Investment Realty Advisors Commercial Real Estate Review An integral part of any lending institution’s regulatory compliance

Commercial real estate appraisal review is recommended by the Federal Reserve as part of an effective appraisal evaluation program. We have the appraisal knowledge and experience to assess compliance with the Federal Reserve Regulation 12 CFR 564.4. We also have extensive experience with USPAP, FDIC, SBA, FNMA, IRS and other regulatory compliance issues. Introduction

Service Opportunities Lending institutions under federal regulations need to assure compliance with IRS, Federal Reserve, FDIC, NCAU, OTS, and USPAP guidelines. Example: Lender A has a deal that is a proposed retail center with a grocery anchor and another 50,000 square feet of speculative lease space. Now is the time: to identify the supply and demand for the speculative space and an absorption time line. to understand the competition and how the subject will compete with the competition. to identify any future competition (supply) coming online or planned, and how this will affect the subject once completed and during the stabilization period. Also consider the assumptions made in the appraisal and whether they are reasonable in the context of the current and future projected market. Service Opportunities

Our Products and Services We offer services from the actual appraisal to the review of appraisals performed by third parties. Example: Investment Realty Advisors has experience ranging from leasing, managing and brokerage of commercial properties to extensive appraisal, property tax consulting, loan underwriting and appraisal services including high profile properties over $1B. Experience includes 26 states in the U.S. Appraisal Appraisal Review and Compliance Brokerage and Brokerage Support Services Market analysis, Consulting and Feasibility Studies Our Products and Services

Key Benefits of Product or Service Commercial appraisal reviews “should determine whether the real estate under review is appropriate for the transaction, the risk of the transaction, and whether the process by which the collateral valuation is obtained ensures independence and quality” according the Fed. Regulatory Compliance: Investment in appraisal reviews is an investment in your firms success with regulatory audits and reviews. An appraisal review can help determine the applicability of an appraisal to the complexity of the assignment Lenders are under increasing pressure from regulators to have their appraisal reviewed by a third party outside of the lending institution A local experienced commercial appraiser should be used in transactions involving commercial real estate – C. Taylor Johnson, III, MAI, AI-GRS has over 7 years of extensive experience in East Texas. Appraisal Institute Members (MAI, AI-GRS) hold the highest industry designations and have attained the necessary educational background and years of experience needed for the highest quality commercial appraisal reviews. Key Benefits of Product or Service

Contact Taylor Johnson for further information at (903) 805-4043 Iratjohnson@live.com email contact www.investment-realty-advisors.com website Please feel free to contact me with any questions concerning your commercial real estate needs. Contact Information