1. Delinquent Dues Payment Process
Mgt. Co.
End
Start
Yes
Paym’t Rc’d? No
Has 30 Days
Passed?
1st
Notication ??
Yes
Property Owner
Yes No
2nd
Notication ?? No
Yes No
3rd
Notication ??
Yes
Lawyer
Go To Page 2

2. Lien Process Lawyer End Court Lawyer Has Property Owner
Made payment w/in
30 days ??
Lawyer
From Page 1
Send Notification To
Property Owner
Yes
End No
Process Lien
Paperwork
Court
Has Property Owner
Made payment w/in
30 days ??
Property Owner
Notified
Yes
Does BODs want to
renew the lien
after 3 years
??? No
Yes
Does BODs want to
Proceed w/
Foreclosure
??? No No
Lawyer
To Page 3
Yes

3. Foreclosure Process Lawyer Lawyer End End Case 2 Case 1
Is it a house or Property
???
Is the Property
wholly owned
???
Lawyer
From Page 2
Property
Mortgage Co
Process Foreclosure
Paperwork No
House
Yes
HOA can not proceed w/
Foreclosure on a
Primary Residence
Lawyer
Process Foreclosure
Paperwork
Legal fees & back dues
are not refundable
But new dues are
End
End
Owner buys
back property
???
Legal & late fees +
back dues
are refundable
Yes No
Courts
Can go either way
Case by Case
basis
Previous property owner
Receives some
Compensation &
HOA receives all expenses
+ some compensation
Mgt. Co. /BODs
Gets all proceeds
From the sale
Case 2
Case 1
Case 1