1. Money Matters

2. For Dentistry/ Medical Students Starting 2012/13 For the first four years you will have to pay Tuition Fees of £9,000 pa. However you will receive a full loan to cover this. In these Four Years you will be eligible for a University Bursary. In Years 5 + the NHS pays your Tuition Fees but you will not get a Bursary from US. You would be eligible for NHS Student Support

3. The University of Sheffield Bursary The Bursary is based on ‘Household Income’, your postcode and if you are from a Care background, as follows: Household incomeBursary each yearFirst-year fee waiver £18,000 or under£1,400 Yes, if you have an IMD postcode. £18,001 to £25,000£1,100n/a £25,001 to £30,000£750n/a £30,001 to £35,000£600n/a £35,001 to £42,000£500n/a Students from care£1,600 Yes, whatever your postcode.

4. For NHS Funded Course Starting 2012/13 There are no Tuition Fees to pay These are funded by the NHS You will not be eligible for a University Bursary. You would be eligible for NHS Student Support However this information has not be confirmed by the Government for the Diploma

5. NHS Student Support You will also receive the following support for living costs from the NHS: o Non means tested grant - £1000 o Means tested bursary – up to £4395 o Non means tested Maintenance Loan – up to £2324 Depends on if you live with your parents whilst studying or not.

6. NHS Student Support Non Means Tested Grant Means tested Bursary Non Means Tested Maintenance Loan Living Cost Total (Max) Living in Student Accommodation £1,000£4,395 (Max)£2,324£7719 Living with parents / guardians £1,000£3,351 (Max)£1,744£6095

7. 04/10/2015 Loans - how they work You start repaying your Student Loan (tuition and/ or living cost loans) – Once you are earning over £21,000 per year. – Repayments start in April after you have finished your course Repayments are taken directly from your wages (like Income Tax) Interest is linked with inflation. Any loan remaining after 30 years will be written off

8. Disabled Students Allowance (DSA) DSAs are to help students with the extra costs incurred as a result of disability - Not dependant upon income. Undergraduate students: Specialist Equipment Non Medical Helpers Other Expenditure Travel

9. Scholarships http://www.scholarship-search.org.uk

10. Is it worth it? It’s up to you to decide this Decide on what’s best for what you want to do Remember you don’t have to pay anything up front And Finally… an average graduate earns £12,000 per year more than a non graduate – (ONS 2011)

11. 04/10/2015 © The University of Sheffield / Department of Marketing and Communications Finally…three things to remember A pply for all you can www.direct.gov.uk/studentfinance www.nhsbsa.nhs.uk B udget realistically www.sheffield.ac.uk/moneytools C ontact us if you get into difficulty financialhelp@sheffield.ac.uk

12. 04/10/2015 © The University of Sheffield / Department of Marketing and Communications @UoSMoneyMatters sheffield.ac.uk/moneytools

13. Thank you & Are there any questions? 04/10/2015 © The University of Sheffield / Department of Marketing and Communications