1. BY: SARAH ZEHNER HONORS ECONOMICS AT&T Stock and JP Morgan Russia Select (JRUSX) Mutual Fund

2. AT&T Common Stock (T) Prospectus For more than a century AT&T has provided reliable high- quality service to millions. I chose this stock to invest into because I use their phone service and they are a major corporation. I also thought AT&T would have remained stable throughout the recession. As a fortune 500 company, AT&T is one of the 30 stocks that make up the Dow Jones Industrial Average. The enterprise value is $229.42 Billion. Also, its 52- week high is $29.68 and its 52-week low is $21.44. Recently AT&T is doing well with their launch of the latest iPhone and are always updating and finding the latest technology applications to add to phones.

3. JP Morgan Russia Select (JRUSX) Mutual Fund Prospectus This investment seeks long- term capital growth. The fund normally invests at least 80% of assets in equity securities of Russian Companies and the fund is also nondiversified. I chose this fund because it seemed to be in good shape and looked as though it was making money. The year to date return is 134.47%. JRUSX’s Best 1-Yr Total Return (2008) is -78.21% and so is it’s Worst 1-Yr Total Return (2008).

4. AT&T Common Stock (T) Information Shares: 148.41 Buy Date: June 6, 2008 Sell Date: December 1, 2009 Dividends: DividendsPayment July $0.40$59.36 October $0.40$59.36 January $0.41$60.85 April $0.41$60.85 July $0.41$60.85 October $0.41$60.85 Total $362.12

5. AT&T Common Stock (T) Data DateOpenHighLowCloseAdj CloseValue 12/1/200927.1827.5726.9427.35 $4,059.01 11/2/200925.927.332526.94 $3,998.17 10/1/20092727.1925.2525.67 $3,809.68 9/1/200925.9527.6925.0127.0126.6$4,008.55 8/3/200926.726.924.9126.0525.66$3,866.08 7/1/200924.9426.623.1926.2325.83$3,892.79 6/1/200924.9725.2723.8124.8424.05$3,686.50 5/1/200925.8826.7823.3824.7924$3,679.08 4/1/200924.7727.0924.7725.6224.81$3,802.26 3/2/200922.826.9621.4425.224.02$3,739.93 2/2/200924.9726.3822.323.7722.66$3,527.71 1/2/200928.7429.4623.924.6223.47$3,653.85 12/1/20082830.6526.5728.526.78$4,229.69 11/3/200826.8729.9123.3228.5626.83$4,238.59 10/1/200828.1529.3720.926.7725.15$3,972.94 9/2/200832.5333.1527.5127.9225.82$4,143.61 8/1/200831.0132.8129.7231.9929.59$4,747.64 7/1/200833.4133.5930.5330.8128.5$4,572.51 6/2/200839.6739.9132.6333.6930.78$4,999.93

6. AT&T Common Stock (T) Graph

7. AT&T Common Stock (T) Summary AT&T Common Stock (T) June 2008- December 3, 2009 Starting Value $4,999.93 Ending Value $4,059.01 Change -$940.92 Dividends $362.12 Net Loss -$578.80

8. Mutual Fund Information Shares: 253.036437 Buy Date: June 2, 2008 Sell Date: December 1, 2009 Dividends: DividendAmountPay Amount 12/1/08$0.0080$2.02

9. Mutual Fund Data DateOpenHighLowCloseAdj CloseValue 12/1/200910.44 10.43 $2,639.17 11/2/20099.910.89.6610.14 $2,565.79 10/1/20099.2810.619.059.66 $2,444.33 9/1/20098.19.297.929.27 $2,345.64 8/3/20098.158.387.558.25 $2,087.55 7/1/20096.987.726.067.72 $1,953.44 6/1/20098.1 6.486.89 $1,743.42 5/1/20095.837.595.837.59 $1,920.54 4/1/20094.525.764.525.69 $1,439.77 3/2/20093.464.933.454.39 $1,110.83 2/2/20093.444.23.443.58 $905.87 1/2/20094.384.773.393.47 $878.03 12/1/20084.084.844.084.12 $1,042.51 11/3/20085.626.153.624.74.69$1,189.27 10/1/200810.18 3.85.425.41$1,371.46 9/2/200814.84 9.7910.4310.41$2,639.17 8/1/200816.53 14.7615.0815.05$3,815.78 7/1/200819.46 16.1416.6216.59$4,205.46 6/2/200821.1 19.76 19.72$4,999.99

10. Mutual Fund Graph

11. Mutual Fund Summary JP Morgan Russia Select (JRUSX) June 2008- December 3, 2009 Starting Value $4,999.99 Ending Value $2,639.17 Change -$2,360.82 Dividends $2.02 Net Loss -$2,358.80

12. Portfolio Starting ValueEnding ValueChangeDividendsLoss Stock AT&T (T)$4,999.93$4,059.01-$940.92$362.12-$578.80 Mutual Fund JP Morgan Russia Select(JPRUSX)$4,999.99$2,639.17-$2,360.82$2.02-$2,358.80 Portfolio Date Beginning Value (06/01/2008)$9,999.92 Ending Value (12/3/2009)$6,698.18 Change-$3,301.74 Loss-$2,937.60

13. Portfolio Graphs

14. Portfolio Graphs Continued..

16. Summary I lost money by investing in AT&T Stock and the mutual fund. Starting with $10,000 I ended with only $6,698.18 and I lost overall $ 2,937.60. Because of the recession and state of the economy I lost money. Investing with the right companies is important to consider before investing.

17. Works Cited www.finance.yahoo.com