1. 1 Medical Plan Rates The Health Net Blue & Gold HMO 2011 rates compare to the Health Net HMO 2010 rates The Anthem Lumenos 2011 rates compare to the CIGNA Choice Fund 2010 rates

2. Employee Rates $47K or Less PlansCoverage $47,000 or Less 2010 EE Cost2011 EE Cost$ Increase % Increase Health Net HMOSingle$19.97$74.40$54.43272.6% Self+child(ren)$35.95$133.92$97.97272.5% Self+adult$82.30$199.11$116.81141.9% Family$98.28$258.63$160.35163.2% Health Net HMO Single$19.97$21.21$1.246.2% Blue & GoldSelf+child(ren)$35.95$38.18$2.236.2% Self+adult$82.30$87.41$5.116.2% Family$98.28$104.38$6.106.2% KaiserSingle$6.84$7.45$0.618.9% Self+child(ren)$12.31$13.41$1.108.9% Self+adult$14.36$15.65$1.299.0% Family$19.84$21.61$1.778.9% AnthemSingle$29.47$77.49$48.02162.9% Blue Cross PlusSelf+child(ren)$53.05$139.48$86.43162.9% Self+adult$102.26$205.60$103.34101.1% Family$125.82$267.59$141.77112.7% AnthemSingle$88.61$93.32$4.715.3% Blue Cross PPOSelf+child(ren)$159.50$167.98$8.485.3% Self+adult$226.45$238.85$12.405.5% Family$297.33$313.49$16.165.4% Anthem LumenosSingle$86.61$7.45-$79.16-91.4% PPO with HRASelf+child(ren)$155.89$13.41-$142.48-91.4% Self+adult$222.25$17.02-$205.23-92.3% Family$291.53$21.61-$269.92-92.6% Core MedicalSinglenone Self+child(ren)none Self+adultnone Familynone 2

3. Employee Rates $47,001 to $93K PlansCoverage $47,001-$93,000 2010 EE Cost2011 EE Cost$ Increase % Increase Health Net HMOSingle$51.18$107.55$56.37110.1% Self+child(ren)$92.13$193.59$101.46110.1% Self+adult$153.55$274.79$121.2479.0% Family$194.50$360.83$166.3385.5% Health Net HMO Single$51.18$54.36$3.186.2% Blue & GoldSelf+child(ren)$92.13$97.85$5.726.2% Self+adult$153.55$163.09$9.546.2% Family$194.50$206.58$12.086.2% KaiserSingle$38.05$40.60$2.556.7% Self+child(ren)$68.49$73.08$4.596.7% Self+adult$85.61$91.33$5.726.7% Family$116.06$123.81$7.756.7% AnthemSingle$60.68$110.64$49.9682.3% Blue Cross PlusSelf+child(ren)$109.23$199.15$89.9282.3% Self+adult$173.51$281.28$107.7762.1% Family$222.04$369.79$147.7566.5% AnthemSingle$119.82$126.47$6.655.5% Blue Cross PPOSelf+child(ren)$215.68$227.65$11.975.5% Self+adult$297.70$314.53$16.835.7% Family$393.55$415.69$22.145.6% Anthem LumenosSingle$117.82$40.60-$77.22-65.5% PPO with HRASelf+child(ren)$212.07$73.08-$138.99-65.5% Self+adult$293.50$92.70-$200.80-68.4% Family$387.75$123.81-$263.94-68.1% Core MedicalSinglenone Self+child(ren)none Self+adultnone Familynone 3

4. Employee Rates $93,001 to $140K PlansCoverage $93,001 - $140,000 2010 EE Cost2011 EE Cost$ Increase % Increase Health Net HMOSingle$83.21$141.57$58.3670.1% Self+child(ren)$149.78$254.83$105.0570.1% Self+adult$217.41$342.61$125.2057.6% Family$283.98$455.87$171.8960.5% Health Net HMO Single$83.21$88.38$5.176.2% Blue & GoldSelf+child(ren)$149.78$159.09$9.316.2% Self+adult$217.41$230.91$13.506.2% Family$283.98$301.62$17.646.2% KaiserSingle$70.08$74.62$4.546.5% Self+child(ren)$126.14$134.32$8.186.5% Self+adult$149.47$159.15$9.686.5% Family$205.54$218.85$13.316.5% AnthemSingle$92.71$144.66$51.9556.0% Blue Cross PlusSelf+child(ren)$166.88$260.39$93.5156.0% Self+adult$237.37$349.10$111.7347.1% Family$311.52$464.83$153.3149.2% AnthemSingle$151.85$160.49$8.645.7% Blue Cross PPOSelf+child(ren)$273.33$288.89$15.565.7% Self+adult$361.56$382.35$20.795.8% Family$483.03$510.73$27.705.7% Anthem LumenosSingle$149.85$74.62-$75.23-50.2% PPO with HRASelf+child(ren)$269.72$134.32-$135.40-50.2% Self+adult$357.36$160.52-$196.84-55.1% Family$477.23$218.85-$258.38-54.1% Core MedicalSinglenone Self+child(ren)none Self+adultnone Familynone 4

5. Employee Rates $140,001 or More PlansCoverage $140,001 or More 2010 EE Cost2011 EE Cost$ Increase % Increase Health Net HMOSingle$116.37$176.79$60.4251.9% Self+child(ren)$209.47$318.23$108.7651.9% Self+adult$283.56$412.87$129.3145.6% Family$376.66$554.30$177.6447.2% Health Net HMO Single$116.37$123.60$7.236.2% Blue & GoldSelf+child(ren)$209.47$222.49$13.026.2% Self+adult$283.56$301.17$17.616.2% Family$376.66$400.05$23.396.2% KaiserSingle$103.24$109.84$6.606.4% Self+child(ren)$185.83$197.72$11.896.4% Self+adult$215.62$229.41$13.796.4% Family$298.22$317.28$19.066.4% AnthemSingle$125.87$179.88$54.0142.9% Blue Cross PlusSelf+child(ren)$226.57$323.79$97.2242.9% Self+adult$303.52$419.36$115.8438.2% Family$404.20$563.26$159.0639.4% AnthemSingle$185.01$195.71$10.705.8% Blue Cross PPOSelf+child(ren)$333.02$352.29$19.275.8% Self+adult$427.71$452.61$24.905.8% Family$575.71$609.16$33.455.8% Anthem LumenosSingle$183.01$109.84-$73.17-40.0% PPO with HRASelf+child(ren)$329.41$197.72-$131.69-40.0% Self+adult$423.51$230.78-$192.73-45.5% Family$569.91$317.28-$252.63-44.3% Core MedicalSinglenone Self+child(ren)none Self+adultnone Familynone 5