1. Provide Protection. Unum Through CoPower

2. Offer your clients’ employees the means to protect their families and livelihoods. With Unum through CoPower you’ll have access to a carrier with more than 165 years of leadership in the industry, and rated #1 in Group Disability and Group Life.

3. Guaranteed Issue amounts up to $150,000* No Industry Loads Composite rates on Basic Group Life No participation requirements for Supplemental Life Standalone Voluntary Life requires only 10 and 15% enrolled *Available for groups of 10+

4. Available to Groups 2-249. All group sizes enjoy composite rates and enhanced Guaranteed Issue. Unum Life benefits include: AD&D 100% Accelerated Death Benefit Work-Life Balance Employee Assistance Program (EAP) Life Planning Financial and Legal Resources Worldwide Emergency Travel Assistance Waiver of Premium

5. 100% Employee-paid Voluntary Term Life offers Life Insurance portability or convertibility, so employees keep their benefits even if they leave their employer. Choose from Supplemental and Standalone Voluntary. Guaranteed Insurability with minimum coverage

6. Supplemental Voluntary Life with AD&D and EAP Groups with 2-249 employees are eligible Unum employer-paid Basic Term Life required No minimum participation 12 month rate guarantee

7. Standalone Voluntary Life with AD&D and EAP Groups with 10-249 employees are eligible Greater of 10 enrollees or 15% of all eligible employees 3 year rate guarantee Employer-paid Basic Term Life not required

8. Available to Groups 10 – 249, Unum LTD benefits include: Easy book rates Two Year Rate Guarantee Choice of 90, 180 or 360 day elimination period

9. Some highlights of Unum’s LTD plan include: Optional Healthcare Protect Benefit (COBRA Rider) No limitation to number of years in business No drug and alcohol limitation. 2-year own occupation $7,500/month benefit maximum Coverage for recently established companies

10. Empower is a full featured, groundbreaking, online administrative tool that allows you to: Track the growth of your commissions Manage all your groups easily Quickly add and terminate members View your groups’ billing and payments instantaneously Streamline administrative burdens View upcoming renewals Best of all, signing up is free and easy.

11. All CoPower members gain free access to our portfolio of value-add products, including HR Support Center for all employers. HR ANSWERLINK FREE 24/7 access to online HR support and a wide variety of Human Resource and compliance topics. DISCOUNT RX CARD FREE card with up to 75% discounts on prescription drugs. Honored at more than 56,000 pharmacies! WILD AT WORK Members enjoy savings on dining, theme parks, shopping and a host of other services. ESSENTIAL WEBINAR This webinar is held twice a month and offers information on CoPower services, Empower and value-add services.

12. Dedicated Group Representative Single point of contact New group onboarding & orientation webinars Phone, email or online chat support Giving you an experience that is dynamic, empowering, relevant and sensible.

13. Thank You! 888.920.2322 | sales@copower.com