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Homeowners Insurance: The Basics. Homeowners policies also protect anyone named in the policy including: Also covers detached structures such as:

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Presentation on theme: "Homeowners Insurance: The Basics. Homeowners policies also protect anyone named in the policy including: Also covers detached structures such as:"— Presentation transcript:

1 Homeowners Insurance: The Basics

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3 Homeowners policies also protect anyone named in the policy including: Also covers detached structures such as:

4 Homeowners Insurance: The Basics Items that are excluded or limited on a Homeowners Policy

5 Homeowners Insurance for Renters

6 Renters Insurance

7 Renters insurance protects individuals who live in a house, mobile home, condominium, or apartment that is owned by another person Protects against:

8 Renters Insurance Renters Insurance Covers: Renters Insurance does not cover:

9 Renters Insurance: Types of Coverage Liability Insurance

10 Renters Insurance Liability Insurance (continued)

11 Renters Insurance Loss of Use Insurance

12 Renters Insurance Property Insurance Actual Cash Value (ACV) vs. Replacement Cost

13 Renters Insurance Package Policy

14 Renters Insurance Take Inventory To ensure that you are compensated for any belongings you lose in a loss you should inventory all of your personal belongings

15 How to Reduce Risk You can protect yourself against a loss by following basic guidelines

16 Homeowners Insurance: The Basics You can protect yourself against a loss by following basic guidelines

17 Homeowners Insurance: The Basics You can protect yourself against a loss by following basic guidelines Reduce Fire Risks


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