1. A Valuable Employee Benefit… Today’s Speaker: Keith J. Vickers Business Development Manager kvickers@gfcuonline.org 770-476-6400, ext. 6727

2. 6705 Sugarloaf Pkwy., Duluth, GA 30097 | gfcuonline.org | 1-888-493-GFCU How Does the Economy Affect You? Current State Rates Credit Cards Laws

3. 6705 Sugarloaf Pkwy., Duluth, GA 30097 | gfcuonline.org | 1-888-493-GFCU What is a Credit Union? A not- for-profit financial cooperative An employee benefit of working here A convenient place to save & borrow A place where accounts are federally insured up to $250,000 by the NCUA

4. 6705 Sugarloaf Pkwy., Duluth, GA 30097 | gfcuonline.org | 1-888-493-GFCU Why is GFCU a Valuable Benefit? Help you save money - lower rates on loans, higher rates on investments Help you save time - direct deposit, pay roll deduction, and online services Help keep you from worrying about your finances - money management tools & programs

5. 6705 Sugarloaf Pkwy., Duluth, GA 30097 | gfcuonline.org | 1-888-493-GFCU Helpful Financial Tips & Links… Examples of lowering monthly expenses Free Credit Reports Twice a Year! - Equifax Credit Information Services 1-800-685-1111 www.equifax.com -Experian 1-800-311-4769 www.experian.com -TransUnion 1-800-888-4213 www.transunion.com

6. 6705 Sugarloaf Pkwy., Duluth, GA 30097 | gfcuonline.org | 1-888-493-GFCU More Credit Union Benefits… Learn @ Work Presentations VITA Program

7. A Valuable Employee Benefit… Today’s Speaker: Keith J. Vickers Business Development Manager kvickers@gfcuonline.org 770-476-6400, ext. 6727