The basics of mutual fund investing Delivered by:

1 Agenda What is a mutual fund? Industry trends Benefits Types of mutual funds Risk Fees Summary

2 What is a mutual fund? A collection of stocks, bonds and other securities that are owned by a group of investors Professionally managed by experienced fund managers to match the fund’s objectives Purchased through a lump sum or a monthly amount, making mutual funds available to investors of all sizes

3 Industry trends Industry: Total AUM $719.3 billion in mutual funds + Over 2006 mutual funds in Canada million accounts* One in three Canadians own mutual funds An estimated $295 billion to $330 billion in mutual fund assets are held in RRSPs +Source IFIC as June 16, Source IFIC as of October 31, 2007 * Source IFIC as of September 30, 2007

4 Benefits of mutual funds Professional portfolio management With experience, specialized research, training and education Risk management through diversification Mutual funds invest in a broad range of securities Convenience All the administrative work is done for you and they are easy to purchase Liquidity You can sell the units for cash at any time Choice Over 2006 mutual funds to choose from + * + Source IFIC as of October 31, 2007

5  Money market fund  Invests in high quality, short-term interest bearing securities Bond/income fund A conservative investment to yield regular payoff Balanced fund Combination of stocks, and bonds to provide both income and capital appreciation while avoiding excessive risk Equity fund Invests primarily in stocks Types of mutual funds

6 Global fund Investing in stocks or bonds throughout the world, including the Canada International fund Investing in stocks or bonds throughout the world, excluding Canada Specialty fund Investing primarily in the securities of a particular industry, sector type of security or geographic region Types of mutual funds

7 Risks Some factors that could affect the value of your fund Inflation risk The value of the investment you make will be eroded by inflation Interest-rate risk Interest rates affect the value of your investment Specialization risk Value could be affected by a regulatory change or political event Currency risk Value may be affected by fluctuations in the currency exchange rate

8 Risk and return EXPECTED RETURN VOLATILITY HigherLower Higher Money market funds Core bond funds Balanced funds Convertible debenture funds High yield funds Canadian equity funds/Income trust funds Foreign equity funds Specialty funds Single or Undiversified funds

9 Income generated from mutual funds Capital gains If the fund sells securities that have increased in price, the fund has a capital gain Interest Interest earned on bonds and other types of debt securities such as T-bills also flows through to investors Dividends Income is earned from dividends on stocks and interest on bonds Distributions Dividends received from shares owned by the mutual fund are also passed on to unitholders

10 Sales Commissions No load No commission either front end or back-end Front end Sales commissions that are paid up front at the time of your purchase Back end Sales commission that you pay when you redeem the fund Trailer Fees Which are fees paid to mutual fund dealers  Management expenses (MER) The management fees and expenses paid by the fund as a percentage of the total value of all of the (both cash and investments) held by the fund Fees

11 Professional portfolio management With experience, specialized research, training and education Risk management through diversification Mutual funds invest in a broad range of securities Convenience All the administrative work is done for you and they are easy to purchase Liquidity You can sell the units for cash at any time Choice Over 2006 mutual funds to choose from Summary of mutual funds

12 Leading Canadian family of funds with over 50 years of experience Superior award-winning team with extensive products and excellent services Strong commitment that every Canadian should seek professional advice when making decisions about their financial future Company overview Who are we: Dynamic Funds

13 Company Overview 2009 Lipper Awards Winner of 11 individual awards Dynamic Focus+ Small Business Dynamic Focus+ Energy Income Trust Fund Dynamic Power Small Cap Dynamic American Value Fund Dynamic Global Discovery Fund Dynamic Value Fund of Canada Fund Dynamic Value Balanced Fund

14 About Dynamic Funds 2008 Canadian Investment Awards Analysts’ Choice Investment Fund Company of the Year 2008 Fund of the Year Award Dynamic Focus+ Small Business Fund

15 Our commitment At Dynamic Funds we know that the decisions you make with respect to your investments are among the most important in your life. Believing in the importance of professional financial advice is one of our core principles.

16 Important information Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. This document is not to be distributed or reproduced without the consent of Goodman & Company, Investment Counsel. Dynamic Funds is a division of Goodman & Company, Investment Counsel Ltd.