1. INFORMATION SESSION

2. What is the BBI: BBI is a Targeted Business Development Initiative Created by the Federal and Provincial Governments to address the unique needs of the African Nova Scotians Business Community.

3. Why BBI Was Created: Lack of Business Skills Weak Business Culture Discriminatory Behavior Few Black Role Models Lack of Linkages to Broader Business Community

4. BBI COMPOSITE GROUP OF COMPANIES Black Business Consulting (BBC) - including ADEPA Business is Jammin’ (BIJ) Black Business Enterprise (BBE) Black Business Community Investment Fund (BBCIFL)

5. Client Training Business Development Business Support Counseling, Information Networking Financial Assistance

6. Dedicated training department – Led by Shakara Joseph, Director of Client Development & Youth Entrepreneurship and Mahogany O’Keiffe, Training Associate Offer a wide range of training opportunities related to business skills development such as: Writing For Business Foundations For Success Communication For Supervisor’s Finance For Business

7. Offer customized training: “Constructing the Future” A Construction Training and Job Readiness Program for the Unemployed and Under employed Blueprint Reading Bidding and Tendering Construction Estimating Energy Audits

8. Individualized Training Single seat purchase One on one counseling / consulting Group Training Organized and hosted by BBI

9. RBDM (Regional Business Development Manager) Counseling, Navigators to information and Mentorship Networking Build partnerships and linkages to Business Community Committees and tradeshows

10. Any new or existing Black N.S. business. 33% Black Ownership Proprietorship,Partnerships or limited company A viable business plan An ability to repay loan Suitable management strategy

11. Capital Equipment Acquisition Working Capital Short term receivable financing

12. Refinancing of existing loans or obligations Purchase of vehicles Financial transactions between related business or individuals To finance a business similar to an existing one owned by applicant or family

13. Those who have defaulted previous BBI Loans Residential and rental accommodations Financial and insurance agencies Real estate and land development Taverns, beverage rooms and lounges Any business activity deemed not to be in the best interest of the community or province

14. 10% equity from client of total project cost One year interest free Interest @ prime plus 1% $25,000 maximum Repayment terms vary Requires board approval $100 Administration Fee

15. $5,000 or less Same conditions apply as regular loan program Requires only approval of micro loan committee made up of CEO and two board members $100 Administration Fee

16. Community Business Development Corp - C.B.D.C. Business Development Bank - B.D.C. Banks & Credit Unions Centre for Entrepreneurship Education and Development –CEED Canadian Youth Business Foundation- CYBF

17. ANY QUESTIONS…. Thank You!

18. Kerry Johnston, Regional Business Development Manager  426-6692 johnston.kerry@bbi.ns.cajohnston.kerry@bbi.ns.ca Njabulo Nkala, Regional Business Development Manager  426-4281 nkala.njabulo@bbi.ns.cankala.njabulo@bbi.ns.ca Rodger Smith, Regional Business Development Manager  426-7973 rodger.smith@bbi.ns.carodger.smith@bbi.ns.ca