Be aware and prepare Investing for your future A sure way to an unsure future is to put off planning for retirement.

Slides:

Advertisements

Similar presentations

1 Overview. 2 The Hartford provides access to online retirement planning and investment guidance through Morningstar ® ClearFuture ® Will you retire on.

Advertisements

Covered Employer Training Program Module Six Leaving Covered Employment.

Louisiana Deferred Compensation Plan Top 10 Reasons to Participate.

Investment and Financial Services: What Every Financial Educator Should Know.

©UFS Financial Planning 101 Investment Advisory Services offered through Investment Advisor Representatives of MetLife Securities, Inc. (MSI), 200 Park.

A NexGen Tax Primer: Life Insurance & Tax Efficient Wealth Planning With Dale Durand, VP, Estate & Tax Planning.

CLIENT INVESTMENT UPDATE Superannuation Products Appendix 31 March 2015.

ADP Retirement Services Review your account Determine the asset allocation that is right for you Asset allocation the easy way Rebalance.

Making the most of your Arizona University System Optional Retirement Plan Fund Changes and Transition.

Covered Employer Training Program Module One Introduction to the Retirement Systems.

Do not put content on the brand signature area Orange RGB= 255,102,000 Light blue RGB= 180,195,225 Dark blue RGB= 000,000,102 Grey RGB= 150,150,150 ING.

Covered Employer Training Program Module One Introduction to the Retirement Systems.

Brought to you by the Nationwide ® Advanced Consulting Group Best Practices When Working With Your 401(k) Clients.

Self-Managed Plan (SMP) 401(a) Defined Contribution Plan Serving Employees of Illinois Community Colleges and Universities.

John Locke Locke In Your Success, LLC

Corporate Overview September Hannon Armstrong Sustainable Infrastructure Capital, Inc. (the "Company") makes forward-looking statements in this.

SAVING : INVESTING : PLANNINGMarch, 2010 Communication, Education and Investment Management for the Tennessee Optional Retirement Program.

Keys to understanding your retirement plan © 2012 Envoy Financial, Inc. All rights reserved. Envoy Financial, 8415 Explorer Drive, Suite 115, Colorado.

457 Retirement Education for LIFE ® Is Your Retirement Rockin’ or Rollin’?

Zenith Investment Research Premium Wealth Management Annual Conference Presented by:David Wright, Director 17 April 2012 Team up with an experienced, independent.

Participation in all aspects of the Agent Care Program that are offered through AXA Advisors and AXA Network is entirely voluntary, and each participant.

Fiduciary Responsibility Frye Financial Center Creating, Protecting and Preserving Wealth

End of year strategies and opportunities Who is presenting, where are they from? Date? 2012.

Equity income: a niche asset class Neil Margolis, Portfolio Manager May 2007.

Participation in all aspects of the Agent Benefits Program that are offered through AXA Advisors and AXA Network is entirely voluntary, and each participant.

Getting the Most from Social Security Stephanie B. Wade Financial Advisor Financial Advisors of Delaware Valley 2013 FEA/NJPSA/NJASCD Fall Conference 1.

Joint Forum of Financial Market Regulators Forum conjoint des autorités de réglementation du marché financier Guidelines for Capital Accumulation Plans.

Copyright T. Rowe Price. All Rights Reserved. T. Rowe Price Retirement Funds Date Copyright T. Rowe Price. All Rights Reserved.

2015 BAW Conference Defined Contribution Programs: Overview and Update Reneè Dash Nancy Ornduff.

NP (11/09) Cat# For Financial Professional Use Only. Not for Distribution to the Public. AXA Advanced Markets Retirement Income Worksheet.

Online banking security best practices Access via ‘transaction devices’

Written by Michael Karagianis, Senior Investment Strategist, MLC ‘With returns from cash and bonds falling, investors need to look for other ways of generating.

2015 BAW Conference GASB 68 Implementation: Are we there yet? Ashley Brindle.

Covered Employer Training Program Module One Introduction to the Retirement Systems.

Wealth Report presentation slides is an Authorised Representative of RI Advice Group Pty Ltd.

Chant West Rollout October Disclaimer Important Notice RI Advice Group Pty Ltd, ABN , holds Australian Financial Services Licence.

Saint Mary’s University Pension Plan Annual General Meeting June 2011.

Covered Employer Training Program Leaving Covered Employment FY 2016.

SAVING : INVESTING : PLANNING Real Retirement Solutions State of Rhode Island and Providence Plantations.

Who is TIAA-CREF? 1918 TIAA Teachers Insurance and Annuity Association of America 1952 CREF College Retirement Equities Fund +

Be aware and prepare Saving for Your Future A sure way to an unsure future is to put off planning for retirement. January 2016.

Group Insurance Plans Our group insurance plans are available to you as GUARANTEED-ISSUE during your New Associate Election Period. You cannot be denied.

Be aware and prepare Planning for Your Future Part Two: Setting Financial Goals and Building a Financial Safety Net A sure way to an unsure future is to.

A sure way to an unsure future is to put off planning for retirement.

Covered Employer Training Program Introduction to the Retirement Systems FY 2016.

Participation in all aspects of the Agent Benefits Program that are offered through AXA Advisors and AXA Network is entirely voluntary, and each participant.

DI Retirement Security Helping you continue saving for retirement in the event of a disability.

National Life Insurance Company ® | Life Insurance Company of the Southwest TM National Life Insurance Company ® | Life Insurance Company of the Southwest.

TOOLS & RESOURCES TRSC 3413TOOL-1011 FOR EDUCATIONAL PURPOSES ONLY © Transamerica or Transamerica Retirement Services refers to Transamerica Retirement.

Participation in all aspects of the Agent Benefits Program that are offered through AXA Advisors and AXA Network is entirely voluntary, and each participant.

Be aware and prepare On the Road to Retirement For early- and mid-career employees A sure way to an unsure future is to put off planning for retirement.

Discover How Successful Advisors Get in the Door. Retirement Plan Prospecting Intended for financial professionals, third-party administrators and consultants.

Participation in all aspects of the Agent Benefits Program that are offered through AXA Advisors and AXA Network is entirely voluntary, and each participant.

TIAA-CREF Lifecycle Funds: A Simple Choice Participant Presentation.

Multnomah County March 4, 2004 §457 Deferred Compensation Plan Overview.

Participation in all aspects of the Advantage Care Program that are offered through AXA Advisors and AXA Network is entirely voluntary, and each participant.

Participation in all aspects of the Agent Benefits Program that are offered through AXA Advisors and AXA Network is entirely voluntary, and each participant.

 Investment: directing resources from being consumed today in order to prepare for the future. ◦ National Forests ◦ Starting a Business ◦ Using assets.

Covered employer training program Introduction to the Retirement Systems FY 2017.

Overview of DOL Fiduciary Rule

Changes to emerging markets strategy in MLC’s Inflation Plus portfolios March 2017 This material is not for circulation to retail investors.

A simpler way to look at universal life insurance

The Montgomery County Employee Retirement Plans Team

Having a Plan for 2014 Sales Ideas

The Montgomery County Employee Retirement Plans Team

Understanding your retirement account statement

The Montgomery County Employee Retirement Plans Team 11

For broker and sponsor use only in the Emerging Markets Division.

Presentation transcript:

Be aware and prepare Investing for your future A sure way to an unsure future is to put off planning for retirement.

Disclaimer Before we get started, I’d like to take a minute to remind you that personal finance, as the name implies, is a highly individualized and personal matter. The information provided in this presentation, and in the other presentations in this series, is general educational information provided to illustrate certain financial ideas and concepts. This information does not take into account your personal situation and should not be considered personal financial or investment advice. In reviewing this presentation, you should consider whether the information presented is appropriate for your particular needs, and, where appropriate, you may wish to seek advice from a financial professional to determine what is best for your individual financial circumstances. PEBA does not make any guarantee or other promise as to any results that may be obtained from using the content of this presentation. 2

Investing for your future South Carolina Deferred Compensation Program (SCDCP) Administered by Empower Retirement State Optional Retirement Program (State ORP) Administered by MassMutual, MetLife, TIAA-CREF, or VALIC 3

SCDCP Empower’s eLearning Center Investment Fundamentals eSeminar Market Volatility eSeminar Building an Investment Strategy eSeminar 4

SCDCP Investment options Fund overviews Online prospectus of each fund Fund performance Investment assistance 5

SCDCP Reality Investing® Advisory Services (Advisory Services) Offered by Advised Assets Group, LLC Behavior-based approach to investing Advisory services include: Online investment guidance Online investment advice Managed account service 6 There is no guarantee that participation in Reality Investing® Advisory Services will result in a profit or that your account will outperform a self-managed portfolio.

SCDCP Online Investment Guidance Provides general guidelines for investing Online Investment Advice Provides specific portfolio information for you Managed Account Service Provides a professional investment strategy tailored to your specific financial situation 7

8 SCDCP Participant Account BalanceAnnual Managed Account Fee Less than $100, % Next $150,000, up to $250, % Next $150,000, up to $400, % Greater than $400, %

State ORP Quarterly performance report Includes fund line-up comparison Includes fund line-up statistics Quarterly watch list Investment policy statement Target-date default funds 9

State ORP Investment provider service representatives Online mutual fund prospectus Online mutual fund fact sheets 10

State ORP Online investing and retirement planning tools Planning Saving Financial wellness Life events Calculators 11

State ORP MassMutual Videos on asset allocation and inflation MetLife Online presentation and videos on investing, mutual funds, target-date funds, importance of starting early, and longevity risk TIAA-CREF Information on investing basics, styles, asset classes, and creating the right investment mix VALIC Financial education on understanding financial products and adjusting investments 12

Investing for your future South Carolina Deferred Compensation Program eLearning Center Investment Options Target Date Funds Investment Assistance Retirement Income Control Panel Contact information 13

Investing for your future State Optional Retirement Program State ORP information Investment Policy Statement MassMutual Seminars and Videos MetLife On Demand Learning TIAA-CREF Investing VALIC Financial Education 14

Disclaimer This presentation does not constitute a comprehensive or binding representation regarding the employee benefits offered by the South Carolina Public Employee Benefit Authority (PEBA). The terms and conditions of the retirement and insurance benefit plans offered by PEBA are set out in the applicable statutes and plan documents and are subject to change. Please contact PEBA for the most current information. The language used in this presentation does not create any contractual rights or entitlements for any person. 15