2. Why we are planning to take action on 30 November The Government still wants you to pay more, work longer and get less during retirement Despite the Government’s claims, our pensions are affordable This is the next step in our joint campaign, following the successful strike action on 30 June and the lobby on 26 October Join hundreds of thousands – even millions – of public sector workers in showing we oppose the Government’s plans

3. Pay more, work longer, get less Increased contributions A 50% rise, from 6.4% to an average 9.6%, starting in 2012 Higher normal pension ages Under 34? Work till 68 for a full pension Aged 34 to 42? Work till 67 Aged 43 to 57? Work till 66 A lower pension at retirement Lower accrual rate – 1/65, no lump sum Career average, less for every teacher Further losses in retirement CPI inflation link takes £35,000 from teachers with the average £10,00 pension

4. What will I lose? Use the NUT pensions calculator at www.teachers.org.uk/pensions to see: www.teachers.org.uk/pensions How much you’ll lose from your take home pay How long you’ll have to work for your full pension How much you’ll lose from your pension if you nevertheless retire at the current pension age How much you’ll lose in total, over a 25 year retirement, due to the cut in your pension and the switch from RPI to CPI indexation Get members to use it too!

5. Are our pensions affordable? Yes - we’ve already agreed to reforms that followed our agreement in 2006! Reliable sources show the costs are already falling as planned We’ve agreed to pay more – but only if the increase is justified, not to help pay the costs of the recession Teachers’ pensions aren’t “gold plated” Continuing our campaign will strengthen our hand in our negotiations

6. The real pensions problem The private sector Two-thirds of workers have no scheme 90% of final salary schemes are closed Employers’ contributions cut by more than half The result – higher costs to the State and future taxpayers Cutting public sector pensions just makes everyone poorer in retirement We need decent pensions for all!

7. What you can do Arrange a workplace meeting – open to all - to discuss the issues Ask colleagues to sign the joint union petition Show them how they’ll suffer from the changes - use the NUT pensions calculator at your meeting Recruit any non union members to the NUT - use the free membership offer Work with other unions’ reps and members Build NUT activity to ensure successful strike action Encourage colleagues to attend the nearest rally on 30 November Good luck and thanks!