1. TRANSACTION BANKING

2. What is transaction banking?
Transaction banking are services that are offerings which includes commercial banking products and services for corporate clients and financial institutions, including domestic and cross border payments, professional risk mitigation for international trade and the provision of trust, agency, depository, custody and related services. On the income side superior transaction banking solutions are a combination of very low funding costs, moderately high fee income, low risk provisions, low operating costs, and low risk-asset weightings. The next slide shows some of the banks with world wide presence with theirs transaction banking offerings.

4. TRANSACTION BANKING OFFERINGS ACROSS BANKS
STANDARD CHARTERED
Cash Management
Trade finance and supply chain finance solutions
Security Services
RMB Settlement
ICICI BANK
Roaming Prepaid and Trade Current Account
Trade
Collections
Payments
CITIBANK
Cash Management Services
Trade Services
Securities services
YES BANK
Cash Management Services
Trade Finance
Capital Markets and Escrow Account Services

5. Why is transaction banking important for a bank?

6. Transaction banking key benefits

7. THE PLAYING FIELD – PAYMENTS AND TRANSACTION SERVICES

8. TRANSACTION BANKING REVENUE VOLUMES

9. Transaction Banking Future – forces at work and implications

10. Transaction Banking Future

11. BANK IN FOCUS HIGHER ROA STRATEGIC BRANCH NETWORK
CONSISTANT EARNINGS DESPITE REGULATORY OR ECONOMIC FLUCTUTATIONS
STRATEGIC BRANCH NETWORK
LOWER DEPENDENCE ON LENDING BASED EARNINGS
HIGH CASA

12. HDBK compared to peers
Axis Bank relies heavily on corporate fees generated, which are lumpy. A large portion of the corporate fees are generated from corporate guarantees where growth is slow in weak business cycles