PLASTIC MONEY
PARTIES CONCEPT OPERATIONAL ASPECTS PRODUCT AUGMENTATION EMERGING SCENARIO
PARTIES CARD ISSUERS CARD HOLDERS MEMBER ESTABLISHMENTS MEMBER AFFILIATES CLEARING AGENCIES
FEATURES CREDIT CARD / CHARGE CARD ISSUANCE PAYMENT PERIOD AMOUNT OF PAYMENT INTEREST PAYMENT ANNUAL COMMISSION MAXIMUM PURCHASE AMOUNT
CREDIT CARD / DEBIT CARD PAY LATER – PAY NOW CREDIT AVAILABLE – INSTANT NO ACCOUNT ACCESS – AVAILABLE NO ACCOUNT OPENING – REQUIRED NO NETWORK REQUIREMENT – POS NO BALANCE REQUIRED – REQUIRED RISK OF FRAUD – MINIMIZATION OF FRAUD
OPERATIONAL ASPECTS ISSUE PURCHASE REALIZATION
PRODUCT AUGMENTATION PERSONAL ACCIDENT INSURANCE CASH WITHDRAWAL FACILITY INCREASE IN CREDIT LINES ‘ADD-ON’ FACILITY LEVERED INVESTMENT FACILITY AFFINITY CARDS
ISSUES DRAFT GUIDELINES ISSUE OF CARDS INTEREST RATES / OTHER CHARGES BILLING DIRECT SELLING AGENTS CUSTOMER RIGHTS RIGHT TO PRIVACY
…Contd. CUSTOMER CONFIDENTIALITY DEBT COLLECTION GRIEVANCE REDRESSAL MONITORING
BRANDING BRANDING STRATEGIES CO-BRANDING BRAND MEASUREMENT
CO - BRANDING ENHANCES BRAND REPUTATION INFLUENCES CONSUMER PSYCHE
BRAND MEASUREMENT KEY BRAND METRICS CUSTOMER EXPERIENCE CUSTOMER RETENTION CUSTOMER LOYALTY
PRICING FACTORS INFLUENCING PRICING DECISIONS PRICING ISSUES GUIDELINES FOR PRICING
FACTORS INFLUENCING PRICING DECISIONS CONSUMER PRICE AWARENESS PERCEIVED PRICE VALUE
PRICING ISSUES RISK-BASED PRICING USE OF APRs FEES
GUIDELINES FOR PRICING FAIR PRACTICES CODE
PROMOTIONAL MIX CREDIT CARD ADVERTISING SALES PROMOTION PERSONAL SELLING PUBLIC RELATIONS RBI REGULATIONS
CREDIT CARD ADVERTISING ADVERTISING OBJECTIVES ADVERTISING APPEALS ADVERTISING MEDIA
SALES PROMOTION INTRODUCTORY OFFERS CASH BACK SCHEMES REWARD PROGRAMS CAUSE-RELATED MARKETING
PERSONAL SELLING DIRECT SALES FORCE DIRECT MAIL DIRECT SELLING AGENTS CALL CENTERS
DISTRIBUTION BRANCH NETWORK
CURRENT SCENARIO CREDIT CARD USAGE TECHNOLOGY CORPORATE USAGE FRAUDULENT PRACTICES PRIVACY ISSUES AND SOFT TARGETING CRM IN CREDIT CARD MARKETING