1. Dental Insurance Protection For You And Your Family

2. Personal indemnity plans for families and individuals, minimum age 18, no maximum age. www.starsdental.com/quote For Agent Use Only

3. Choice of Multiple Plan Designs With PrimeStar you can choose from three plan designs to meet your dental health and financial needs. SELECT ELITE PREMIER $1,500 or $2000 Annual Benefit Increase Option For Agent Use Only

4. PrimeStar Personal Dental Benefits Elite Plan Premier Plan Select Plan Class A – Preventive: Initial & Periodic Exams (2 per year), Cleanings (2 per year), Fluoride Treatments (to age 16), Sealants (no age limit) Benefit Year One 100% 100% 75% Benefit Year Two 100% 100% 85% Benefit Year Three and Each Benefit Year Thereafter 100% 100% 100% Deductible - Lifetime per Insured $50 $ 50 $50 Waiting Period None None None Class B – Basic: X-rays, fillings, Simple Extractions Benefit Year One 35% 35% 25% Benefit Year Two 65% 50% 35% Benefit Year Three and Each Benefit Year Thereafter 80% 65% 50% Deductible - Each Calendar Year per Insured $50/Year $50/Year $50/Year Waiting Period None None None Class C – Major: Oral Surgery, Endodontics, Periodontics, Crowns, Bridges, Dentures Benefit Year One 15% 10% 10% Benefit Year Two 50% 25% 25% Benefit Year Three and Each Benefit Year Thereafter 50% 50% 50% Deductible - Each Calendar Year per Insured $50/Year $50/Year $50/Year Waiting Period None None None Class D – Orthodontics: Straightening of Teeth (for children under age 19) Benefit Year Unavailable 0% Unavailable Benefit Year Two Unavailable 0% Unavailable Benefit Year Three and Each Benefit Year Thereafter Unavailable 50% Unavailable Deductible None Waiting Period 24 Months Calendar Year Maximum for Classes A, B and C combined $1,000 $1,000 $1000 Calendar Year Maximum for Class C - Major Services $500 $500 $500 Calendar Year Maximum for Class D $500 Lifetime Maximum Per Child for Class D $1,000 *Class B & C Deductible is combined for each calendar year. A maximum of three (3) individual deductibles per family shall apply. OPTIONAL CALENDAR YEAR MAXIMUM INCREASE $1,500 $1,500 $1,500 or or or $2,000 $2,000 $2,000 For Agent Use Only

5. Optional Vision Benefit Optional Vision Coverage is available in all three plan designs.* SELECT ELITE PREMIER For Agent Use Only

6. Optional Vision Benefits* Optional Vision Benefits Elite Plan Premier Plan Select Plan Class A - Vision Exams - 1 per year Benefit - (Waiting Period – None) 100% 85% 85% Class B - Lenses and Frame - 1 pair every 2 years Benefit - (Waiting Period – 15 Months) 50% 50% 50% Class C - Contact Lenses - 1 pair every 2 years (in lieu of frames and lenses) Benefit - (Waiting Period – 15 Months)50% 50% 50% Calendar Year Deductible $50/Year $50/Year $50/Year Calendar Year Maximum for Classes A, B and C $200 $150 $150 Pathway Personal Dental Plans * Not Available in Florida, Maryland and South Dakota For Agent Use Only

7. Traditional waiting period plans. www.starsdental.com/classic For Agent Use Only

8. PrimeStar Classic Dental Benefits Gold PlanSilver Plan Class A – Preventive Services Initial & Periodic Exams (2/yr.), Cleanings (2/yr), Fluoride Treatments to age 16, Sealants (for all ages) Benefit Level Deductible per Insured Waiting Period 100% None 80% None Class B – Basic Services Fillings, Oral Surgery, X-Rays, Simple Extractions Benefit Level Deductible per Insured Waiting Period 80% $50/Year* 6 Months 80% $50/Year* 9 Months Class C – Major Services Endodontics, Periodontics, Crowns, Bridges, Dentures Benefit Level Deductible per Insured Waiting Period 50% $50/Year* None 50% $50/Year* None Calendar Year Maximum Options per Insured for Classes A. B and C Combined $1000 $1500 $2000 $1000 $1500 $2000 *Deductible – Class B & C Deductible is combined for each calendar year. A Maximum of 3 individual deductibles per family shall apply. This plan reimburses at the percentages shown for covered dental expenses based upon Reasonable and Customary (R&C) fees for those covered expenses. Reasonable and Customary means the usual, customary and regular charges for the area where such expenses are incurred. For Agent Use Only

9. PrimeStar Classic Optional Vision Benefits (not a stand alone benefit)Plan 1Plan 2 Class A – Vision Exams – 1 per year Benefit – (Waiting Period – None)100%85% Class B – Lenses and Frames – 1 pair every 2 years Benefit - (Waiting Period – 15 Months)50% Class C – Contact Lenses – 1 pair every 2 years (in lieu of frames and lenses) Benefit – (Waiting Period – 15 Months)50% Calendar Year Deductible Calendar Year Maximum for Classes A, B and C $50/Yr $200 $50/Yr $150 You may select an optional vision benefit – Plan 1 or Plan 2 regardless of the Dental Plan you choose. Optional Vision Benefits* * Not Available in Florida, Maryland and South Dakota For Agent Use Only

10. A personal plan designed for the needs of seniors. www.starsdental.com/platinum For Agent Use Only

11. Three Convenient Ways to Enroll in the Personal Dental Plans Online enrollment requires an agent authorization number (AAN). This 8-digit number assigned by Security Life. The ANN is linked to the agents information, which appears on the quote and ensures that the agent gets credit for the enrollment. ONLINE For your convenience we accept enrollment by Fax. Complete the enrollment form and fax to our administrative team. (See full instructions, conveniently located on each enrollment form). FAX Complete the enrollment form and mail to our office. (See full instructions, conveniently located on each enrollment form) MAIL Request your FREE internet hyperlink for all these products! http://www.starsdental.com/Quote http://www.starsdental.com/Classic http://www.starsdental.com/Platinum For Agent Use Only

12. Security Life History/Background Founded in 1956 Home office in Minnetonka, Minnesota Administrative office in Schenectady, New York 50+ Years in Ancillary Products (Dental, Vision, Group Term Life) Individual and Group Coverage (2-5000) Dental and Vision Insurance For Agent Use Only

13. Dental Administration Systems are SAS70 certified Plan Building Plan Codes PPO Administration Application Processing Broker/Agent Appointments Fulfillment Billing Commissions Renewal Processing Claims Processing Vision Administration Application Processing Billing/ Collection Fulfillment For Agent Use Only

14. Contacts Pre-Sale/Solicitation Questions - 866-847-1120 Post-Sale/Administration Questions – 877-862-8949 General Sales Support Questions Dan Ronayne Director, Account Relations 800-328-4667 x3530djronayne@securitylife.com Maggie McClure Account Analyst 800-328-4667 x3498 mmmcclure@securitylife.com Administration Support Questions Colleen Sherin Director of Operations 877-862-8949 x114casherin@adminisafe.com Tammy Lindgaard Client Advocate 877-862-8949 x115tlindgaard@adminisafe.com www.Starsdental.com Visit our website where you can: Download complete brochures/applications forms Marketing Flyers and Materials Review Frequently Asked Questions Obtain Administrative forms and contacts For Agent Use Only

15. We Welcome the Opportunity To Serve You Questions??? Call 866-847-1120 For Agent Use Only