5 Things To Know About Enrolling In Affordable Care Act(ACA)

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Presentation transcript:

5 Things To Know About Enrolling In Affordable Care Act(ACA)

Affordable Care Act(ACA) ●Inflated cost of healthcare is being discussed in the U.S as well as all over the world. The Affordable Care Act, in the US has become a polarized issue. Many people are opposing it and wondering as to what will be the future of healthcare in the United States of America. ●A number of components in it are misunderstood by the people, thus creating confusion and a negative attitude towards the act. The open enrollment period of 2018 began on Nov Let us look at the 5 things that everyone should know about this health care act:

1. Private Insurance Is Not Replaced By It ●There is a misconception among many people that ACA/Obamacare is replacing health insurance, Medicare, and Medicaid. ●In fact, it works along with private insurance and aims to regulate insurance practices. This regulation will result in every citizen getting options that are affordable and have access to the affordable healthcare.

2. Healthcare Exchange To Provide More Choices ● Healthcare exchange will come up along with ACA and will offer a number of choices for citizens to select the most suitable one for themselves. ● The citizens can choose either the low-cost health insurance or opt for the higher cost private insurance for healthcare with more options. ● It will give them more choices in fact and help in saving expenditure on account of their healthcare.

3. ACA Regulates Practices Followed By Insurance Companies ●A cap ceiling will come into force on the sum of premiums collected towards healthcare. Insurance companies will have to charge premiums to their customers within the limit. ●Till now insurances companies used to refuse coverage in case of certain existing health conditions of the person. This regulation will bring down the cost of health insurance and citizens can save on it.

4. Deficit Of The Government Is Expected To Lower ●A general complaint heard from a lot of people is that ACA will create an increase in the already huge deficit. ●In fact it is not so, the reality is that by the end of the year 2022, the citizens of US would have saved an amount of $ 84 billion on account of ACA.

5. 30 Million More People Will Be Brought Under Insurance Coverage ●Most people say that it is not possible for them to have health insurance coverage due to their low earnings. With a number of low-cost options being offered people will get a chance to choose the policy that is affordable to them. ●People in excess of 30 million will get insurance coverage who are not able to afford it presently.

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