Ppt on money and credit download

Car Loans With No Money Down. How To Qualify For No Money Down Car Financing?  There may be few creditors online focusing on giving no money down car.

one of those automotive finances undertake and dont job seekers to have just about any technique of credit verification or even have a credit worthwhile cosigner for you to back again the loan. Auto Loans With No Money Down No Money Down Car Financing No Money Down Car Financing @ Lowest Rates Available No Money Down Car Financing Car Loan With No Money Down Online  Almost anyone could easily/


3.1 A VERAGE M ONTHLY E XPENDITURES Recordkeeping is a way for you to manage your money. Record your monthly expenditures. Can help you find out how you.

day, record what you spent. At the end of the month group and total them. Groups: Living expenses: food, utility bills, pocket money, etc. Fixed expenses: payments that don’t vary from month to/ Commuting$Car Insurance$ Other:$Real Estate Taxes$ $Car Registration$ $Pledged/Contributions$ Other$ Personal Spending $ Clothing$ $ Credit Payments$ $ Newspaper, Gifts, etc.$ Pocket Money$Total$ $Monthly Share (Divide by 12)$ $ Entertainment Monthly Balance Sheet Movie/Theater$Net Income (Total Budget)$ Sporting /


Indiana Auto Loans for Bad Credit People Easy to Apply Online – Fast Guaranteed Approval – Lowest Rates LoansStore, one of America’s premier car loan service.

a private car motorcycle financed If you have filed for bankruptcy or have been discharged Free Local Help, Multi Featured Services, 0 Money Down Bad Credit 100% Accepted - Instant Approval Bad Credit Auto Loans Get pre-approved for a bad credit car loan Indiana fastest and easiest. Work with some of the best lenders in our nationwide dealer network. Qualify In Few Minutes Save time/


1 Bond Insurance Guarantees bond principal in case of a credit event. Effectively “swaps” the rating of the bond for that of the insurer. Purchased by.

. Ex: Price to insure $10 million of XYZ bonds for 5 years is 150 basis points per annum. But like free money if no credit event. Many CDS buyers didn’t own reference obligation. More like a bet than insurance. Several things went wrong: Since don’/ to pay when credit event occurs on reference obligation. 4 Things for Final Last third of course. 5 Cs 3 base rate adjustments What TIPS stands for 6 typical types of MM instruments Names of 3 ratings agencies Latest National Debt and Social Security Trust fund/


Working With Credit PBL Presentation, 10/20/2004 By Rick Christoph.

fun – and expensive – Average payment time > 64 months! What does upside down mean How do we get upside down – Trade too fast – No down payment – Fast depreciation Should you let it be repossessed? – http://money.cnn.com/2004/09/23/pf/debt/chatzky_intronew/index.htm http://money.cnn.com/2004/09/23/pf/debt/chatzky_intronew/index.htm Second level What is a credit score/


Credit Wisdom. Managing Money & Credit: A Lifelong Skill.

Issuers & Lenders –Determine APR Auto Insurers – Determine Premium Employers – Are you a worthy hire? Landlords –Are you a reliable tenant? The Three Cs of Credit Character: The way you handle money and have repaid debt in the past. Capacity: Your ability to pay the debt after considering other monthly expenses. Capital: The value of your assets or what you own. Whats Next? /


The Pakistan Credit Rating Agency PACRA Credit Ratings For Islamic Instruments May 07’12.

GDP: Current Prices: USD 63trn (June-11) PPP: USD 76trn (June-11) In Africa: Nigeria, Kenya, Zimbabwe and South Africa Recently started in Zambia and Cameroon Why Credit Rating? Public Money Risk & Return Bank Deposits Tax Payers’ money Listed Companies Insurance Real Estate Projects Mutual Funds Whenever Public Money is invested Disclosure of Risk & Return is imperative Risk & Return Correlation Transparency: Independent view of risk Why/


C.A.R.E. Credit Abuse Resistance Education A program of: U.S. Bankruptcy Court, Western Missouri & Kansas Districts The Kansas City Bankruptcy Bar Association.

wisely   Choosing best card for you   Your credit rating   Consequences of credit abuse   Avoiding credit problems Make the Credit-Money Connection $ $ When you pay by credit card, you still have to pay for the purchase with “real” money. $ $ If you cannot afford to buy something with /debt: Stop digging the hole! Avoid Credit Abuse Step # 6 Make a monthly budget and follow it Don’t Like the Word “Budget”? Think of it as your “Personal Financial Survival Guide” Avoid Credit Abuse Step # 7 Use cash /


Warmup Why does the dollar on the left have value, while the one on the right does not? What is money? Define Salary? How does it differ from other types.

– income > expenses (good) Budget deficit – income < expenses (bad) Where do people go to borrow money (or, what are sources of credit)? Banks Credit unions Finance companies Credit Cards Credit terms Lender – any person or group that loans money to another person or group Borrower – the person who borrows money from the lender and must pay back the amount owed plus interest Interest – fee paid by a borrower of/


Unit 6: Credit Section 3: Make Credit Work for You.

small purchases (like gas) to the card  If you ALWAYS pay the monthly balance IN FULL, you will NEVER pay interest and will build GREAT creditCredit is also good to have in case of an emergency  Another bonus, if your card is stolen, you won’t have to/ pay for fraudulent charges. (Whereas, if someone stole your money, its all just gone!) Credit Cards can be DANGEROUS  If you spend more than you can pay IN FULL at the end of the month, you will/


Created: Jan 2013 by Jim Luke. Unit 14: An Open Economy Your moneys value is determined by a global casino of unprecedented proportions: $2 trillion are.

to show what adds to what. Next let’s separate the different levels of detail Green are debits – money entering country Red are creditsmoney leaving country Created: Jan 2008 by Jim Luke. Balance of Payments – The Items as we’ve called//Yahoo finance Created: Jan 2008 by Jim Luke. Changes in Rates Matter  Caused by differences in inflation, interest rates, and attractiveness  Change capital flows  Change Pricing of imports & exports  change current account Exchange Rate Changes: Winners Benefits from/


Why Credit Matters MS. Zucchero. Keeping Score: Why Credit Matters What is Credit? Think about your last purchase… How did you pay for it…..?

would you consider before letting someone borrow your car? Keeping Score: Why Credit Matters Creditworthy - a person suitable to receive credit especially based on them being reliable in paying money back 5 key factors: *Payment History (whether or not you pay/on a Math Test? Spot the Credit Crisis 1.Please download the “Why Credit Matters” brochure from the class website and read about taking control of your credit score 1.Then please download the “Spot the Credit Credit Crisis” Worksheet 1.Please complete /


AB Trusts (Bypass Trust or Credit Shelter Trust) Jason Coles Karen Merrill Arnie Wolff.

transfer assets to beneficiaries upon death Historically, trusts were the domain of the very wealthy –Traced back to Roman times where money went automatically to oldest son Will A will is an instrument that is looked at upon your death, it divides your/ $1 million transferred tax-free under unified tax credit, other million at 50% death tax rate –Bob’s unified tax credit went to waste! Enter the AB trust Take advantage of Bob’s unified tax credit! Bob and Betsy create a living trust with AB provision with/


Finance 101. Cash Checking accounts – NOW accounts Money Market accounts CDs.

e.g. $100,000 @ 6.25% for 30 years = $615 per month Home Equity loans –Lines of credit and installment loans Student loans Credit,Capital,Capacity CreditCredit history – important all through life! –Determines rate Capital –Other assets –Value of collateral – if offered Capacity –Cash / Wisdom The only way not to think about money is to have a great deal of it….Edith Wharton Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy…. Groucho Marx If you would be/


Money Management IQ Test Bessie B. Moore Center for Economic Education.

Education 1. A family should set savings goals and determine how much to save each month to reach those goals. O True 2. You should use a credit card when you see something you WANT but can’t afford at the moment? O False 3. You should save money for emergencies rather than use a credit card? O True 4. You should buy something/


Chapter 21 10/11/2015 1 Banking & Credit. Saving Money 10/11/2015 2 Ways to save Credit union non-profit financial institution similar to a bank Passbook.

10/11/2015 10 Credit card Issued by bank and allows the cardholder to charge amounts in many different places Credit limit Maximum amount you can charge against your account Charge accounts (Businesses) Only used at that store…ex. Lowe’s Loans Receive money from banks to make larger purchases (cars, mortgages) Installment loans Loan is paid back in regular monthly installments Loans are/


CREDIT. QUESTIONS WE WILL ANSWER… What is credit? What does it cost to use credit? What are the advantages of using credit? Where can you get credit?

- the car now… Safe Wont have large amounts of cash on you Bonus/ Points/ Rewards Get something back for your money WHERE YOU CAN GET CREDIT… SHOULD YOU GET ANY CREDIT CARD? No - Shop Around!!! All cards have different options (fees, requirements, rewards, uses, etc.) HOW TO SHOP FOR THE BEST/)This is a legal process b)Stays with you for 10 years 2.May Face Legal Charges 3.They come and repossess their property 4.Place a lien on your possessions/property a)Will not be able to sell your ______ without paying


Do you know the answer? What is the annual interest rate of most credit cards in Canada? Government restricts it to less than 20%, so the credit card companies.

money Can purchase items over the phone or internet Some credit cards have reward programs (i.e. Air miles, Aeroplan, cash back) High amounts of interest on overdue balances Easy to lose track of how much is spent (spend beyond what one can afford) Have to apply for a credit card. usually have to be over 18 and have good credit rating Credit card fraud Credit/ card examples For each credit card statement answer/


A Dealing with Dollar $ workshop Understanding Credit and Debt.

Dollar $ workshop Understanding Credit and Debt Money that is available to us for borrowing What promise is involved with use of credit? a. To share what you have bought b. To send them a thank you card c. To repay using future income Credit “Good Credit” should improve someone’s financial position. What they have bought will increase in value over time. “Bad Credit” won’t improve/


Credit Card Debt By: Jericho Herblet, Hezekiah Fowler, Summer Rademacher, Kennedy Scott.

from survey monkey The More Page On this particular page there is several links including: Kennedy’s purple pages, expert video, and questions? How We Plan to Solve Credit cards have age limits, but they also have limits on the amount of money you spend depending on your income. we plan to solve, or rather help, this problem by limiting the amount of/


Jeopardy Begins with c Loans Poor credit Consumer Credit consumer Finance Q $100 Q $200 Q $300 Q $400 Q $500 Q $100 Q $200 Q $300 Q $400 Q $500 Final.

H1 Willingness to repay a debt $400 Answer from H1 What is creditworthiness? $500 Question from H1 Loaned money to make a purchase. $500 Answer from H1 What is a credit card? $100 Question from H2 Expresses an individual’s Creditworthiness as expressed In a number. $100 Answer / next. $300 Answer from H4 What is a revolving charge account? $400 Question from H4 The time between payment date And billing date where no interest is Charged. $400 Answer from H4 What is a grace period? $500 Question from H4 The maximum /


Credit Cards-Beginning Student Cards. Student Card  For the next segment we are going to talk about Student Credit Cards.  Student Cards are Credit.

have to put down a deposit for the card.  This is of course makes it easier for a student who does not have money lying around to give to the bank for a deposit. Student Card  The main advantages of a Student Card is the ease of /is best for him based on his credit situation.  If used properly a Student card can be very helpful for building up credit. It is a great way to start a students credit off right and only continue to improve on it.  Building credit responsibly when you’re a student only /


What is Cardinal University? Cardinal University is the top-tier education pathway where eligible students gain their 7 Senior Credits (or more) through.

must be actively taking courses Minimum of 3 (max 5) courses per semester Must have a total of 5 credits for the year to maintain KEES money. Any student who drops below 3 would be required to return to WCHS at that point to resume a/attendance policy of WCHS and SCC/EKU/WKU/etc Complete the ILP Report mid-term grades to WCHS Other Information Students will be awarded credit at WCHS as performance based credit College courses that are 3 hours or more will receive 1 weighted HS credit College courses that are/


Credit for the Rest of Us © The Money Professors (TM) www.TheMoneyProfessors.com 2013 Career and Technical Education Summer Conference Len Rhodes M.B.A.

Ruth Owens Discover Card Social Security Disability $1900 limit 6 years ago Minimum payment for 6 years totaling $3492 $5564 balance Discover sued her! Credit for the Rest of Us © The Money Professors (TM) www.TheMoneyProfessors.com 2013 Career and Technical Education Summer Conference Len Rhodes M.B.A. C.P.F.M. Mark C. Weitzel M.B.A. C.P.F.M/


Paying for goods on credit Resource 4B – Paying for Goods on Credit Slide 1 of 5 Hampshire County Council – Consumer Education Project within the Citizenship.

money Credit Card Buying on credit or hire purchase Interest free loan/buy now pay later Secured Loan Unsecured Loan Resource 4B – Paying for Goods on Credit Slide 2 of 5 Hampshire County Council – Consumer Education Project within the Citizenship Curriculum Is it wise to get a loan? Loans and credit/Have I checked the APR? Last updated: 16/03/2009 Resource 4B – Paying for Goods on Credit Slide 3 of 5 Hampshire County Council – Consumer Education Project within the Citizenship Curriculum How easy is it to/


Credit Buy Now, Pay Later. Credit Someone is willing to loan you money (principal) in exchange for your promise to pay it back, usually with interest.

you pay to use someone elses money. The higher the interest rate, the greater the cost of using credit Credit Terminology Annual Percentage Rate (APR) The amount it costs you a year to use credit, expressed as a percentage rate /and convenience Avoid carrying large amounts of cash Purchases over the internet and phone Earn bonus points or miles Sources of Credit Credit Cards Installment Loans Student Loans Mortgages Credit Cards APR (Annual Percentage Rate) Annual Fee Grace Period Minimum Payment Credit/


Credit Cards. What is a Credit card? A plastic card that represents a line of credit A line of credit is an account with money that you can borrow repeatedly.

: Card Features Personal Information Financial Information Additional User Information Terms and Disclaimers How Can I Avoid Credit Card Debt? Causes of credit card debt: Bad spending – spend more than you can pay back Bad payments – fail to pay the full balance Tips to manage your credit card: Dont buy anything you dont have the money for Keep track of your balance Avoid high interest rates/


JA Dollars With Sense. Overview IntroductionsExpectations Lesson 1: Let’s Talk Money Lesson 2: Be A SMART Shopper Lesson 3: Look After Your Money Wrap.

JA Dollars With Sense Overview IntroductionsExpectations Lesson 1: Let’s Talk Money Lesson 2: Be A SMART Shopper Lesson 3: Look After Your Money Wrap Up Lesson I: Let’s Talk Money 5 minutes to complete You and Your Money Page 2 Exploring Methods of Payment When we say ‘cashless society’, what do we mean? Cheque Credit Card Debit Card Stored Value Card Electronic Funds Transfer Be/


Welcome to Eureka. Credit & Payment VHA: (Handsets) Payment Method is assigned during account setup & determined by credit eligibility.

be paid via money order or cashier’s check (cash is an option at our local will call facilities) Payment via Debit Card on the VHA dealer portal is also always an option Eureka: (Airtime) Increasing your available credit to take / credit line. Keep an eye on your available credit on WebPos and deposit funds before you run out of credit. Call your Inside Account Manager for questions on how to increase your credit line by making deposits or using available commissions as your business increases. Credit /


Stanley Securities September 23, 2010. Introduction David Lin, Investment Grade Credit Research Shengbiao Luo, Credit Hybrids Sales Casey Wang, Market.

David Lin, Investment Grade Credit Research Shengbiao Luo, Credit Hybrids Sales Casey Wang, Market Risk Management George Wang, Credit Hybrids Trading Peilin Zhang, Quantitative Credit Strategies The Objective Offer counterparty default protection against deep in the money FX Forward: Counterparty: UJB/compared with full protection Cash flows Risk Leg Premium Leg Time UJB downgrades Suitability and Limitations No protection against out of blue default (client specifically asks for) May need to remake /


FINANCIAL INSTITUTIONS IN CANADA MEL 3E.  There are 3 types of financial institutions available for Canadians:  Banks  Trust Companies  Credit Unions.

FINANCIAL INSTITUTIONS IN CANADA MEL 3E  There are 3 types of financial institutions available for Canadians:  Banks  Trust Companies  Credit Unions BMO, CIBC, TD, Scotia, Tangerine, PC,… BANKS Banks  Collect money through deposits and lend money through loans  Offer a wide variety of services to individuals and business owners  There are federal rules banks must follow Banks  Usually, banks are large, federal or international corporations  Because/


Credit Unions: Leading the Way “Not for profit, not for charity, but for service”

your account. Examples,  Service Fee monthly maintenance fee  Penalty bouncing a check 19 Interest Interest is extra money in your account that you receive for keeping your money in a financial institution. 20 Dividend At a credit union, you earn dividends on your shares. IRA deposits and certificates of deposit (CDs) pay interest. 21 Accounts Savings/Share Account Your basic (membership) account, designed for/


Managing Your Money Principles of Law Student Name:

PowerPoint presentation from Mrs. Pollison’s webpage: Managing Your Money PP Fill in the missing information in the PP from the brochure. CREDIT: The fundamental understanding of credit is that you Credit is important to have in order to: (examples) 1. 2. 3. Bank Accounts and Debit Cards The 1 st step in establishing good credit is to set up a ________________. _________________ is available at/


Master ASL Unit 9 Vocabulary Places Around Town Signing About MoneyUsing the Money Spot Spatialization Techniques Giving Street DirectionsApplying Non-Manual.

Fingerspell these… APARTMENT (APT) CABIN CONDO DUPLEX STUDIO TOWNHOUSE (TH) Ask these “or” questions… …remember to use “WH” Questions NMS and the shoulder shift. 1.Do you live in an apartment or a house? YOU LIVE A-P-T HOUSE WHICH 2.Do you live /COP POLICE STATION POST- OFFICE fs PO NMS: PO – mouth ‘po’ BROKE BUY CHEAP COST PRICE CREDIT-CARD (x2) DOLLAR ( S ) EARN EXPENSIVE FREE LEAVE/ABANDON (something) MONEY PAY NONE NOTHING NADAZILCH/ (blow air) CORNER GET-IN (vehicle) GET-OUT/OFF VEHICLE HIGHWAY FREEWAY/


Monetary Policy Money, Interest & Money Supply. History of The Federal Bank First Bank of the United States (1BUS) –Alexander Hamilton –Objective was.

& MS. Khan Academy – Discount Rate –http://www.khanacademy.org/humanities--- other/finance/banking-and-money/v/the-discount-ratehttp://www.khanacademy.org/humanities--- other/finance/banking-and-money/v/the-discount-rate 2. Taylor Rule Economist John Taylor rules for the Fed’s target / of $15M for BSB alone. Multipler1/.1 = 10X1/.25 = 4X Other Controls 4. Credit Card rates –Revoked in 1952 –Set rates on consumer credit cards 5. Moral Suasion –Unofficial pressures placed on banks –“you don’t have to do this/


CREDIT SPREADS ON STOCK INDEXES. WHY SELL CREDIT SPREADS? Non Correlation to Traditional Investments Limited Risk Ability to take advantage of time.

CREDIT SPREADS OUT OF THE MONEY (2 months out) Stock Index Short 5 SPX 950/900 April put Spread(50 x 500) – 2,500 = $22,500 (width of spread x multiplier) – premium Futures Option Short 2 S&P500 950/900 April put spreadsSPAN requirement = $7,700 CREDIT SPREAD EXAMPLES ALL PRICES AND/ S&P500 1075 Market was last at 1160 in October, 2008 SELL PUT AND CALL CREDIT SPREADS Sell April 950/900 put credit spreads Sell April 1160/1200 call credit spreads Premium: 9 points or $2,250 Margin requirement: $4,000 Maximum/


11111 Youth Money Management Learning Good Spending Habits.

bills on time to avoid late fees Carry small amounts of cash Use Direct Deposit Control the use of Credit Cards Use Coupons to save money Use a grocery list Shop for the best deals 8 Saving - The Right Choice Live within your means Pay/accepted Access to overdraft protection Courtesy Pay fees involved Gives you access to your savings account at an ATM Forces good judgment and balancing techniques 16 Credit & Debt In 2008, the total amount of US consumer debt was $57 trillion dollars = $186,717 per person/


Credit Cards. 88 million American households have credit cards Average credit card debt is $9,600 per household.

percentage previously agreed upon  Card issuer is required to clearly explain and document given interest rate Responsibilities are attached to the privilege of being issued a credit card Credit Cards You cannot exceed your Credit Limit  The maximum amount of money that a card issuer will allow you to charge Charge – Money borrowed using a credit card  Purchases  Cash Advances – cash obtained through an ATM or bank/


Equity Versus Debt Debt Equity Credit Card ST Credit Facility Bank Loan Bond SharesVenture Capital Business Angels Creditors get: Periodic interest payments.

Equity Versus Debt Debt Equity Credit Card ST Credit Facility Bank Loan Bond SharesVenture Capital Business Angels Creditors get: Periodic interest payments Money back at end of loan period Guaranteed repayment: -Company / the specific circumstances of the company? How Do You Choose a Financing Source? Big and established Bank loan, public equity, bonds Start-up company Personal funds, friends & family, credit card Risky but growing quickly Venture capital / business angel Generating lots of cash Retained/


CHECKING VOCABULARY Lesson 1. CHECK A check is a written, dated and signed slip of paper that contains an unconditional order from the drawer that directs.

and signed slip of paper that contains an unconditional order from the drawer that directs a bank to pay a definite sum of money to a payee. The money is drawn from a banking account, also known as a checking account. DEBIT The amount of money/you might receive from your bank. CREDIT In a checking account, credit is when money gets added to your account. This happens if the bank makes a mistake, or your identity gets stolen. Credit cards allow you to “borrow” amounts of money that you later pay back. ACCOUNT/


Monetary Policy Regulating Money Supply. Money Supply Total amount of money in circulation Federal Reserve “controls” size of the money supply –U.S. uses.

Money Supply Money Supply Total amount of money in circulation Federal Reserve “controls” size of the money supply –U.S. uses a fiat currency Changing the money supply directly affects short term interest rates and future inflation –Rapidly ↑ Money Supply leads to high inflation T he Money Market MS MD Interest Rate Qty $ The Money Market Demand for money/ trap) –Traditional monetary policy can’t do anymore Goal: is to solve the credit crunch –Get banks to make loans again… Strategy: buy Gov’t & Mortgage /


Warm Up 1.What is the difference between credit cards & debit cards? 2.How are both forms of money?

a person that lets lenders know your ability to pay back a loan  2. To est. good credit you must start buying things using credit and pay that money back in a timely manner.  Helpful tips…  Have bills in your name  Always pay bills on time or earlier and try to pay more than the minimum payment  Keep a steady job  Don’t move often/


Banking Services. Why do you need a bank account?  Money in a bank account is safer than holding cash and may be less tempting to spend  It can be easier.

bank account?  Money in a bank account is safer than holding cash and may be less tempting to spend  It can be easier to keep track of how your money is spent  Provides a safe way to pay bills (checks, online)  Your money is safe (FDIC/  May be a less expensive way to manage your money i.e. money orders, paying to have checks cashed, payroll direct deposit Services provided by Banks Savings Accounts (CDs, Bonds) Car/Personal Loans Credit Cards Debit/ATM Access Online/Telephone Banking Automatic Bill Pay/


Money Management 1-2-3 2 Achieving financial goals A project of Consumer Action | Funded by Consumer Action’s Money Management.

$800$240$56010 months$56$28 Pay off credit card $3,000$0$3,000 30 months (2½ yrs) $100$50 Home down- payment $30,000$0$30,000 60 months (5 yrs) $500$250 Money Management 1-2-3 Achieving Financial Goals Savings vehicles/rates of return * All rates are hypothetical; for example, interest rates on standard savings accounts and MMAs at the time of publication ranged from around.01% to around 1% Money Management 1-2-3 Achieving Financial Goals Life stage investing Asset30s50s70s Cash5%10%20% Bonds10%20%45/


Staff Muscling up Smarten up your credit card by using these THREE rules.

previous statement Time larger purchases for just after that date This maximises the number of days that you get of interest free credit It can be over 50 days Avoid cash advances Interest gets charged on these from the day you make the withdrawal If / on special rather than when you have the money They let you buy and then save the money rather than the other way around They let you keep your money in the bank earning interest while you use someone else’s money interest free Here’s something to think about/


Credit Management & Billing Issues in Law Firms Law Institute of Victoria Melbourne Prepared & Presented by Colin Prosser FICM CCE The Credit Professionals.

, Accountancy, Electricity Supply, Plant and Equipment, Construction / Building My Own Business The Credit Professionals – Consulting ( Policy & Procedures, Staffing & Systems ), tailored In House Training, Business Continuity Plans & Credit Bureaus. My Own Business The Credit Professionals – Consulting ( Policy &/of Creditors ( Barristers Fees etc ) Found Accounts to be closed with Still money in Trust. Found Accounts to be closed with Still money in Trust. Questions Happy for you to ring or email me; if I/


Money II by Monica Yuskaitis. Copyright © 2000 by Monica Yuskaitis California Standard Addressed 3.3 Solve problems involving addition, subtraction, multiplication,

© 2000 by Monica Yuskaitis California Standard Addressed 3.3 Solve problems involving addition, subtraction, multiplication, and division of money amounts in decimal notation… Number Sense SenseThird Grade Grade Copyright © 2000 by Monica Yuskaitis Objectives To/$7.75-$8.00 Cost: $7.48From: $10.00 $8.00-$9.00 $10.00 Copyright © 2000 by Monica Yuskaitis Credits Illustrations from: Clipart from ClickArt 125,000 Deluxe Image Pak, T/Maker Co., Broderbund Software, Inc. Clipart from Microsoft Clip Gallery located/


Money Management Key Terms.

not the same each month, they fluctuate (Example: clothing) Money Management Checking Key Terms Checking Account A bank account that you use with checks and/or debit card. Money is taken out of this account when you write a /Money is taken directly out of your account A plastic card allowing you to purchase merchandise with future money Credit Card A plastic card allowing you to purchase merchandise with future money Savings Account A bank account that you deposit money into. Interest is earned on the money/


Money Matters Spring 2013 $$$$$$$$$$$$$$$$. True or False – – Using a credit card is a lot easier than paying cash – Credit cards are a great way to buy.

Money Matters Spring 2013 $$$$$$$$$$$$$$$$ True or False – – Using a credit card is a lot easier than paying cash – Credit cards are a great way to buy something – Credit cards are free to use – Credit cards allow you to buy something you otherwise couldnt afford Credit If you owe $5,000 on your credit card and/ business Need to learn how to make it and spend it wisely! Assignment 66 Ways to Save Money – On butcher paper provided, creatively display 11 tips to saving money – Must include text as well as at /


State Tuition Assistance Program - overview State TA is in the form of a reimbursement $4,500/year, $250/credit hour cap May be used immediately upon enlistment.

form of a reimbursement $4,500/year, $250/credit hour cap May be used immediately upon enlistment Certificates, Associate’s Degrees, Bachelor’s degrees, Master’s or First Professional Degree Soldiers and Airmen may use State TA at accredited institutions with a/Assistance Program – side by side Federal Tuition Assistance (FTA) Up to $250/credit hour Up to 16 credit hours Does not pay any fees Up-front payment to school Recoups money for grades less than: “C” for undergraduate courses “B” for graduate courses/


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