Make your money make a difference Making Money Work For Positive Change Sue Cooper November 2006

Make your money make a difference Founded in The Netherlands in 1980 Launched in the UK in 1995 Activity in UK, Ireland, Belgium, Spain, Germany and the developing world Fully authorised European bank Triodos Bank

Make your money make a difference Triodos Bank How does it work? We have a community of savers who want their money to make a positive difference… …and we only lend to projects that benefit people and the environment Caring for Life – working with vulnerable young adults

Make your money make a difference Triodos Bank We are committed to: A transparent approach to money Share the values of the customers we serve Progress before profit

Make your money make a difference Project Examples Organics in West Wales Trioni Ltd Clean Energy Moel Maelogen

Make your money make a difference Project Examples Combating Learning Disability - OXSRAD Fighting Unfair Trade – Cafédirect

Make your money make a difference Project Examples Housing Disadvantaged Communities – Colchester Quaker Housing Supporting the Arts – Komedia, Brighton

Make your money make a difference Social Enterprise “A social enterprise is a business with primarily social objectives whose surpluses are principally reinvested for that purpose in the business or in the community, rather than being driven by the need to maximise profit for shareholders and owners.” Department of Trade and Industry 2001

Make your money make a difference Social Enterprise 164,000 registered charities with total annual turnover £31billion NCVO 2,400 members with over 500,000 employees and millions of volunteers Bristol Social Economy Development Project 1,000 organisations, annual turnover £231million and 9,000 employees

Make your money make a difference Social Enterprise Social objective the overriding consideration Businesslike approach equally important Identify skills required for social and business objectives

Make your money make a difference Sue Cooper Triodos Bank, Brunel House, 11 The Promenade Bristol BS8 3NN Authorised and regulated by the Dutch Central Bank and by the Financial Services Authority for the conduct of regulated activities in the UK