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What is a Budget?. A budget is…. A plan for how you will use your money. A prediction of how much money you will have. A blueprint for you can spend your.

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Presentation on theme: "What is a Budget?. A budget is…. A plan for how you will use your money. A prediction of how much money you will have. A blueprint for you can spend your."— Presentation transcript:

1 What is a Budget?

2 A budget is…. A plan for how you will use your money. A prediction of how much money you will have. A blueprint for you can spend your money.

3 Who uses a budget? Individuals Families Businesses Events Countries All budgets show the same things: How much money is available, and how that money will be spent.

4 Why create a budget? To plan for the future. To make choices about what to do or what to buy. To avoid spending more than you earn.

5 How do you create a budget? Make a list of Your income (the money you have to spend) Your expenses (the money you plan to spend) Divide income and expenses into categories Results: Surplus (more income than expenses) Deficit (more expenses than income)


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