1. The Asian Banker Summit: Cash, Payment and Trade Conference April 8, 2011

2. 1 AsianBankerConference-08Apr11-AC-HKG.ppt The changing Transaction Banking landscape in Asia 1.Changing nature of global payment patterns 2.Growing importance of intra-regional trade in Asia 3.The rise of Global Challengers from emerging markets 1.Changing nature of global payment patterns 2.Growing importance of intra-regional trade in Asia 3.The rise of Global Challengers from emerging markets 1 1 2 2 3 3

3. 2 AsianBankerConference-08Apr11-AC-HKG.ppt Global transaction banking: The growth of APAC 2012 Transaction banking revenue pool 1. Including LC, guarantee and plain vanilla trade loan revenue Source: BCG Global Payments Database 8 5 7 26 3 25 3 6 6 9 74 Europe 2 2 2 5 1 12 2 25 12 22 21 LA 51 NA 3 2 8 23 73 APAC 218Bn Total market Revenue in US$ Bn 19 18 13 70 24 75 Correspondent banking Plain vanilla trade services 1 Supply Chain & structured trade finance Cash- account revenue Cross border payments Domestic payments CAGR 09-12 5% 11% 10% 7% 3% 6% Cash management Trade finance 2% CAGR 09-12 5% 12% Total 1 1

4. 3 AsianBankerConference-08Apr11-AC-HKG.ppt APAC driving growth in domestic and x-border payments Domestic payments 13% Cross-Border payments 9% Total 2 12% Asia/Pacific 6% Europe 8% Americas 17% 6% 9% 20202010 2020201020202010 20202010 2020201020202010 202020102020 x% CAGR Transaction volumes (Bn) Source: BCG Global Payments Database 1 1

5. 4 AsianBankerConference-08Apr11-AC-HKG.ppt Growing importance of APAC intra-regional trade 1. Commonwealth of independent states Source: WTO world trade statistics,2009 0.0 0.1 Africa 0.6 0.0 0.2 2.2 0.0 Europe 6.7 0.5 0.1 0.8 0.1 0.5 0.1 0.2 0.4 4.7 0.1 0.4 CIS 1 0.0 Middle EastLatin America 0.6 0.0 0.1 0.0 0.2 0.5 0.1 0.2 3.9 Asia 0.0 0.6 0.1 0.0 0.1 1.0 0.2 0.5 0.0 0.1 0.0 0.1 0.2 North America 2.7 0.8 0.1 Intra- and inter-regional trade, 2008 ($Tn, % of world export flow) Origin: Destination: 14% 3% 5% 30% xx% % of world export flow North America South & Central America Europe Africa Middle East Asia CIS 1 World export value ($Tn) Total~US$ 16 Trillion 17%4%43%3% 4%25% Total=100% 2 2

6. 5 AsianBankerConference-08Apr11-AC-HKG.ppt Saudi Arabia (1) Hungary (1) Chile (2) Argentina (1) Brazil (13) Mexico (7) Russia (6) Southeast Asia (7) Turkey (2) United Arab Emirates (3) India (20) China (33) The BCG Top 100 Global Challengers 2011 Source: BCG analysis China Anshan Iron & Steel Baosteel BYD ChemChina (China National Chemical Corp) Chery China Communications Construction China Minmetals China Shipbuilding China Shipping Group China State Construction Engineering Corporation Chinalco CHINT CIMC CNOOC COSCO Galanz Geely Haier Huawei Johnson Electric LDK Solar Lenovo Li & Fung Shanghai Electric Sinochem Sinohydro SINOMACH (CNMIC) Sinosteel Suntech Wanxiang Yanzhou Coal Mining Zoomlion ZTE Indonesia Bumi Resources Indofood Thailand Charoen Pokphand Foods Indorama Ventures PTT Thai Union Frozen Products Malaysia Petronas India Bajaj Auto Bharat Forge Bharti Airtel Crompton Greaves Dr. Reddy's Hindalco Infosys Larsen & Toubro Lupin Mahindra & Mahindra Reliance Industries Suzlon Energy Tata Chemicals Tata Communications (VSNL) Tata Consultancy Services Tata Motors Tata Steel Tata Global Beverages (Tata Tea) Vedanta Group Wipro South Africa (3) Egypt (1) 3 3

7. 6 AsianBankerConference-08Apr11-AC-HKG.ppt Global Challengers growing in status 1 2000 5 1 2010 20 1 1 1 2006 11 1 1 China India Russia Turkey Thailand Saudi Arabia Mexico Malaysia Brazil Source: Fortune Global 500 database No. of Global Challengers in Fortune Global 500 quadrupled from 2000 to 2010 1 out of 201 out of 51 out of 10 Challengers classified as Fortune 500 3 3