2. Federal Trade Commission required to issue and enforce regulations concerning children’s online privacy. Initial COPPA Rule effective April 21, 2000; Amended to provide greater protections for children under age 13 in 2011; New rules are effective on July 1, 2013.

3. COPPA Primary Goal: give parents control over online information about their children; Children under 13.

4. COPPA Compliance: Website or mobile apps are directed to children under 13 and: collect, use, or disclose personal information from children.

5. COPPA Personal Information: First and last name; A home or other physical address including street name and city; Online contact information; A screen or user name that functions as online contact information; A telephone number; A social security number; A persistent identifier, like an IP address that can be used to recognize a user over time and across different Web sites or online services; A photograph, video, or audio file, where such file contains a child’s image or voice; Geolocation information sufficient to identify street name and city; or Information concerning the child or the parents of that child that the operator collects online from the child and combines with an identifier described above.

6. The rule governs the online collection of personal information from children by a credit union, even if children volunteer the information or are not required by the operator to input the information to participate on the credit union’s web site or service.

7. COPPA Requirements: Online privacy policy; Notice to parents; Parental consenting to information collection and use; Parental access to their child’s personal information; Parents can prevent further use or collection of information; Maintain the confidentiality, security, and integrity of information; and Retain personal information collected online from a child for only as long as is needed for the purpose it was collected.

8. FTC Guidance: If the CU website or online service is not in compliance, it must stop collecting, disclosing, or using personal information from children under age 13; and Carefully review CU information practices and online privacy policy.

9. FTC Resources: FTC’s Business Center - Children’s Privacy SectionChildren’s Privacy Section Materials for Mobile Apps - Marketing Your Mobile App: Get it Right From the Start. Marketing Your Mobile App: Get it Right From the Start These materials can provide you with helpful guidance in making sure you meet the COPPA requirements by July 1, 2013.

10. Thank you for joining me for this overview of the COPPA Rule. Stay Tuned……..