1. Financial Literacy Marcy Gage Greg Reed

2. Why Are We Here? Going to College is a Job. Communication, Budget and Credibility Financial Benefits & Repercussions Grants, Scholarships, Student Loans SAP Payment Plans AR Refund Checks SALT NSLDS Collections & Maine State Taxation Steps for Next Semester FAFSA 2015-16 Deadlines

3. Myths About Financial Aid

4. Financial Aid For School Pell Grants Maine State Grant Scholarships Federal Student Loans

5. Responsible Borrowing

6. National Student Loan Data System (NSLDS) The National Student Loan Data System (NSLDS) is the U.S. Department of Education's central database for student aid. It receives data from schools, agencies that guaranty loans, the Direct Loan program, and other U.S. Department of Education programs. www.nslds.ed.gov

7. How to Manage Your Student Loans

8. 150% Rule Chart Program Length**Maximum Eligibility Period 5-Year Bachelor’s Degree7.50 Years 4-Year Bachelor’s Degree6.00 Years 2-Year Associate’s Degree3.00 Years 2-Year Certificate3.00 Years 1-Year Certificate1.50 years 18-Week Certificate27 Weeks 10-Week Certificate15 Weeks **Years listed are for Full-time students, generally prorated for less than full-time enrollment.

9. Satisfactory Academic Progress https://www.youtube.com/watch?v=2uml3KtkxmU

10. “No Show” Status A student who does not attend class. Online class: A student who doesn’t complete the first required assignment by the due date during the 1 st full week of the semester. You are expected to attend class beginning the first day of the semester. All financial aid awards based on courses that students do not attend will be cancelled, and the student will be responsible for any applicable charges. A “No-show” (N) is:

11. Budgeting

12. Business Office Payment Plans Insurance Waivers AR Refund Checks Collections & Maine State Taxation

13. SALT https://youtu.be/6KTeG0303-Y

14. Communication Professionalism “Treat everyone with respect” Student Portal Document tracking E-mail (KVCC e-mail) Notify Enrollment Services of any and all life changes pertaining to school.

15. FAFSA 2015-16 Fill out your FAFSA for the next school year (2015-16). www.fafsa.ed.gov

16. Deadlines Insurance Waiver Payment Plan (Fall, Spring & Summer) Maine State Grant – May 1 st Add & Drop Date deadlines

17. Questions/Remarks?