1. August 24, 2010 NSLP Services offered to Todd Woodlee, NSLP Robyn LeGrand, NSLP

2. Agenda NSLP…Who are we? Services NSLP Offers Introduction to Training in September Q & A 2

3. NSLP; History, Vision and Services Private, not-for-profit 25 years in Federal Student Lending Former student loan guarantee agency Based in Lincoln, NE Providing Services to 580+ Colleges and Universities in all 50 States $11 billion portfolio of federal loans to administer and collect 3

4. NSLP Vision Statement Empowering Students and Families for a Lifetime of Success. 4

5. Our Resources Federal Financial Aid Training and Compliance Team of Experts 11 Field Representatives with key presence in following states: –NE, NY, CT, RI, VA, NC, SC, GA, FL, AL, TN, MS, LA, NM, MO, KS, CO, CA, and AZ Repayment Solutions/Default Aversion Representatives 5

6. 6 Our Services Training and Education –financial aid regulations –money management, financial education –student loans Experts at providing in-person, webinar, and self-paced, online training

7. 7 Financial Education Services Recognized leader in providing financial and money management education for college students and campus administrators Team of Accredited Financial Counselors certified through AFCPE

8. 8 Financial Education Services On-site seminars for college students on numerous money management topics –Delivered 364 sessions YTD Webinars featuring financial education industry experts Financial literacy symposiums CEU credits available for some programs

9. Financial Literacy Seminar Topics Budget? What Budget? 3 Easy Steps to Student Financial Success 3 Easy Steps to Repaying Student Loans Your Credit Life Story Avoiding Identity Theft Money Management – Covering the Basics 9

10. Financial Literacy Seminar Topics Heads & Tails of Money Management Smart Credit: Choosing and Using Credit Cards Wisely Signing on the Dotted Line – What You Need to Know About Contracts IOU – Making Informed Borrowing Choices 10

11. 11 Financial Education Services Lessons for Life webinars - over 500 campus administrators “Credit Counseling: A Guide by the NFCC” presented by Susan Keating in February –http://www.nslp.org/vnews/display.v/ART/4b631f6 8bf176?in_archive=1http://www.nslp.org/vnews/display.v/ART/4b631f6 8bf176?in_archive=1 The Ups and Downs of Credit Scoring http://www.nslp.org/vnews/display.v/ART/48e13ca1d2dc0 or www.NSLP.org http://www.nslp.org/vnews/display.v/ART/48e13ca1d2dc0www.NSLP.org (link on Home Page)

12. NSLP’s Financial Literacy Online Current offering: –www.NSLPFLOnline.org –Financial Literacy Online – over 5,000 users in 2010, knowledge gain of 31% from pre-test to post-test –Budgeting, Credit, Credit History, Contracts, Identity Theft, Insurance and Starting a Business 12

13. Financial Avenue New Program launches September 2010 Designed by trained instructional and e-learning designers. Offering… –Learning Objectives –Pre-Assessment –Post-Assessment 13

14. Financial Avenue offers Activities Calculators Articles Resources Glossaries 14

15. 15 Student Loan Repayment Solutions Student loan borrower counseling –repayment options –resolving delinquencies and defaults –rehabilitating student loans Default prevention services for campuses We have 25 years experience and access to latest Department of Education information

16. 16 Student loan debt now exceeds credit card debt, according to experts –$829.7 billion in student loans –$826.5 billion in revolving credit Along with a degree… –undergraduate students leave college with over $20,000 in student loans –graduate students have over $60,000 in loans Student Loan Debt is Rising

17. 17 The Situation: Students and families will continue to borrow for higher education and debt levels will continue to rise. Student loans are complicated. To avoid severe, life-altering consequences, borrowers must understand their student loan options.

18. Recent Legislation As of July 1, 2010 – All loans originated with Federal Government “Direct Student Loan Program” 5 Contracted Servicers: –ACS-AES –Sallie Mae-Great Lakes –Nelnet 18

19. Repayment Options Standard and Graduated Income Driven: Income Based Repayment, Income Contingent Repayment Loan Consolidation Deferment or Forbearance Loan Forgiveness & Cancellation Programs 19

20. Needs of Borrowers How do I find comprehensive and complete loan history? –www.NSLDS.ed.govwww.NSLDS.ed.gov Budget after School? What repayment plan works best for me? What if I’m in trouble and can’t make/haven’t made my student loan repayments? 20

21. 21 NSLP’s Student Loan Expertise A unique, innovative program to help credit counselors and others understand the complexities of student loans and student loan repayment options so they can best serve their clients.

22. Four 90-minute modules cover student loans from beginning to end: 1.Financing a College Education Provide advice to clients who are considering college. 2.Student Loan Repayment Solutions Help clients stay out of delinquency and default. 3.Choosing the Right Repayment Plan Case studies for helping resolve financial difficulties. 4.Student Loan Default—Now What? Learn the options for helping clients correct the situation.

23. 23 What our clients say... Student Loans: Beyond the Basics 84.2% say it improved their knowledge 85.0% consider it valuable 82.5% would recommend it to others “This is an excellent and affordable way to learn valuable information.” “All the presenters & panels were helpful and very professional. This was fun.”

24. 24 How it helps you… Simplifies student loan complexities you will encounter Helps you help your clients more effectively Gives you a ready resource Modules are eligible for 1.5 CEUs through AFCPE with successful completion of pre-test, post-test, and evaluation

25. 25 You’re Invited to a Free Webinar For CPR Members at the request from our members “Student Loan Default—Now What? September 21, 3 pm – 4:00 pm Central Time Eligible for 1.5 CEUs through AFCPE Presented by Robyn LeGrand, NSLP

26. 26 For more information Todd Woodlee Vice President of Business Development 800.735.8778, ext. 6872 or 706.231.0150 toddw@nslp.org