1. FOR INTERMEDIARY USE ONLY Aldermore Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. (Financial Services Register number: 204503). Registered office: 1 st Floor, Block B, Western House, Lynch Wood, Peterborough, PE2 6FZ. Registered in England No. 947662. The Key to Buy-to-let Aldermore Residential Mortgages

2. Agenda The Aldermore Story The Market and its Drivers Opportunities Our Key Features Case Study

3. Buy-to-let a Growing Market The number of buy-to-let properties in the UK is set to treble by 2032 Private rented units (thousands) 20072012201720222032

4. Buy-to-let – Market Drivers UK population Projected to rise to 70m by 2027, from 62m in 2010 One person households Projected to equal two-thirds of the future increase in households Increase portfolio 18% of landlords are looking to increase their existing portfolio in the near future

5. Buy-to-let – Opportunities Standard range Flat’s Detached houses Semi detached houses Terraced houses Specialist range HMO Multi-unit block Student lets Landlord’s propensity to purchase a buy-to-let has increased with 18% expecting to buy soon. 22% of landlords looking to purchase are buying more specialist.

6. Buy-to-let - Overview Up to 80% LTV Fixed and term variable rates No minimum income (experienced landlords) Rental calculation options Non owner occupied for remortgages Standard and Specialist range We are experts in buy-to-let mortgages; we have absolutely no portfolio limits and cater for all types of landlords, whether their needs are simple or complex.

7. Buy-to-let – Key Features Any type of Landlord Aged 85 at the end of the term First time landlords (75% LTV) Experienced landlords Self Employed Impaired Credit Companies owning buy-to-let Remortgages New Build Ex-public Sector HMOs Commercial Property Simple to Complex No Portfolio Limits No portfolio limits Mixture of residential and commercial properties Exposure limits

8. Buy-to-let – Case Study A landlord who owns a portfolio of 16 properties She wants to remortgage some properties to raise capital to buy another She is 72 years old, and would like a 10 year term

9. Buy-to-let in Summary Buy-to-let is a sustainable and growing market Growth is driven by a number of factors Aldermore cater for: All types of landlord, including Limited Companies Aldermore accept: Simple to complex applications Aldermore have: No portfolio limits Buy-to-let information hub – www.aldermore.co.uk/btlhubwww.aldermore.co.uk/btlhub

10. Standard Range: 0333 321 1000 Specialist Range: 0173 340 4518 FOR INTERMEDIARY USE ONLY Aldermore Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. (Financial Services Register number: 204503). Registered office: 1 st Floor, Block B, Western House, Lynch Wood, Peterborough, PE2 6FZ. Registered in England No. 947662. ARM118-815-400094 Questions?