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Figure 1. COBRA Eligibility of Working Adults, Ages 19–64 ESI from small firm 5.9 million 5% Uninsured 17.3 million 15% Note: Numbers may not add to total.

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Presentation on theme: "Figure 1. COBRA Eligibility of Working Adults, Ages 19–64 ESI from small firm 5.9 million 5% Uninsured 17.3 million 15% Note: Numbers may not add to total."— Presentation transcript:

1 Figure 1. COBRA Eligibility of Working Adults, Ages 19–64 ESI from small firm 5.9 million 5% Uninsured 17.3 million 15% Note: Numbers may not add to total because of rounding. ESI = employer-sponsored insurance; COBRA = Consolidated Omnibus Budget Reconciliation Act. Source: The Commonwealth Fund Biennial Health Insurance Survey (2007). COBRA-eligible ESI firm > 20 employees 78.9 million 66% Non-ESI coverage 17.2 million 14% 119.4 million employed adults, ages 19–64, 2007

2 Figure 2. Low-Income and Hispanic Workers Are Least Likely to Be Eligible for COBRA COBRA = Consolidated Omnibus Budget Reconciliation Act; FPL = Federal Poverty Level. Source: The Commonwealth Fund Biennial Health Insurance Survey (2007). Percent of workers ages 19–64 who would likely be COBRA-eligible if laid off TotalBelow 200% of FPL 200% of FPL or more HispanicBlackWhite

3 Figure 3. COBRA Participation Among Unemployed Adults, by Federal Poverty Level, 2006 COBRA = Consolidated Omnibus Budget Reconciliation Act; FPL = Federal Poverty Level. Source: Analysis of the 2006 Medical Expenditure Panel Survey by S. Glied and B. Mahato, Columbia University, for The Commonwealth Fund, 2009. Percent of unemployed adults ages 19–64 who bought health insurance under COBRA TotalBelow 200% of FPL 200% of FPL or more

4 Figure 4. Likelihood of Taking a COBRA Offer With or Without a Subsidy, by Income COBRA = Consolidated Omnibus Budget Reconciliation Act; FPL = Federal Poverty Level. * With subsidy, premium is $50/month for individual coverage, and $150/month for family coverage. Source: J. N. Edwards, M. M. Doty, and C. Schoen, The Erosion of Employer-Based Health Coverage and the Threat to Workers Health Care, The Commonwealth Fund, Aug. 2002. Percent of nonelderly with employer-sponsored insurance reporting:

5 Figure 5. Losing Health Insurance Often Results in Medical Bills and Reduced Access to Care Percent of currently employed adults ages 19–64 * Did not fill a prescription; did not see a specialist when needed; skipped recommended medical test, treatment, or follow-up; had a medical problem but did not visit doctor or clinic. ** Not able to pay bills, contacted by collection agency for unpaid medical bills, had to change way of life to pay medical bills, or medical bills/debt being paid off over time. Source: The Commonwealth Fund Biennial Health Insurance Survey (2007).

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