Personal Finance BF05 This course prepares students to understand economic activities and challenges of individuals and families,

Unit 1: Understand how to take charge of your financial well- being $ in your life Financial Decisions Setting financial goals

Unit 2: Understand the principles of managing your money Introduction to depository institutions The basics of taxes Statement of financial position Income and expense statement Spending Plans

Unit 3: Understand the Principles of Earning Invest in yourself Career exploration Preparing, planning, & paying for higher education Lifelong employment Getting paid

Unit 4: Understand the Principles of Receiving Receiving from family, friends, and non-profits Receiving from government programs

Unit 5: Understand the Principles of Saving & Investing Choose to save Savings tools The fundamentals of investing

Unit 6: Understand the Principles of Spending Credit reports and scores Credit basics Understanding credit cards Protecting yourself from fraud: Identity Theft Types of insurance Smart consumer spending Major expenditures: Housing, Transportation, & Food

Unit 7: Understand the Principles of Giving Give to others Estate Planning