1. Self Security vs. Social Security Investing

2. Social [In]Security Fact: Social Security will NOT be able to pay beneficiaries (you) what they promised after the year 2030. – Social Security is taken out of your paycheck 6.2% with an employer match of 6.2% Fact: Social Security was NOT designed for retirement. Fact: You should not count on Social Security.

3. Social [In]Security

4. Investing Principles Start young to utilize the power of compounding Make investing automatic Fully match your employers retirement plan Hire a financial planner who must adhere to the fiduciary standard – When diversifying consider: Risk tolerance Time Horizon Risk vs. Reward

5. The Power of Compounding

7. Tax Sheltered Products – 401k Traditional Roth – Difference is when earnings are taxed Fully contribute, match your employer Vesting – What you keep, what they keep Are you diversified? – Is the match in stock options?

8. Tax Sheltered Products – IRA Traditional Roth – Difference is when earnings are taxed No employer match!

9. IRA’s

10. IRA or 401k?