1. FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC. The Portfolio Insight Challenge Presenter’s Name Presenter’s Title Presenter’s Name Presenter’s Title

2. FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC. 2 Which portfolio would you and your clients prefer? Portfolio A Concentrated Relatively fewer stock and/or bond holdings Limited sector exposure Fewer asset coverage Single manager or limited number of unique managers Excludes use of alternative asset classes Annual or less frequent rebalancing Portfolio B Diversified Large number of individual stock and/or bond holdings Broad Sector exposure Multi-Asset coverage Multi-manager Includes use of alternative asset classes Daily rebalancing and tactical movements

3. FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC. 3 How well do you know your own model portfolios? 1. How many individual funds do you use in your current model portfolio? 2. How many unique managers do you utilize? 3. How many individual stocks and bonds are there among all of the funds in your model combined? 4. How much overlap is there among top holdings? (Do you have any unintended concentration risk?) 5. How broad/balanced is your coverage of the Morningstar style box? Does your actual asset coverage match your intended coverage? 6. How much exposure do you have to international stocks and bonds? (Again, does your actual mix match your intended mix?) 7. How much exposure do you have to alternative asset classes? 8. How much correlation is there among the funds that make up your model? Eight key questions

4. FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC. 4 Take the Portfolio Insight Challenge! In about 5 minutes we can provide you with the answers to these questions and more Compare your model to “Portfolio B” Does it have the diversification, sector exposure, multi-asset coverage, multi-manager, and alternative asset class exposure that you expected?

5. FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC. 5 Go now! Log on to www.jhfunds.com/portfolioinsight Step 1: Select any fund in Morningstar’s data base of open-end mutual funds Step 2: Review your portfolio Step 3: Customize and personalize your report Then, print your full-color analysis from your desktop or request a bound copy be sent directly to you.

6. FOR FINANCIAL PROFESSIONAL USE ONLY. NOT FOR USE WITH THE PUBLIC. 6 Try Portfolio Insight today! www.jhfunds.com/portfolioinsight For more information, contact your Internal Business Consultant at 1-800-225-6020. A word about risk Clients should carefully consider a fund’s investment objectives, risks, charges and expenses before investing. The prospectus contains this and other important information about the Fund. To obtain a prospectus, call John Hancock Funds at 1-800-225-6020 or visit our Web site at www.jhfunds.com. Clients should read the prospectus carefully before investing or sending money. John Hancock Funds, LLC MEMBER FINRA | SIPC 601 Congress Street, Boston, MA 02210-2805 NOT FDIC INSURED. MAY LOSE VALUE. NO BANK GUARANTEE. NOT INSURED BY ANY GOVERNMENT AGENCY.