1. Comparing Credit Cards BY KHEMRAJ SOOKRAM

2. Citi® Diamond Preferred® Card Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.* There is a balance transfer fee of either $5 or 3% of the amount of each transfer. Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item. Let our 24/7 concierge service help book your hotel rooms, flights and more. Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®. $0 liability on unauthorized purchases and Citi® Identity Theft Solutions No annual fee* APRBalance TransferAnnual Fee12.99%-22.99%* (Variable)Yes$0*

3. DISCOVER IT CARD Discover it® Discover it® Fair. No annual fee. No over limit fee. No foreign transaction fee. No late fee on your first late payment. And paying late won't raise your APR.* Generous. 5% cash back on up to $1,500 in purchases at Gas Stations from July through September 2013 with free and easy sign-up. Unlimited 1% cash back on all other purchases.* Plus, call your Cash back Concierge SM any time for a 1-on-1 online tour that helps you get the most out of your rewards, based on how you use your credit card. Human. 100% U.S.-based customer service available any time. Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee 0% Intro APR* on balance transfers for 18 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred. 0% Intro APR* on purchases for 6 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. *Click apply for Terms & Conditions. APRBalance TransferAnnual Fee11.99%-21.99%* (Variable)Yes$0*

4. Citi® Dividend Platinum Select® Visa® Card Earn $100 cash back after $500 in purchases within the first 3 month of account opening 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* Earn 5% cash back on eligible purchases within the Hilton Worldwide TM portfolio of brands, car rental agencies, movie theaters and theme parks from 7/1/13 to 9/30/13, upon enrollment s Earn bonus cash back each quarter on new must-have categories - like department stores, home improvement and more, upon enrollment. Earn 1% cash back on all other purchases and eligible cash advances. No Annual Fee*