1. 2014 Asia-Pacific Financial Forum Seattle, Washington July 7, 2014 Electronic Payments: Expanding Financial Access for Consumers and Businesses of Every Size, Everywhere Jeremy G. Sturchio Director, Global Government Relations

2. | Visa GR US Strategy Update | 2 Visa, Inc. A global payments technology company that connects consumers, businesses, banks, and governments in more than 200 countries and territories to fast, secure, and reliable electronic payments. We operate one of the world’s most advanced processing networks — VisaNet — which facilitates authorization, clearing and settlement of payment transactions worldwide. It also offers fraud protection for account holders and assured payment for merchants. Visa is not a bank and does not issue cards, extend credit or set rates and fees for account holders on Visa-branded cards and payment products. In most cases, account holder and merchant relationships belong to, and are managed by, our financial institution clients.

3. | Visa GR US Strategy Update | 3 Payment Networks Connect Businesses and Consumers to the Global Financial System Our network is much more than physical connections and a processing infrastructure. We manage a network of partners that derive value by accessing VisaNet. Globally, we have: – 14,600 financial institution clients — issuers and acquirers that manage relationships they have with – more than 36 million merchant acceptance locations and – more than 2.1 billion account holders. Our products can be used at a physical point of sale, over the telephone, on the Internet, or using a mobile device.

4. | Visa GR US Strategy Update | 4 “How a Network Connects the World”