1. CALA Social Capital introduces ACT-CALA Microfinance Company Limited Grassroots networks and innovative technology delivering accessible and affordable financial services

2. Our ambition 2  ACMC will have the largest number of the poorest members of society as clients. >ACMC will use the extensive and unique grassroots network of the Anglican Church of Tanzania and its Mothers Union organisation to create a large-scale presence in the country, particularly offering services and empowerment to women and the poorest people in Tanzania.  ACMC will offer significant financial and social development to its clients and create a viable and sustainable business model. >ACMC is part of the new wave of institutions in Africa that is transforming the way financial services and access to energy and other essential services are offered to the poorest people in Africa. Be a pioneering financial institution in Tanzania By Use of innovative technological systems + Anglican Church‘ s strong community presence

3. What makes ACMC different? 3 ACMC aims to provide financial services across Tanzania with particular focus on rural and low income areas Unique community presence based on the Anglican Church (5 million members) and Mothers Union groups (800,000 members) : -Strong initial presence on the ground -Reach millions of potential clients easily -Ability to cover all Tanzania -Services driven by client demand Mobile-based technology -Used of mobile phones (MMT) for all financial transaction -Secure and cost-effective financial transactions -Ability to run a branchless operation -Tailor services and training directly to clients’ needs Unique innovative operational model made by combination of MFI and agency banking models : allows the rapid expansion and services of ACMC to be driven by clients as well as the company. Network Lower production costs Flexibility in operations

4. Our Impact 4 250,000 Loan clients 300,000 Savers clients $50 million loan portfolio $11 million savings portfolio Loans Savings  ACMC has partnerships with Equity Bank (Tanzania) who will provide extensive management and technical assistance as well as a significant credit facility and Munich Re of Africa who will provide the insurance schemes. Life / Disability insurance … Further service from Year 2 : (funding for individual and community green energy sources, crop failure insurance, agricultural and community development projects. Year 5

5. Equity Requirements 5  ACMC is seeking to raise $2.8 million in equity over its first two years of operations. ‒ Represents a 49% stake in ACMC. ‒ The remaining 51% of ACMC equity will be held by CALA and ACT.  The equity can be split between different years and different institutions.  ACMC will seek to raise loan capital of $2.3 million in total in years 2 and 3.  ACMC has commitments from three financial institutions to discuss equity and loan capital funding in the second year of operation.  Equity will be held for a minimum of 5 years.  The expected ROI is 12%. Year 1 -> Year 3 Initial equity requirements ACMC is looking for equity investment of $2.8 million over the first 2 years of operations

6. About us Fr Ross Collins CALA Social Capital Elm Tree House Coldharbour Sherborne DT9 4AB United Kingdom rosscollins@calasocialcapital.com +44 7738478548 About CALA, ACT & ACMC  ACMC is the result of a partnership between the Anglican Church of Tanzania and CALA Social Capital, a UK company formed to develop large-scale financial institutions for the poor across the world. CALA has significant expertise team in microfinance, international banking, the management of major companies and the UN.  Once established in Tanzania, CALA intends to replicate the model in a number of additional markets. Your contact