1. Bonnie Sibert – bonnie.sibert@nebraska.gov
Making the Case for
Financial Education
in Nebraska
November 2008
DONLYNN – move to second screen while speaking and then
introduce writers and make any comments you wish to make.
Bonnie Sibert –

2. 2005-06 Enrollments Public and Nonpublic Grades 9-12
Business
Business Economics
104 courses = 1,757
Personal Finance
263 courses = 4,669
Introduction to Business
213 courses = 3,364
TOTAL = 18,769
Family & Consumer Sciences
Consumer Economics
39 courses = 427
Independent Living
186 courses = 2,287
Social Studies
Economics
342 courses = 6,265
BONNIE
The chart on page 3 of your handout identifies enrollment data for grades 9-12 during the school year.
Please note that students have many options and they may be enrolled in more than one course; thus the 18,769 represents unduplicated count.

3. Appendix B 299 schools out of 341 or 87.7% offer
299 schools out of 341 or 87.7% offer
at least one financial education course
Financial Education Courses
SHIRLEY
This data represents 9-12 buildings in both public and non-public schools. Our staff has worked diligently over the past ten years to bring more emphasis to financial education through professional development.
You will note there is a good balance across all three curriculum areas. Local schools make the decision about where, based on resources, financial education is offered.

4. Appendix B
Public and Nonpublic High Schools (9-12) Offering One or More Courses in Financial Education
SHIRLEY
Approximately 2/3 of all public and nonpublic 9-12 high schools offer more than one course in financial education.

5. Complete report delivered to State Board of Education 12’2006
Appendix C
47 public and nonpublic schools require
either a Personal Finance or Consumer
Economics Course for graduation.
Complete report delivered to
State Board of Education 12’2006
SHIRLEY
Please note the names of the schools on page 17 that require either Personal Finance or Consumer Economics.
The survey does not reflect data from all schools. Social Studies, Business and FCS teachers attending fall workshops were asked to complete the survey. We know that this survey in not inclusive of all schools that have this graduation requirement and some schools may have used a different title (i.e. Omaha- Introduction to Economics).

6. Nebraska Career Fields and Clusters Model
SHIRLEY
Please note that there is a finance career cluster within the Nebraska Career Model. Students study career opportunities that prepare them to for financial management in the business world and in their personal life.

7. Underlying Themes in the NCE Model
Entrepreneurship
Financial Literacy
Global Perspectives
Technology Literacy
Work & Family Literacy
SHIRLEY
Throughout all sixteen career clusters there is an emphasis on financial literacy.

8. Career Student Organizations Focusing on Financial Education
DECA
FBLA
FCCLA
FFA
SHIRLEY
Money management is demonstrated through community service projects, work-based learning experiences, competitive events and chapter financial management activities.

9. Business, Marketing and Management Career Field
Finance Cluster
Accounting
Banking Services
Business Finance
Securities and Investments
Insurance
SHIRLEY
Money management is demonstrated through community service projects, work-based learning experiences, competitive events and chapter financial management activities.

10. Personal Finance www. nde. state. ne
Personal Finance
Course outlines for David City, Fillmore Central, Lincoln East
Units of study
Making the Case for Financial Education in Nebraska: A Report delivered to the State Board of Education, December, 2006
SHIRLEY
Money management is demonstrated through community service projects, work-based learning experiences, competitive events and chapter financial management activities.

11. Financial Education Partners
Nebraska Financial Education Coalition
Nebraska Council on Economic Education
FutureForce Finance
Federal Reserve Bank
BONNIE
During the past year the Nebraska Financial Education Coalition membership has more than doubled as a variety of agencies and businesses work together to promote financial literacy across the life span.
The Nebraska Council on Economic Education for many years has provided excellent support for all of our teachers as noted on page 5 with their many activities. Their focus is on making sure teachers are prepared to teach economic education in grades K-12. The Council had contact with over 2000 educators over the last three years.
FutureForce Nebraska is a collaboration of key partners working to develop career pathways that help students realize employment opportunities in Nebraska. Considerable time is devoted to increased alignment between secondary and postsecondary programs. A task force is beginning to work on the Finance Career Cluster which was selected by FutureForce because of projected employment needs.
Another strong supporter of teachers and students is the Federal Reserve Bank. Staff in the Omaha branch provide excellent free resources and student academic competitions.

12. Nebraska Financial Education Coalition
Partners meet quarterly
Affiliated with Jump $tart Coalition
Conducts a national survey through random testing
50.8% pass rate in Nebraska compared to 48.3 for the nation (19 Nebraska schools participated)
Getting on Board annual conference
Focuses on policy issues birth to death
Money Smart Week, November 10-16
BONNIE
During the past year the Nebraska Financial Education Coalition membership has more than doubled as a variety of agencies and businesses work together to promote financial literacy across the life span.
The Nebraska Council on Economic Education for many years has provided excellent support for all of our teachers as noted on page 5 with their many activities. Their focus is on making sure teachers are prepared to teach economic education in grades K-12. The Council had contact with over 2000 educators over the last three years.
FutureForce Nebraska is a collaboration of key partners working to develop career pathways that help students realize employment opportunities in Nebraska. Considerable time is devoted to increased alignment between secondary and postsecondary programs. A task force is beginning to work on the Finance Career Cluster which was selected by FutureForce because of projected employment needs.
Another strong supporter of teachers and students is the Federal Reserve Bank. Staff in the Omaha branch provide excellent free resources and student academic competitions.

13. FutureForce Finance Partners meet quarterly
Business persons, postsecondary educators
Developed career education materials for teachers to use with students
Developed 3 dual-credit course models
College Personal Financial Management
College Accounting
College Introduction to Business
BONNIE
During the past year the Nebraska Financial Education Coalition membership has more than doubled as a variety of agencies and businesses work together to promote financial literacy across the life span.
The Nebraska Council on Economic Education for many years has provided excellent support for all of our teachers as noted on page 5 with their many activities. Their focus is on making sure teachers are prepared to teach economic education in grades K-12. The Council had contact with over 2000 educators over the last three years.
FutureForce Nebraska is a collaboration of key partners working to develop career pathways that help students realize employment opportunities in Nebraska. Considerable time is devoted to increased alignment between secondary and postsecondary programs. A task force is beginning to work on the Finance Career Cluster which was selected by FutureForce because of projected employment needs.
Another strong supporter of teachers and students is the Federal Reserve Bank. Staff in the Omaha branch provide excellent free resources and student academic competitions.

14. Nebraska Council on Economic Education
Stock Market Game
Finance Challenge, online competition
Econ Challenge, online competition
Virtual Economics CD
Teacher training
EcEd Web – ecedweb.unomaha.edu/home.cfm
BONNIE
During the past year the Nebraska Financial Education Coalition membership has more than doubled as a variety of agencies and businesses work together to promote financial literacy across the life span.
The Nebraska Council on Economic Education for many years has provided excellent support for all of our teachers as noted on page 5 with their many activities. Their focus is on making sure teachers are prepared to teach economic education in grades K-12. The Council had contact with over 2000 educators over the last three years.
FutureForce Nebraska is a collaboration of key partners working to develop career pathways that help students realize employment opportunities in Nebraska. Considerable time is devoted to increased alignment between secondary and postsecondary programs. A task force is beginning to work on the Finance Career Cluster which was selected by FutureForce because of projected employment needs.
Another strong supporter of teachers and students is the Federal Reserve Bank. Staff in the Omaha branch provide excellent free resources and student academic competitions.

15. Federal Reserve Bank Provides teachers with free resources
Partners with Nebraska Department of Education to facilitate teacher training
BONNIE
During the past year the Nebraska Financial Education Coalition membership has more than doubled as a variety of agencies and businesses work together to promote financial literacy across the life span.
The Nebraska Council on Economic Education for many years has provided excellent support for all of our teachers as noted on page 5 with their many activities. Their focus is on making sure teachers are prepared to teach economic education in grades K-12. The Council had contact with over 2000 educators over the last three years.
FutureForce Nebraska is a collaboration of key partners working to develop career pathways that help students realize employment opportunities in Nebraska. Considerable time is devoted to increased alignment between secondary and postsecondary programs. A task force is beginning to work on the Finance Career Cluster which was selected by FutureForce because of projected employment needs.
Another strong supporter of teachers and students is the Federal Reserve Bank. Staff in the Omaha branch provide excellent free resources and student academic competitions.

16. More Resources . . .
- select Online Resources, Personal Finance
ABCs of Credit Card Finance
Financial Calculators
Practical Money Skills
BONNIE
During the past year the Nebraska Financial Education Coalition membership has more than doubled as a variety of agencies and businesses work together to promote financial literacy across the life span.
The Nebraska Council on Economic Education for many years has provided excellent support for all of our teachers as noted on page 5 with their many activities. Their focus is on making sure teachers are prepared to teach economic education in grades K-12. The Council had contact with over 2000 educators over the last three years.
FutureForce Nebraska is a collaboration of key partners working to develop career pathways that help students realize employment opportunities in Nebraska. Considerable time is devoted to increased alignment between secondary and postsecondary programs. A task force is beginning to work on the Finance Career Cluster which was selected by FutureForce because of projected employment needs.
Another strong supporter of teachers and students is the Federal Reserve Bank. Staff in the Omaha branch provide excellent free resources and student academic competitions.