Grace Bible Church Glorifying God by Making Disciples of Jesus Christ

Biblical Financial Principles Selected Scriptures God Owns It All – You Are a Steward Matthew 25:14-30; Psalm 24:1; 89:11 1 Corinthians 4:2 Money is a Reflection of Your Heart Matthew 6:21f; 1 John 2:15-17

True Success is: 1) Loving God – Matthew 22:37 2) Becoming Like Christ – Romans 8:29 3) Serving God & Others – Mark 10:45; . Matthew 22:37,39

Giving Reflects Your Relationship with God * Proverbs 3:5-10; 2 Corinthians 8:4 Christians Pay Their Taxes * Matthew 22:16-21; Romans 13:7 * Proverbs 13:11

Debt is Unwise Christians must repay their debts – . Psalm 37:21; Proverbs 22:26-27 A) The interest works against you B) Debt becomes a Trap C) Debt mortgages the future – Prov. 22:7 D) Debt affects your spiritual life – . Matthew 6:32; Luke 12:15 Proverbs 21:5

Questions to ask before borrowing: Does it make economic sense? Do my spouse and I have unity about taking on this debt? Do I have spiritual peace of mind? What goals / values am I meeting with this debt that can be net in NO other way? Have I sought Godly counsel about it?

Investing is Wise An investment is money that is used for the purpose of gaining a financial return A) Invest with the right attitude & for the . right reasons – 1 Timothy 6:6-10 i) To create additional wealth for . God’s work – Acts 4:34 ii) To provide for family responsibilities . 1 Timothy 5:8; Proverbs. 13:22

Biblical Principles for Investing B) Do not presume upon the future – . James 4:13-15 C) Avoid hasty speculation & decisions . Proverbs 28:20, 22 D) Avoid even the appearance of deceit . Proverbs 13:11; 1 Thessalonians 5:22

Biblical Principles for Investing E) Do not borrow to invest – Prov. 22:26,27 F) Carefully evaluate investment risk – * Invest only surplus * Don’t invest in what you don’t . understand - Psalm 131:1 G) Be in unity with your spouse H) Give to the Lord from the profits – . Proverbs 3:9-10

Keep Your Financial Priorities in Order Three areas of financial obligation: 1. Giving – Proverbs 3:9 2. Taxes – Romans 13:7 3. Debt retirement – Psalm 37:21 Two areas of financial discretion 1. Living expenses 2. Accumulation of wealth

Guaranteed Financial Success: A) God owns it all, You are His steward B) Money is merely a resource to . accomplish other goals & obligations C) Spend less than you earn and do that . for a long time - Proverbs 13:11

Grace Bible Church Glorifying God by Making Disciples of Jesus Christ