1. 1-800-BANKERS www.aba.com The American Bankers Association brings together all categories of banking institutions to best represent the interests of this rapidly changing industry. Its membership-which includes community, regional and money center banks and holding companies, as well as savings associations, trust companies and savings banks-makes ABA the largest banking trade association in the country.

2. 1-800-BANKERS www.aba.com ABA: World-Class Solutions, Leadership and Advocacy World-Class Solutions –Staff expertise 1-800-BANKERS Compliance Hotline –www.aba.com – 24/7 access to members-only resourceswww.aba.com –27 E-mail Bulletins –Toolboxes/ABAWorks –Conferences, schools and other professional development offerings –Revenue-enhancing products from the Corporation for American Banking (CAB) ABA-Sponsored Insurance Program

3. 1-800-BANKERS www.aba.com ABA: World-Class Solutions, Leadership and Advocacy World-Class Leadership –Initiatives are shaped with input from nearly 1,200 bankers nationwide who serve on ABA committees and councils World-Class Advocacy –Motivating Congressional representatives ABA takes action on all legislation that may impact banks –Minimizing regulations ABA works closely with FDIC, OCC, OTS, FASB, SEC and other agencies that impact bank profitability and operations –Challenging harmful practices in the courts ABA has taken more than 250 cases regarding credit unions, postal rates, payment systems and more through the court system –Empowering grassroots changes Team 21 –Alliances with state banking associations BankPac