Adults ages 19–64 with individual coverage

Slides:

Advertisements

Similar presentations

Exhibit 1. Continuously insured adults with private coverage or Medicaid rated the quality of their health care as excellent or very good at higher rates.

Advertisements

Exhibit 1. After The End of the Affordable Care Act’s Second Open Enrollment Period, the Percentage of Uninsured U.S. Adults Was 13 Percent Source: The.

Exhibit 1. Only One of Three Small-Firm Workers Was Insured Through Their Employer in 2010 ^ Includes both part-time and full-time workers who are not.

Exhibit ES-1. The Percentage of Young Adults Uninsured Declined over 2010–2012, While Rates Rose in Other Age Groups Note: Totals may not equal sum of.

Exhibit 1. Two of Five Insured Adults with Incomes Below the Federal Poverty Level Spent 5 Percent or More of Their Income on Medical Out-of-Pocket Costs.

Exhibit 1. Adults with Marketplace Coverage with Incomes Under 250 Percent of Poverty Paid Monthly Premiums Comparable to Those with Employer Coverage.

Insured Women Are More Likely to Receive Cancer Screenings Than Uninsured Women, 2016 Percent of women Notes: “Continuously insured” refers to adults.

Exhibit 1 After Rising Steadily Through 2010, the Number of Uninsured Women in the U.S. Had Fallen by Nearly Half by

Insured Women Are More Likely to Have a Regular Source of Care and Receive Preventive Services Percent of women ages 19–64 Notes: “Continuously insured”

Has a regular source of care

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Distribution of Survey Respondents with High Needs by Chronic Conditions, Functional Limitations, Age, and Insurance Status Depression, anxiety, or other.

Chronic Disease Under Control: Diabetes and Hypertension

Subsidized private insurance

Nearly a Quarter of Underinsured Adults with Health Problems Skimped on Medications or Got Care in a Hospital or Emergency Department Percent adults ages.

More Than One-Quarter of Insured Adults Were Underinsured in 2016

Lower-Income Adults with Marketplace Plans More Likely to View Their Premiums as Affordable Than Adults with Higher Incomes How easy or difficult is it.

Underinsured Rates by Source of Coverage

THE COMMONWEALTH FUND Help on the Horizon:

Uninsured Adults and Those with Coverage Gaps Reported Medical Bill Problems at Higher Rates Than Did Those Continuously Insured, 2016 Percent of adults.

Uninsured Adults and Those with Coverage Gaps Reported Cost-Related Access Problems at Higher Rates Than Did Those Continuously Insured Percent of adults.

Fair/poor health status or any chronic condition**

Percent of uninsured adults ages 19–64 Income level Race Age Firm size

Adults ages 19– Uninsured now 15%

Overall, how satisfied are you with your health insurance?

State Uninsured Rates by Poverty and Firm Size

Across Income Groups, Increasing Numbers of U. S

The ACA’s Individual Market Reforms and Subsidies Have Made It Easier for People to Buy Health Plans on Their Own Total Health problem**

Percent adults ages 19–64 who pay all or some of premium

Uninsured Adults Are Less Likely to Receive Cancer Screenings, 2016

Exhibit 1 The Number of Uninsured Adults Dropped to 23 Million in 2016, Down from 37 Million in 2010 Adults ages 19–

Percent of adults ages 19–64

Two of Five Adults Ages 50–64 Who Have or Tried to Buy Individual Insurance Were Turned Down, Charged a Higher Price, or Excluded Because of a Preexisting.

Insured all year Total (%) Number (in millions) Uninsured anytime (%)

Percent adults ages 19–64 with a health problem or condition^

Adults with marketplace plans or Medicaid express the least confidence in being able to keep their coverage in the future. You said you currently have.

Percent of adults ages 19– In the past 12 months:

Deductibles Have Become a Growing Factor in Underinsurance Rates

Percent of women ages 19–64 Total <133% FPL 133%–249% FPL

High Chronic Disease Burden Among U.S. Women

Uninsured and Underinsured Adults with Chronic Conditions Are More Likely to Visit the ER for Their Conditions Percent of adults ages 19–64 with at least.

Two of Five Insured Adults with Incomes Below the Federal Poverty Level Spent 5 Percent or More of Their Income on Medical Out-of-Pocket Costs Percent.

Percent of adults ages 19–

Percent of adults ages 19–64* Total <133% FPL 133%–249% FPL

16 Million Adults Under Age 65 Were Underinsured in 2005

Percent of adults ages 19–64 with at least one chronic condition*

Working adults ages 19–64: Total <50 employees 50+ employees

About Three of Five Privately Insured Adults with Low Incomes Reported That It Was Difficult or Impossible to Afford Their Deductible How easy or difficult.

How Well Does Insurance Coverage Protect Consumers from Health Care Costs? Findings from the Commonwealth Fund Biennial Health Insurance Survey, 2016 Sara.

Seven of 10 Adults with Marketplace Plans Rate Their Coverage as Excellent, Very Good, or Good Now thinking about (your current health insurance coverage/

Subsidized private insurance

Medicaid <133% FPL 26 million

More Adults with Lower Incomes Found It Easy to Find an Affordable Plan Than Did Adults with Higher Incomes How easy or difficult was it to find a plan.

Uninsured Adults with Low and Moderate Incomes Are Less Likely to Be Up to Date with Recommended Preventive Tests Percent of adults ages 19–64, income.

Self-Rated Health Status, by Type of Health Plan

Almost Half of Uninsured Young Adults with a Chronic Health Problem Had a Health Problem Worsen Because of Delayed Care In the past 12 months, a health.

How the Affordable Care Act Has Improved Americans’ Ability to Buy Health Insurance on Their Own Findings from the Commonwealth Fund Biennial Health Insurance.

Percent of adults ages 19–64 Total <200% FPL 200% FPL or more

Figure 4. Profile of Medicare Elderly Beneficiaries and Employer Coverage Nonelderly, by Poverty and Health Status, 2003 Health problems, lower income.

Uninsured during the year

Uninsured and Underinsured Adults with Chronic Conditions Are More Likely to Visit the ER for Their Conditions Percent of adults ages 19–64 with at least.

Working adults ages 19–64 in firms with <50 employees:

Chronic Disease Under Control: Managed Care Plan Distribution, 2006

Percent of adults ages 19–64

Percent of adults ages 19–64

When Low-Income Adults Have a Medical Home and Insurance, Their Rates of Having Cost-Related Access Problems Decline Percent of adults ages 19–64 with.

High Deductibles Relative to Income by Coverage Source at the Time of the Survey Percent with deductibles that are 5% or more of income, adults ages 19–64.

The Number of Adults Reporting Not Getting Needed Care Because of Cost Declined in 2014 for the First Time Since 2003 Percent of adults ages 19–

Changes in Family Income, U. S

Adults ages 19–64 who were uninsured

Presentation transcript:

The Individual Insurance Market Is Not an Affordable Option for Many People Adults ages 19–64 with individual coverage* or who tried to buy it in past three years who: Total 26 million Health problem** No health problem <200% FPL 200%+ FPL Found it very difficult or impossible to find coverage they needed 43% 11 million 53% 31% 49% 35% Found it very difficult or impossible to find affordable coverage 60% 16 million 70 46 64 54 Were turned down, charged a higher price, or had condition excluded because of a preexisting condition 9 million 20 38 34 Any of the above 71% 19 million 83 56 77 Note: FPL refers to Federal Poverty Level. *Bought in the past three years. **Respondent rated their health status as fair or poor, has a disability or chronic disease that keeps them from working full time or limits housework/other daily activities, or has any of the following chronic conditions: hypertension or high blood pressure; heart disease, including heart attack; diabetes; asthma, emphysema, or lung disease; high cholesterol. Source: The Commonwealth Fund Biennial Health Insurance Survey (2010). 1