BUILDING SUSTAINABLE COMMUNITIES MICHAEL SCOTT MATER FOUNDATION BUILDING SUSTAINABLE COMMUNITIES Main page Adam Krynicki GMLI Program Manager

Agenda About MSMF Our Sustainable Focus Green Business Planning Classes What is a Green Micro Loan? Program Details Get Started

BUILDING SUSTAINABLE COMMUNITIES Sustainable Solutions Our Vision We envision sustainable communities – socially, economically, and environmentally. BUILDING SUSTAINABLE COMMUNITIES Sustainable Resources Sustainable People Sustainable Economies Green Microloans Sustainable Solutions School for School Promoting the development and of green technologies and sustainable practices throughout the world Providing cross cultural exchange, volunteer opportunities Provide financial resources, literacy and financial resource to under resourced community

About MSMF Our Mission Green Microfinance Mission The mission of MSMF is to create opportunities for individuals and communities by providing financial resources, work-force training, cross cultural exchanges and sustainable solutions to real world challenges. Green Microfinance Mission Founded in 2008 by US Army Veterans, MSMF is a 501 (c)(3) international non-profit organization that creates sustainable communities through empowering individuals. The mission of the GMLI is to empower entrepreneurs to realize their full potential by providing financial literacy, green business planning classes, and access to capital.

Green Business Plan Classes Business Classes Our workshops focus on a different aspect of the business plan each class. Each class is designed for students to actually complete different components of their plan. Community Mentors MSMF provides resources to small businesses by providing mentorship and connecting them with other business owner or mentors in the industry. One-on-One Coaching Work with a member of our team one-on-one to flush out the details of your business plan.

Start Up Business If you are building a new business, our program is designed to teach you: How to design, implement, and market sustainable products or services How to structure your business for legal and accounting purposes How to a write a full business plan How to incorporate sustainable business practices to save you money and positively impact your community

Expanding Your Business If you are an existing business, our program is designed to teach you: How to build a stronger business by examining innovative ways of doing business How to improve your current business practices How to scale your business How to incorporate sustainable business practices to save you money and positively impact your community

What’s a Green Micro Loan? mi·cro·loan  [mahy-kroh-lohn] –noun a very small, short-term loan at low interest, especially to a start-up company or self-employed person. A micro-loan is an OPPORTUNITY First, let’s talk about micro-lending. What is a micro-loan? At MSMF, we believe that a micro-loan is more than an loan. It’s an opportunity. How is this different than a traditional bank loan? While MSMF takes precautions to mitigate risk, our loan requirement are more flexible, so folks with imperfect credit or those lacking collateral have the opportunity to access capital.

Micro Loan Application Requirements Viable business plan that includes a sustainability plan Financial considerations Character considerations Satisfactory attendance in Green Business Planning Class Regularly meet with coach & mentor (as needed) Active participation in reporting & evaluation Eligibility for different loan types depends on your business plan and your financial need. You will assess these needs throughout the business planning course.

Typical Micro Loans Business Loans up to $50,000: for established profitable businesses Start-Up Loans up to $30,000: for businesses with 6 months in operation, but that are not yet profitable. Transition Business loans up to $30,000: for the purchase of an existing business or a change in business location *Not everyone will qualify for a micro loan. The process is selective due to the nature of business. Because an additional unpaid loan would create financial hardship, it is a disservice to issue a loan to a candidate who cannot repay.

Previous Micro Loans in Charlotte Grady Parker has been trying to open a veteran’s shelter for years in Charlotte. After receiving a lifetime grant from the Department of Veteran’s Affairs, he needed a small loan to get him started. MSMF gave him a loan of $20,000 and helped him leverage over $50,000 from multiple sources. After years of waiting, the project is moving ahead as planned. MSMF helped Thomas take his idea for an energy audit and weatherization business from idea to reality by helping him build his business plan, and by giving him the money he needed to buy equipment. Thomas was able to use this loan and pay off this loan within 6 months. Grady Parker Charlotte, NC Loan Amount: $ 20,000 Thomas Elijah Charlotte, NC Loan Amount: $ 2,800

Success Stories http://youtu.be/ndLpwnnLDbw

Get Started Go to : www.msmf.org As you may know, the year abroad has the potential to be a truly outstanding year of your life, academically, socially and personally. Here are a few quotes from recent year abroad students… Go to : www.msmf.org Click on the link for the Green Micro Loan Program. Click on the “Sign up for a Workshop” button.

Questions? Thank you! 2133 SouthEnd Dr , Suite #108 Charlotte, NC 28203 (980) 207-3260 www.msmf.org microfinance@msmf.org Thank you!