1. Your Health Care Reform Partner Burnham Benefit Advisors

2. With the changes brought on by health care reform, you may be feeling overwhelmed by the additional responsibilities. Take a deep breath—we can help. We have all the resources you need to successfully navigate health care reform including: –Compliance checklists and timelines –Health care reform legislative updates and guides –Employee education materials –Health care reform video content –Community forum –Benchmarking Health Care Reform – We Have You Covered Burnham Benefit Advisors

3. It’s hard to keep track of when each change will be taking place, so let us help. Our up-to date timelines and checklists will keep you ahead of the curve. Compliance Checklists and Timelines Burnham Benefit Advisors Health Care Reform Timeline Health Care Reform Timeline Chart Health Care Reform: 2013 Compliance Checklist 2013 Open Enrollment Compliance Checklist

4. Be the first to know when regulations change—our timely legislative documents are written and reviewed by lawyers to ensure accuracy. Health Care Reform: Potential Penalties for Employers Under the “Pay or Play” Rules Health Care Reform: Lifetime and Annual Limits Health Care Reform and the Future of CDHPs Health Care Reform Legislative Updates Burnham Benefit Advisors

5. Our educational documents for employees are easy to understand, and include everything from flyers to payroll stuffers to help keep your employees up to date. Health Care Reform: General Questions & Answers for Employees Health Care Reform: The Who, What and When Health Care Reform: The Supreme Court’s Decision Employee Education Materials Burnham Benefit Advisors

6. Our short, to-the-point videos detail health care reform and the changes it brings. With videos for you, and videos for your employees, we’ll talk you through it all. Health Care Reform: W-2 Reporting Requirements Health Care Reform: Summary of Benefits and Coverage Health Care Reform: Patient’s Bill of Rights Health Care Reform: Age 26 Rule Health Care Reform Video Content Burnham Benefit Advisors

7. The employer shared responsibility penalties are just around the corner. Are you prepared? We can estimate the potential cost of the shared responsibility penalties and help you avoid them. Health Care Reform Penalty Tools Burnham Benefit Advisors

8. Our Legislative Guides provide brief, easy-to-understand answers to common questions about health care reform. Legislative Guides Burnham Benefit Advisors

9. You don’t need a big HR department to connect with other professionals to discuss questions and concerns —that’s what our Community forum is for. Community Forum Burnham Benefit Advisors

10. Find out how other employers are responding to health care reform by reviewing our 2012 health care reform benchmarking information. Benchmarking Burnham Benefit Advisors

11. Thanks for your attention. Please contact us with any questions or to learn more about what we offer. Burnham Benefit Advisors 2038 Saranac Avenue Lake Placid, NY 12946 518-523-8100 www.burnhambenefitadvisors.com Questions? Burnham Benefit Advisors © 2012 Zywave, Inc. All rights reserved.