We - J&HThey - M&A We begin with a blank sheet of paper set out like the example to the left.

We - J&HThey - M&A On the first hand J&H bid 2 hearts and made 10 tricks – so the score appears as 60 below for the 2 hearts contract bid and made and 60 above for the over-tricks 60

We - J&HThey - M&A On the second hand M&A bid 4 spades, J&H doubled them and they only made 8 tricks. 2 down. J&H score 100 for the first under trick and 200 for the second – making 300 above the line

We - J&HThey - M&A On the third hand M&A bid 3 no trumps and made 10 tricks. 1 over. So they score 100 below the line and gives them a game, and 30 above the line for the over-trick

We - J&HThey - M&A On the third hand M&A bid 3 no trumps and made 10 tricks. 1 over. So they score 100 below the line and gives them a game, and 30 above the line for the over-trick. Now we draw a new line

We - J&HThey - M&A On the fourth hand M&A bid and make 3 spades. This gives them 90 below the (new) line

We - J&HThey - M&A On the fifth hand M&A bid 2 diamonds and make only 6 tricks. 2 down and as they are now vulnerable (having won a game) J&H score, above the line, 100 for each under-trick

We - J&HThey - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score

We - J&HThey - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV)‏

We - J&HThey - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV)‏ 50 for making the doubled contract (“for the insult”)‏

We - J&HThey - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV)‏ 50 for making the doubled contract (“for the insult”)‏ and 500 for bidding and making a small slam

We - J&HThey - M&A On the sixth hand J&H bid 6 Hearts. M&A doubled but J&H make 13 tricks. J&H score 360 below the line for 6 Hearts doubled (2 x 180) which gives them game. Above the line J&H score 100 for the (doubled) over-trick. (NV)‏ 50 for making the doubled contract (“for the insult”)‏ and 500 for bidding and making a small slam. And we draw a new line

We - J&HThey - M&A On the seventh hand M&A bid 1 no trump and make 8 tricks. So they score 40 below the line for their contract (1 st trick at no trump) and 30 above for the over-trick

We - J&HThey - M&A On the eighth hand J&H bid 3 clubs and make exactly 9 tricks for 60 below the line

We - J&HThey - M&A On the ninth hand M&A bid 3 hearts. They make exactly nine tricks which gives them 90 below the line. Adding this to the 40 already there gives them 130 and therefore game and rubber

We - J&HThey - M&A On the ninth hand M&A bid 3 hearts. They make exactly nine tricks which gives them 90 below the line. Adding this to the 40 already there gives them 130 and therefore game and rubber. Above the line M&A score 500 for winning the rubber by two games to one

We - J&HThey - M&A We add up all the points for each pair and we find that M&A have

We - J&HThey - M&A We add up all the points for each pair and we find that M&A have 880, while J&H have

We - J&HThey - M&A We add up all the points for each pair and we find that M&A have 880, while J&H have M&A win the rubber but J&H win overall