Insurance | Financial Planning | Retirement | Investments | Wealth Dear <insert client name> We all know the importance of saving for retirement. And as a valued client who takes their financial well-being seriously, you probably know this better than most, because you already have a retirement annuity with Sanlam. Even so, people’s needs and circumstances change over time. Not too long ago Sanlam created a product which they believe makes saving for retirement really attractive and rewarding – the Cumulus Echo Retirement Plan. They motivate you to keep up your payments by boosting your retirement savings with an amount called the Echo Bonus. The longer you are invested with Sanlam, the higher the Echo Bonus will be. I would like you to consider taking advantage of this innovative product by simply converting your existing retirement plan. It is really that simple and you can do it with very little effort and at no cost. Why wait! Make the smart choice, and join the more than 60 000 clients who have already made the switch to the Cumulus Echo RA. If you are interested to boost your retirement savings or would like to discuss how you can maximise the tax benefits in a Sanlam Cumulus Echo Retirement Plan, please contact me <broker to insert contact details>. Insurance | Financial Planning | Retirement | Investments | Wealth Sanlam, 2 Strand Road, Bellville, South Africa | www.sanlam.co.za Sanlam Life Insurance is a Licensed Financial Services Provider © 2017 Sanlam. All Rights reserved.