1. The Game of Money A young person’s guide to money management. Day 4

2. TO YOUR HEALTH Staying healthy is best, but if you do get sick – or injured – health care can be very expensive. Health insurance can help even out those costs. Let’s say you’ve got health insurance through work and pay for part of it along with other health expenses.

3. Using the Health Care Costs chart, determine the amount of health care cost you would have for your situation. #85 - On your Finance Packet – Add the amounts of Health Care Costs for your family and write the total on your financial packet for #85. Health Care Costs Your monthly health insurance cost $100.00 Additional health-related expenses, monthly $65.00 Do you smoke? It’ll cost you.Add $150.00 per month

4. UTILITY COSTS – THEY’RE ELECTRIFYNG Turn off that light! Close the refrigerator! Don’t waste so much water! All this time, you thought your parents were bugging you about saving energy and water because they’re picky. Hey, they’re just trying to save money! Now that you’re paying the electricity, gas and water bills, see why they are so concerned.

5. Utility Costs One-bedroom apartment$80.00 Two-bedroom apartment$100.00 Two-bedroom house$130.00 Three-bedroom house$150.00 Four-bedroom house$180.00 Huge, deluxe house$240.00 #86 - On your Finance Packet – Look at the utility chart above and determine how much you would spend on utilities depending on the type of home you have. Write this in #86.

6. Purchase Purchase Purchase There are a lot of things you may want to buy When Purchasing items – Compare and contrast – Good and Bad Qualities – How do you know what is high quality

7. Consumer Reports People purchase items then report about them on consumer reports Give feedback on quality of item # 89

8. 1. Choose an item you want to purchase. The item must cost more than $100.00. 2. Research and compare at least three brands using the consumer information sources. SEARCHING CONSUMER REPORTS ON EBSCO Go to www.pioneer.uen.org (AT HOME: Login: pioneer Password: look)www.pioneer.uen.org Go to EBSCO.

9. Click on the High School link. Click the box Academic Search Premier. Click Continue button at the top or bottom of the page. On the search page type in the Find box what you will search (i.e. Washer). Do not use plurals (i.e. Washer NOT Washers) Refine your search if you do not find what you want: – Broaden the search: IPOD to MP3 Player – Narrow the search: Washer to Top Loading Washer – Use a synonym: TV to Television or Video Camera to Camcorder