2. Why Life Assurance ?

3. You at work 1 st Source of Income

4. You at work $ INCOME 1 st Source of Income When you work, you receive

5. You at work $ INCOME NEEDSFoodClothing Shelter / House Transport Medical Bill EducationParentsSavings Emergency Fund Peace of Mind Self Respect DignityEtc. 1 st Source of Income You use your income to fulfill your

6. DEATH TOTAL and PERMANENT DISABILITY CRITICAL ILLNESS OLD AGE 4 Factors that could cause you to lose your earning capability Can you name one of them?

7. What Will HAPPEN to you and your family when you cannot work anymore because of ….. DEATH TOTAL and PERMANENT DISABILITY CRITICAL ILLNESS OLD AGE 4 Factors that could cause you to lose your earning capability

8. DEATH TOTAL and PERMANENT DISABILITY CRITICAL ILLNESS OLD AGE $ STOP ? NEEDS STOP ? FoodClothing Shelter / House Transport Medical Bill EducationParentsSavings Emergency Fund Peace of Mind Self Respect DignityEtc.

9. DEATH TOTAL and PERMANENT DISABILITY CRITICAL ILLNESS OLD AGE $ STOP ? NEEDS STOP ? FoodClothing Shelter / House Transport Medical Bill EducationParentsSavings Emergency Fund Peace of Mind Self Respect DignityEtc. The Needs Continue

10. DEATH TOTAL and PERMANENT DISABILITY CRITICAL ILLNESS OLD AGE $ STOP NEEDS STOP? Food Clothing Shelter Transport Medical Bill Education WHAT ABOUT YOUR LOVED ONES? ? Self respect and dignity?

11. So, What Is Life Assurance?

12. What Is Life Insurance? Money for food, shelter, clothing, education, medical bill, peace of mind, self respect and dignity Money for food, shelter, clothing, education, medical bill, peace of mind, self respect and dignity should the breadwinner passed away should the breadwinner passed away So, life assurance is bought not because someone must die but because someone else must go on living. So, life assurance is bought not because someone must die but because someone else must go on living. Life Insurance is Money Life Insurance is a Replacement of Family Income

13. What Is Life Insurance? Money for food, shelter, clothing, education, medical bill, peace of mind, self respect and dignity Money for food, shelter, clothing, education, medical bill, peace of mind, self respect and dignity should the breadwinner passed away should the breadwinner passed away Life Insurance is Money Life Insurance is a Replacement of Family Income not because someone must die So, life insurance is bought not because someone must die but … someone else must go on living because someone else must go on living

14. 2 nd SOURCES OF INCOME 1.Bank 2.Real Estate 3.Shares 4.Life Insurance Say, if you need a sum of $$ to pay for medical bill, where can you …

15. 2 nd SOURCES OF INCOME 1.Bank 2.Real Estate 3.Shares 4.Life Insurance Say, if you need a sum of $$ to pay for medical bill, where can you … 100 % Capital 2 - 5 % Capital

16. 2 nd SOURCES OF INCOME 1.Bank 2.Real Estate 3.Shares 4.Life Insurance Say, if you need a sum of $$ to pay for medical bill, where can you … 100 % Capital 2 - 5 % Capital Which is a Better Choice ?

17. COMPARISON BETWEEN 2 BANKS YEARBANK A B 1 st 3,000 2 nd 3,000 3 rd 3,000 9,000 + Interest 100,000 + Bonus + Interest WHEN SOMETHING HAPPENS TO YOU Bank B is our company

18. How Much Is Enough? Economic Human Life Value 10 Years Income 10-15% Of Income