1. “In this world nothing is certain but death and taxes.” Benjamin Franklin “Never say you know a man until you have divided an inheritance with him.” Johann Caspar Lavater

4. Wills & Trusts

5. “Death and taxes and childbirth! There’s never any convenient time for any of them!” Margaret Mitchell Gone with the Wind, 1936

6. Real Estate Services: Title Insurance Contracts Leases Closings Deeds Commercial & Residential

7.  PINELLAS COUNTY  ST. PETERSBURG  Bayfront Tower  31 Beach Drive S.E., St. Petersburg, FL 33701  CLEARWATER  19321 U.S. Highway 19 North, Building C, Suite 410, Clearwater, FL 33764  PALM HARBOR  2600 Tampa Road, Palm Harbor, FL 34684

8.  HILLSBOROUGH COUNTY  TAMPA & LUTZ  Appointments Available Upon Request

10. $5,000 to $7,000 - The average cost of one month in a Florida nursing home

11. Can you afford nursing home costs?

12.  3 in 5 will spend time in a nursing home  18 months – average length of stay in a nursing home  $2,000 – assets allowed for a single person to qualify for Medicaid in 2010  $2,022 – monthly income allowed for Medicaid qualification in 2010

13. Florida Probate 4 - 7% - Average expense based on value of your estate 6 – 14 months – Average time to administer in court Will must be filed in court = loss of privacy

14. a living trust can:  Avoid Probate (court procedure)  Save your estate time and money  Make it easier on your survivors  Provide flexibility in passing your estate  Avoid Probate in other states