the business of DTAG and its affiliates The CFPB has not alleged a violation by DTAG of any law and DTAG is cooperating with the CFPB's requests for information DriveTime has provided the documents and information initially requested by the CFPB DriveTime has also received a limited requests to clarify and supplement certain information provided to the CFPB - DriveTime has provided the additional information within the agreed upon timeline Recommended wording on CACC and CFPB slide – Get updated language from Jeff/Joe Q or S-4 We Bring People and Cars Together.